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SD Service4you

Active
Private limited company· 4 yrs active
Marktplein 6 ·3590 Diepenbeek, Belgium
Open bankruptcy
KBO/BCE: BE 0785.835.305
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Staff (FTE)0.3

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for SD Service4you according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €6k and a net result of €-19k.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
02-07-2025
Bankruptcy Opening
Date: 26-06-2025 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · SD SERVICE4YOU BV MARKT- PLEIN 6, 3590 DIEPENBEEK · Publications in State Gazette ↗

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 28-08-2024, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2023 31-07-2024 28-08-2024 28 d late 2024-00414809

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-19k
Working capital€3k
Directors3

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 28-08-2024 with the NBB · fiscal year 2023 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-17k
Net profit€-19k
Cash flow€-18k
Staff costs€15k
Income taxes-
Dividends-
Total assets€66k
Equity€6k
Debt€61k
of which ≤ 1y€61k
of which > 1y-
Working capital€3k
Employees (FTE)0.3
Ratios (computed)
2023
Current ratio1.04
Quick ratio1.04
Working capital ratio3.8%
Solvency8.4%
Debt / equity10.90
Long-term debt ratio-
Interest coverage-7.25
Gross margin-
Net margin-
ROA-29.3%
ROE-348.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€66k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€63k
Amounts receivable within one year 40/41€62k
Cash & bank 54/58€973
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€66k
Equity 10/15€6k
Contributions / capital 10/11€25k
Accumulated profits (losses) 14€-19k
Amounts payable 17/49€61k
Amounts payable within one year 42/48€61k
Trade debts payable within one year 44€34k
Income statement
Gross operating margin 9900€5k
Operating result 9901€-19k
Financial income 75€2k
Financial charges 65€2k
Result before taxes 9903€-19k
Net result for the period 9904€-19k
Result to be appropriated 9905€-19k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

3 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

3 mandates
Role Name Tenure Source
Curator DOMINIC GIELEN
VAN DIJCKLAAN 15, 3500 HASSELT-
26-06-2025 → present Belgian State Gazette
Curator XAVIER GIELEN
Van Dijcklaan 15, 3500 HASSELT
26-06-2025 → present Belgian State Gazette
Curator FREDERIKA VAN SWYGENHOVEN
VAN DIJCKLAAN 15, 3500 HASSELT
26-06-2025 → present Belgian State Gazette

Legal Structure

NACE primary -
Legal form Private limited company(610)
Incorporation09-05-2022
StatusActive
Postal code3590
First BS signal 02-07-2025
Latest BS signal 02-07-2025

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

3 court or liquidation mandates are on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
Moers garage-takeldienst
Schoonwinkelstraat 9, 3500 HasseltKleinhandel in nieuwe en gebruikte auto's voor personenvervoer, inclusief die voor bijzondere doeleinden (b.v. ambulances)
since 20222.330.976.118
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3,613 m²
Buildings2
Building footprint965 m²
Volume (LiDAR)3,727 m³
Tallest building6.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71052C0111/00K000 Flanders 3,423 m² 1 · 801 m² 6.5 m · 2 fl.
71402D0044/00H000 Flanders 189 m² 1 · 164 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
02-07-2025
Bankruptcy Opening
Date: 26-06-2025 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · SD SERVICE4YOU BV MARKT- PLEIN 6, 3590 DIEPENBEEK · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-07-02 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

2 acts
Address history · 2
17-12-2024
Registered-office move
13-03-2023
Registered-office move
All acts · 2 updated 1 year ago
2024
17-12-2024 Registered office moved from Hasselt to Diepenbeek Registered-office change
  • Luikersteenweg 330, 3500 Hasselt → Marktplein 6, 3590 Diepenbeek
2023
13-03-2023 Registered office moved within Hasselt Registered-office change
  • Schoonwinkelstraat 9 te 3500 Hasselt → Luikersteenweg 330 te 3500 Hasselt

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability0Solvency18Growth-Stability0
4 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 0
Profitability 0
Solvency 18
Growth -
Stability 0

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL SD Service4you
Registered office
Marktplein 6
3590 Diepenbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.