SD-MATIC
ActiveSummary
The computed 12-month bankruptcy probability of SD-MATIC is 2.1% (moderate). The 2024 annual accounts show equity of €69,904 and a net result of €37,382. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 1632 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+29
Solvency79▲+24
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 0.82 in 2023; short-term debt: 45.5% and cash: 26.9% of total assets), and 46.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Repair, maintenance and installation of machinery and equipment (NACE 33)
about 56% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
43 d early
2024
3 d early
2023
49 d early
2022
3 d late
2021
29 d late
2020
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€69,904▲ 115%
2023 · €32,522
Total assets
€130,121▲ 21.0%
2023 · €107,547
Net result
€37,382▲ 1,618%
2023 · €2,175
Working capital
€26,407
2023 · -€11,080
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 33, Repair, maintenance and installation of machinery and equipment, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€42,619--€22,543€12,766€3,754▼ 70.6%€45,530▲ 1,113%
Net result€34,205above the sector's middle half--€24,559below the sector's middle half€10,700within the sector's middle half€2,175within the sector's middle half▼ 79.7%€37,382above the sector's middle half▲ 1,618%
Equity€44,205within the sector's middle half-€19,646below the sector's middle half▼ 55.6%€30,346within the sector's middle half▲ 54.5%€32,522within the sector's middle half▲ 7.2%€69,904within the sector's middle half▲ 115%
Total assets€137,563within the sector's middle half-€106,156within the sector's middle half▼ 22.8%€92,025within the sector's middle half▼ 13.3%€107,547within the sector's middle half▲ 16.9%€130,121within the sector's middle half▲ 21.0%
Debt€93,359-€86,510▼ 7.3%€61,679▼ 28.7%€75,026▲ 21.6%€60,217▼ 19.7%
Working capital€66,664within the sector's middle half--€8,847below the sector's middle half-€4,872below the sector's middle half▲ 44.9%-€11,080below the sector's middle half▼ 127%€26,407within the sector's middle half
Solvency32.1%within the sector's middle half-18.5%below the sector's middle half▼ 13.6pp33.0%within the sector's middle half▲ 14.5pp30.2%within the sector's middle half▼ 2.7pp53.7%within the sector's middle half▲ 23.5pp
Current ratio2.82within the sector's middle half-0.80below the sector's middle half▼ 2.020.87below the sector's middle half▲ 0.070.82below the sector's middle half▼ 0.051.45within the sector's middle half▲ 0.63
Return on assets (ROA)24.9%above the sector's middle half--23.1%below the sector's middle half▼ 48.0pp11.6%within the sector's middle half▲ 34.8pp2.0%within the sector's middle half▼ 9.6pp28.7%above the sector's middle half▲ 26.7pp
above
within
below
the middle half (P25 to P75) of NACE 33, Repair, maintenance and installation of machinery and equipment, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,113% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €130,121
Fixed assets
€44,449 ▼ 24.2%
Current assets
€85,672 ▲ 75.1%
Equity and liabilities €130,121
Equity
€69,904 ▲ 115%
Debt
€60,217 ▼ 19.7%
Debt's share of the balance-sheet total falls from 69.8% to 46.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59,691▲
2023 · €19,411
Cash flow
€51,543▲
2023 · €17,832
Quick ratio
1.30▲
2023 · 0.64
Debt to equity
0.86▼
2023 · 2.31
ROE
53.5%▲
2023 · 6.7%
Interest coverage
39.46▲
2023 · 10.92
Debt ≤ 1 year
€59,265▼
2023 · €60,017
Debt > 1 year
€952▼
2023 · €15,009
Income taxes
€7,437▲
2023 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,196 | €14,092 | €15,596 | €15,657 | €14,161 | ▼ 9.6% |
| Other operating charges640/8 | - | €746 | €1,261 | €1,739 | €1,371 | ▼ 21.2% |
| Gross operating margin9900 | €47,557 | -€7,705 | €29,623 | €21,150 | €61,062 | ▲ 189% |
| Operating profit (loss)9901 | €42,619 | -€22,543 | €12,766 | €3,754 | €45,530 | ▲ 1,113% |
| Financial income75/76B | - | €2 | €248 | €330 | €803 | ▲ 143% |
| Recurring financial income75 | €86 | €2 | €248 | €330 | €803 | ▲ 143% |
| Financial charges65/66B | - | €1,908 | €2,201 | €1,777 | €1,513 | ▼ 14.9% |
| Recurring financial charges65 | €88 | €1,908 | €2,201 | €1,777 | €1,513 | ▼ 14.9% |
| Profit (loss) for the period before taxes9903 | €42,616 | -€24,449 | €10,812 | €2,307 | €44,820 | ▲ 1,843% |
| Income taxes67/77 | €8,412 | €110 | €112 | €132 | €7,437 | ▲ 5,555% |
| Profit (loss) for the period9904 | €34,205 | -€24,559 | €10,700 | €2,175 | €37,382 | ▲ 1,618% |
| Profit (loss) for the period to be appropriated9905 | €34,205 | -€24,559 | €10,700 | €2,175 | €37,382 | ▲ 1,618% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €137,563 | €106,156 | €92,025 | €107,547 | €130,121 | ▲ 21.0% |
| Fixed assets21/28 | €34,225 | €70,632 | €60,254 | €58,610 | €44,449 | ▼ 24.2% |
| Intangible fixed assets21 | - | - | €2,877 | €2,257 | €1,637 | ▼ 27.5% |
| Tangible fixed assets22/27 | €32,452 | €68,858 | €55,604 | €54,950 | €41,409 | ▼ 24.6% |
| Plant, machinery and equipment23 | - | €47,257 | €42,045 | €36,833 | €31,622 | ▼ 14.1% |
| Furniture and vehicles24 | - | €21,152 | €13,239 | €17,927 | €9,728 | ▼ 45.7% |
| Other tangible fixed assets26 | - | €449 | €319 | €189 | €59 | ▼ 68.7% |
| Financial fixed assets28 | €1,773 | €1,773 | €1,773 | €1,403 | €1,403 | = |
| Current assets29/58 | €103,338 | €35,524 | €31,770 | €48,937 | €85,672 | ▲ 75.1% |
| Stocks and contracts in progress3 | €9,157 | €6,816 | €6,799 | €10,387 | €8,675 | ▼ 16.5% |
| Stocks30/36 | - | €6,816 | €6,799 | €10,387 | €8,675 | ▼ 16.5% |
| Amounts receivable within one year40/41 | €22,846 | €21,305 | €13,267 | €25,701 | €38,664 | ▲ 50.4% |
| Trade receivables40 | - | €21,305 | €13,267 | €25,677 | €38,663 | ▲ 50.6% |
| Other amounts receivable41 | - | €0 | - | €24 | €1 | ▼ 94.8% |
| Cash at bank and in hand54/58 | €69,214 | €4,825 | €6,638 | €9,655 | €35,047 | ▲ 263% |
| Deferred charges and accrued income490/1 | - | €2,579 | €5,066 | €3,195 | €3,286 | ▲ 2.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €137,563 | €106,156 | €92,025 | €107,547 | €130,121 | ▲ 21.0% |
| Equity10/15 | €44,205 | €19,646 | €30,346 | €32,522 | €69,904 | ▲ 115% |
| Contributions10/11 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €34,000 | €9,000 | €19,000 | €19,000 | €59,900 | ▲ 215% |
| Distributable reserves133 | - | €9,000 | €19,000 | €19,000 | €59,900 | ▲ 215% |
| Profit (loss) carried forward14 | €205 | €646 | €1,346 | €3,522 | €4 | ▼ 99.9% |
| Amounts payable17/49 | €93,359 | €86,510 | €61,679 | €75,026 | €60,217 | ▼ 19.7% |
| Amounts payable after more than one year17 | €56,685 | €40,139 | €25,036 | €15,009 | €952 | ▼ 93.7% |
| Financial debts170/4 | - | €40,139 | €25,036 | €15,009 | €952 | ▼ 93.7% |
| Amounts payable within one year42/48 | €36,674 | €44,372 | €36,642 | €60,017 | €59,265 | ▼ 1.3% |
| Current portion of amounts payable after more than one year42 | - | €16,546 | €15,102 | €13,618 | €14,056 | ▲ 3.2% |
| Financial debts43 | - | - | - | €8,840 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €8,840 | €0 | ▼ 100% |
| Trade debts44 | €8,356 | €8,180 | €12,922 | €15,763 | €12,635 | ▼ 19.8% |
| Suppliers440/4 | - | €8,180 | €12,922 | €15,763 | €12,635 | ▼ 19.8% |
| Taxes, remuneration and social security45 | - | €18,362 | €4,190 | €14,490 | €21,167 | ▲ 46.1% |
| Taxes450/3 | - | €16,142 | €4,190 | €12,220 | €21,167 | ▲ 73.2% |
| Remuneration and social security454/9 | - | €2,220 | €0 | €2,270 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €1,284 | €4,428 | €7,305 | €11,407 | ▲ 56.1% |
| Accrued charges and deferred income492/3 | - | €2,000 | €0 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,205 | -€24,559 | €10,700 | €2,175 | €37,382 | ▲ 1,618% |
| + Depreciation and write-downs630 | €4,196 | €14,092 | €15,596 | €15,657 | €14,161 | ▼ 9.6% |
| Operating cash flow (approximation) | €38,401 | -€10,467 | €26,297 | €17,832 | €51,543 | ▲ 189% |
| Investment in fixed assets (approximation) | - | -€50,498 | -€5,219 | -€14,013 | €0 | ▲ 100% |
| Change in cash | - | -€64,389 | €1,813 | €3,016 | €25,392 | ▲ 742% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €37,382 ▲1,618%
Operating result €45,530, net result €37,382, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Back to profitnet €10,700
Net result €10,700 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet -€24,559
Net result drops to -€24,559, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gesves · 1 establishment unit since 2020
Ground area
1,992 m²
Building footprint
100 m²
Parcel 92042D0439/00W000, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SD-MATIC
since 20202.297.853.091
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92042D0439/00W000 | Wallonia | 1,992 m² | 1 · 100 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,226 companies in sector 33200 we hold annual accounts for 679. 501 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
33200Installation of industrial machinery and equipment
43212Electrical installation work in industrial facilities
62100Computer programming
71121Engineering and related technical consultancy, excluding land surveyors
74112Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Contact
E-mail
sd-matic@outlook.com
Phone
+32472231639
E-invoicing
Reachable via Peppol
Peppol ID
0208:0740455933
Registered
31-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.