SD IT-Consult
ActiveSummary
SD IT-Consult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €49,406 and a net result of €27,924. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 46% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency84▼-4
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.3 against 2.42 in 2023; short-term debt: 40.5% and cash: 46.9% of total assets), and 40.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
49 d early
2024
31 d late
2023
30 d late
2022
30 d late
2021
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€49,406▲ 19.1%
2023 · €41,482
Total assets
€83,663▲ 26.3%
2023 · €66,217
Net result
€27,924
2023 · -€16,515
Working capital
€44,042▲ 25.8%
2023 · €35,015
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€50,643-€18,745▼ 63.0%-€16,265€32,936
Net result€40,522within the sector's middle half-€14,475within the sector's middle half▼ 64.3%-€16,515below the sector's middle half€27,924within the sector's middle half
Equity€43,522within the sector's middle half-€57,997within the sector's middle half▲ 33.3%€41,482within the sector's middle half▼ 28.5%€49,406within the sector's middle half▲ 19.1%
Total assets€63,363below the sector's middle half-€81,673within the sector's middle half▲ 28.9%€66,217below the sector's middle half▼ 18.9%€83,663within the sector's middle half▲ 26.3%
Debt€19,841-€23,676▲ 19.3%€24,735▲ 4.5%€34,257▲ 38.5%
Working capital€40,312within the sector's middle half-€47,174within the sector's middle half▲ 17.0%€35,015within the sector's middle half▼ 25.8%€44,042within the sector's middle half▲ 25.8%
Solvency68.7%within the sector's middle half-71.0%within the sector's middle half▲ 2.3pp62.6%within the sector's middle half▼ 8.4pp59.1%within the sector's middle half▼ 3.6pp
Current ratio3.05within the sector's middle half-2.99within the sector's middle half▼ 0.062.42within the sector's middle half▼ 0.582.30within the sector's middle half▼ 0.11
Return on assets (ROA)64.0%above the sector's middle half-17.7%within the sector's middle half▼ 46.2pp-24.9%below the sector's middle half▼ 42.7pp33.4%within the sector's middle half▲ 58.3pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €32,936 after a loss of €16,265 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €83,663
Fixed assets
€5,764 ▼ 10.9%
Current assets
€77,900 ▲ 30.4%
Equity and liabilities €83,663
Equity
€49,406 ▲ 19.1%
Debt
€34,257 ▲ 38.5%
Debt's share of the balance-sheet total rises from 37.4% to 40.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36,172▲
2023 · -€13,600
Cash flow
€31,161▲
2023 · -€13,850
Debt to equity
0.69▲
2023 · 0.60
ROE
56.5%▲
2023 · -39.8%
Interest coverage
119.06▲
2023 · -115.43
Debt ≤ 1 year
€33,857▲
2023 · €24,735
Income taxes
€4,708▲
2023 · €135
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,285 | €2,868 | €2,665 | €3,237 | ▲ 21.5% |
| Other operating charges640/8 | - | €291 | €4,645 | €684 | ▼ 85.3% |
| Gross operating margin9900 | €52,928 | €21,904 | -€8,956 | €36,856 | ▲ 512% |
| Operating profit (loss)9901 | €50,643 | €18,745 | -€16,265 | €32,936 | ▲ 302% |
| Financial income75/76B | - | - | €4 | - | - |
| Recurring financial income75 | - | - | €4 | - | - |
| Financial charges65/66B | €4 | €150 | €118 | €304 | ▲ 158% |
| Recurring financial charges65 | €4 | €150 | €118 | €304 | ▲ 158% |
| Profit (loss) for the period before taxes9903 | €50,639 | €18,595 | -€16,379 | €32,632 | ▲ 299% |
| Income taxes67/77 | €10,117 | €4,120 | €135 | €4,708 | ▲ 3,380% |
| Profit (loss) for the period9904 | €40,522 | €14,475 | -€16,515 | €27,924 | ▲ 269% |
| Profit (loss) for the period to be appropriated9905 | €40,522 | €14,475 | -€16,515 | €27,924 | ▲ 269% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €63,363 | €81,673 | €66,217 | €83,663 | ▲ 26.3% |
| Fixed assets21/28 | €3,395 | €10,823 | €6,467 | €5,764 | ▼ 10.9% |
| Tangible fixed assets22/27 | €3,395 | €10,823 | €6,467 | €5,764 | ▼ 10.9% |
| Furniture and vehicles24 | €3,395 | €10,823 | €6,467 | €5,764 | ▼ 10.9% |
| Current assets29/58 | €59,969 | €70,850 | €59,750 | €77,900 | ▲ 30.4% |
| Amounts receivable within one year40/41 | €16,976 | €50,351 | €36,343 | €35,656 | ▼ 1.9% |
| Trade receivables40 | €16,976 | €40,601 | €20,786 | €28,478 | ▲ 37.0% |
| Other amounts receivable41 | - | €9,750 | €15,557 | €7,178 | ▼ 53.9% |
| Cash at bank and in hand54/58 | €42,120 | €20,049 | €20,669 | €39,214 | ▲ 89.7% |
| Deferred charges and accrued income490/1 | €873 | €451 | €2,737 | €3,030 | ▲ 10.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €63,363 | €81,673 | €66,217 | €83,663 | ▲ 26.3% |
| Equity10/15 | €43,522 | €57,997 | €41,482 | €49,406 | ▲ 19.1% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €40,522 | €54,997 | €38,482 | €46,406 | ▲ 20.6% |
| Distributable reserves133 | €40,522 | €54,997 | €38,482 | €46,406 | ▲ 20.6% |
| Amounts payable17/49 | €19,841 | €23,676 | €24,735 | €34,257 | ▲ 38.5% |
| Amounts payable within one year42/48 | €19,656 | €23,676 | €24,735 | €33,857 | ▲ 36.9% |
| Trade debts44 | - | €1,294 | €12,449 | €127 | ▼ 99.0% |
| Suppliers440/4 | - | €1,294 | €12,449 | €127 | ▼ 99.0% |
| Taxes, remuneration and social security45 | €18,519 | €22,382 | €12,286 | €33,730 | ▲ 175% |
| Taxes450/3 | €18,519 | €22,382 | €12,286 | €33,730 | ▲ 175% |
| Other amounts payable47/48 | €1,137 | - | - | - | - |
| Accrued charges and deferred income492/3 | €185 | - | - | €400 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,522 | €14,475 | -€16,515 | €27,924 | ▲ 269% |
| + Depreciation and write-downs630 | €2,285 | €2,868 | €2,665 | €3,237 | ▲ 21.5% |
| Operating cash flow (approximation) | €42,807 | €17,343 | -€13,850 | €31,161 | ▲ 325% |
| Investment in fixed assets (approximation) | - | -€10,296 | €1,691 | -€2,533 | ▼ 250% |
| Change in cash | - | -€22,071 | €621 | €18,545 | ▲ 2,889% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €27,924
Net result €27,924 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€16,515
Net result drops to -€16,515, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2020
Ground area
112 m²
Building footprint
107 m²
Volume, LiDAR
886 m³
Parcel 52035B0127/00A002, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SD IT-Consult
since 20202.311.310.951
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52035B0127/00A002 | Wallonia | 112 m² | 1 · 107 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 15,341 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0758729050
Registered
01-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.