SD IMMO 2003

Active

Private limited companyfounded 20251 yr activeFaubourg de Bruxelles 201, 6041 Charleroi, BelgiumKBO/BCE: BE 1022.364.162

Summary

SD IMMO 2003 has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€120,542) and a net result of -€124,042. The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

SD IMMO 2003ActiveChecked score 53/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€1.1mtotal assets 2025

Equity: -€120,542
Loss: -€124,042

Turnover not published (abridged schema)

Financial health

53 Fair Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Accounts 19 d early0 of 1 deed read

Why 53Capped at 59: negative equity- Negative equity -€120,542- Loss of €124,042 (FY 2025)+ Size: total assets €1.1m+ No main activity registeredShow the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 21% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 14

equity -10.8% of total assets

Liquidity 43

short-term debt 23.6% · cash 1.5%

Profitability 35

return on assets -11.2%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 05-2026: 2.4% 06-2026: 2.4%▲ +2.6% vs 05-2026 07-2026: 2.5%▲ +2.0% vs 06-2026highest value 08-2026: 0.4%▼ -82.9% vs 07-2026lowest value 09-2026: 0.4%● 0.0% vs 08-2026lowest value 10-2026: 0.4%▲ +2.3% vs 09-2026

Size: total assets €1.1m lowers the probability for this profile
No main activity registered lowers the probability
Negative equity -€120,542 raises the probability
Loss of €124,042 (FY 2025) raises the probability

No credit on open account

Liquidity short (current ratio 0.07; short-term debt: 23.6% and cash: 1.5% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 12%, liquidity 26%, profitability 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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