SD Electronics
ActiveSummary
SD Electronics has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €1k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-2
Solvency97▲+21
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 1.98 in 2024; short-term debt: 28.5% and cash: 20.5% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
125 d early
2023
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 7.0%
2024 · €16k
2023: €15k
2024: €16k
2023 → 2025
Total assets
€24k▼ 23.4%
2024 · €32k
2023: €30k
2024: €32k
2023 → 2025
Net result
€1k▼ 16.9%
2024 · €1k
2023: €12k
2024: €1k
2023 → 2025
Working capital
€17k▲ 9.4%
2024 · €15k
2023: €13k
2024: €15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€15k-€16k▲ 9.2%€17k▲ 7.0%
Operating result€17k-€5k▼ 69.3%€6k▲ 9.3%
Net result€12k-€1k▼ 88.9%€1k▼ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€763 ▼ 27.4%
Current assets
€23k ▼ 23.2%
Equity and liabilities €24k
Equity
€17k ▲ 7.0%
Debt
€7k ▼ 55.3%
Debt's share of the balance-sheet total falls from 48.8% to 28.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▲
2024 · €5k
Cash flow
€1k▼
2024 · €2k
Current ratio
3.40▲
2024 · 1.98
Debt to equity
0.40▼
2024 · 0.95
ROE
6.5%▼
2024 · 8.4%
ROA
4.7%▲
2024 · 4.3%
Interest coverage
1.64▼
2024 · 1.95
Debt ≤ 1 year
€7k▼
2024 · €15k
Income taxes
€892▼
2024 · €1k
Staff costs
€13
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€32k€24k▼
Fixed assets21/28€1k€763▼
Tangible fixed assets22/27€1k€763▼
Furniture and vehicles24€1k€763▼
Current assets29/58€30k€23k▼
Amounts receivable within one year40/41€20k€18k▼
Trade receivables40€14k€14k▼
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€11k€5k▼
Equity and liabilities
Total equity and liabilities10/49€32k€24k▼
Equity10/15€16k€17k▲
Contributions10/11€3k€3k=
Reserves13€14k€15k▲
Distributable reserves133€14k€15k▲
Amounts payable17/49€15k€7k▼
Amounts payable within one year42/48€15k€7k▼
Financial debts43-€449
Credit institutions430/8-€449
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€6k€20▼
Income statement
Code20242025
Remuneration, social security and pensions62-€13
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€288€288=
Other operating charges640/8€891€914▲
Gross operating margin9900€6k€7k▲
Operating profit (loss)9901€5k€6k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€2k€2k▼
Income taxes67/77€1k€892▼
Profit (loss) for the period9904€1k€1k▼
Profit (loss) for the period to be appropriated9905€1k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€1k▼
Transfer to equity691/2€1k€1k▼
To other reserves6921€1k€1k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €1k ▼16.9%
Net result drops to €1k, the lowest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strooiselhoeve 83130 BegijnendijkGround area
3,341 m²
Building footprint
176 m²
Volume, LiDAR
861 m³
Parcel 24007B0109/00F002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SD Electronics
since 20232.343.711.822
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24007B0109/00F002 | Flanders | 3,341 m² | 1 · 176 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 210 EUR awarded · 210 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500E08JE47OE3DH35
Similar companies · same sector, comparable size
AKG CONSULTANTS
BE 0766.317.123
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NexSpark
BE 1028.450.913
Wavre · Eq €17,324
IDELIS
BE 0886.086.090
Grez-Doiceau · Eq €17,235
Axcellit
BE 1015.172.108
Zaventem · Eq €17,325
DB SERVICES CONSULTING
BE 0777.857.252
Overijse · Eq €17,221
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,357 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.