Turnover
≈ €110,000 estimated
The micro format states no turnover.
SD Development
Overview
Lifetime
3 annual accounts with figures on one time axispeak €58,964 (2025)
€58,964▲ 21.9%
peak €43,471 (2023)
€42,967▲ 28.9%
peak €120,769 (2025)
€120,769▲ 55.2%
€21,671▲ 28.5%
Board2 names since 2023
2 directorsDejongh Stijn and 1 other
Documentsfilings and deeds
08-05-202684 days before the deadline
2025micro format
Gross margin from €48,372 to €58,964Result from €33,331 to €42,967Registered office moved from Lubbeek to Zottegem 08-04Equity from €77,802 to €120,769Debts from €16,866 to €21,671Investments €6,420
Key points
from the 2025 annual accountsInvestments
€6,420 5.1 × depreciation
Green is investment, beige is depreciation. Machinery stands 263.3% higher than in 2024.
Position in the sector
84.8%
Higher solvency than 81% of companies in computer programming and consultancy. Sector median 60.0% · 21,217 companies.
Checked score
98
Excellent
Financially stronger than 84% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 6.28, cash €64,176
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €120,769 (84.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 87% on liquidity, 82% on profitability and 81% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SD Development has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SD Development itself is lower: 0.1% within 12 months. It rests on far more data about SD Development than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SD Development. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.28 (5.55 in 2024), above the usual 1.5. Short-term debt is 15.2% and cash 45.1% of total assets. 15.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
84 days early
2024
30 days early
2023
58 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 57 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DS
Dejongh Stijn
Director
- DEJONGH Stijn Cedric founderdeed of 24-04-2023
Recent changes
Registered office moved from Lubbeek to Zottegem
New registered office: Leeuwergemstraat 80, 9620 Zottegem · Previous registered office: Schubbeek 45, 3210 Lubbeek · “Het uitgeven van digitaal en analoge publicaties (cursussen, boeken, ... ); Het uitgeven en verkopen van bord-…” (deed in Dutch) · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800943846
Appointment: Ireen VAN LAETHEM (director)
General meeting of 21-09-2024 · Gazette deed
Incorporation
Founding capital of €1,000, 100 shares · Founder: DEJONGH Stijn Cedric · published on 24-04-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SD Development Zottegem | €142,440 | €58,964 | 84.8% | - |
| Priojects Zottegem | €153,448 | €67,750 | 84.2% | - |
| TREKANT Beveren-Kruibeke-Zwijndrecht | €137,652 | €59,726 | 70.6% | - |
| CloudsInSight Aalst | €153,071 | €58,357 | 28.5% | - |
| Gravity Assist Sint-Niklaas | €159,070 | €60,823 | 79.4% | - |
| JENODK Ghent | €136,842 | €65,387 | 80.7% | - |
| CoDeveloper Nazareth-De Pinte | €128,672 | €55,356 | 88.5% | - |
These companies have the same main activity as SD Development: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €129,000 and €159,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 20-04-2023Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.344.183.2619620 Zottegem, since 20-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 04-03-2025
Annual accounts 2025
- €58,964▲ 21.9%
- €42,967▲ 28.9%
- €120,769▲ 55.2%
- €142,440▲ 50.5%
- Filing
- Filed on 08-05-2026, 84 days before the end of the filing period
Insights on SD Development
SD Development files the micro format. That format states no turnover. The gross margin rose from €55,565 in 2023 to €58,964 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 08-05-2026, 84 days before the deadline€58,964
▲ 21.9%
€57,179
▲ 21.6%
€42,967
▲ 28.9%
€114,527
▲ 49.3%
84.8%
▲ 2.6 percentage points
6.28
▲ 0.74
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €100,000 and €150,000.
Balance sheet
balance sheet total €142,440 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
84.8%
Higher than 81% of 21,217 companies in 2025.
6.28
Higher than 81% of 20,581 companies in 2025.
30.2%
Higher than 67% of 20,756 companies in 2025.
SD Development
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
142,440 | 94,668 | 59,053 | |
21/28 |
6,242 | 1,089 | 1,552 | |
22/27 |
6,242 | 1,089 | 1,552 | |
23 |
3,958 | 1,089 | 1,552 | |
26 |
2,284 | - | - | |
29/58 |
136,198 | 93,578 | 57,501 | |
40/41 |
12,447 | 1,425 | 15,984 | |
40 |
12,417 | 0 | 15,006 | |
41 |
30 | 1,425 | 978 | |
50/53 |
53,801 | 11,842 | - | |
54/58 |
64,176 | 79,635 | 41,214 | |
490/1 |
5,774 | 676 | 303 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
142,440 | 94,668 | 59,053 | |
10/15 |
120,769 | 77,802 | 44,471 | |
10/11 |
1,000 | 1,000 | 1,000 | |
13 |
119,769 | 76,802 | 43,471 | |
133 |
119,769 | 76,802 | 43,471 | |
17/49 |
21,671 | 16,866 | 14,582 | |
42/48 |
21,671 | 16,866 | 14,582 | |
44 |
2,471 | 809 | 1,791 | |
440/4 |
2,471 | 809 | 1,791 | |
45 |
17,034 | 14,232 | 9,219 | |
450/3 |
17,034 | 11,789 | 9,219 | |
454/9 |
0 | 2,443 | - | |
47/48 |
2,166 | 1,825 | 3,572 | |
| Income statement | ||||
9900 |
58,964 | 48,372 | 55,565 | |
630 |
1,268 | 462 | 298 | |
640/8 |
517 | 876 | 658 | |
9901 |
57,179 | 47,034 | 54,609 | |
75/76B |
836 | 42 | - | |
75 |
836 | 42 | - | |
65/66B |
2,168 | 787 | 115 | |
65 |
2,100 | 787 | 115 | |
66B |
67 | - | - | |
9903 |
55,847 | 46,289 | 54,493 | |
67/77 |
12,880 | 12,958 | 11,022 | |
9904 |
42,967 | 33,331 | 43,471 | |
9905 |
42,967 | 33,331 | 43,471 | |
| Appropriation of the result | ||||
9906 |
42,967 | 33,331 | 43,471 | |
691/2 |
42,967 | 33,331 | 43,471 | |
6921 |
42,967 | 33,331 | 43,471 | |
| Document | ||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 08-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 58,446 | 47,496 | 54,907 | ||
| 44,234 | 33,794 | 43,769 | ||
| 6,420 | 0 | 1,850 | ||
| -15,459 | 38,422 | - | ||
| 114,527 | 76,713 | 42,919 | ||
| 84.8% | 82.2% | 75.3% | ||
| 6.28 | 5.55 | 3.94 | ||
| 0.18 | 0.22 | 0.33 | ||
| 35.6% | 42.8% | 97.8% | ||
| 30.2% | 35.2% | 73.6% | ||
| 27.83 | 60.36 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €6,420 | - | €1,850 |
| Financial fixed assets | €0 | - | - |
| €1,268 | €462 | €298 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on SD Development
The operating result for 2025 is 22% higher than in 2024 and the highest since 2023. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 17.8% to 15.2%. Equity and debt are higher.
Board & ownership
Board
2 directors, no change since 2024Director (not named in the articles)
appointed by deed of 23-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 08-05-2026
Mandates through the years
2 names, the dashed line is todayDejongh Stijn
Director
Director
Ireen VAN LAETHEM
Director (not named in the articles)
Director (not named in the articles)
Boardmandate already running before its first mention
Mandates as a list
- Dejongh Stijn
- Director, since before 31-12-2023
- Ireen VAN LAETHEM
- Director (not named in the articles), appointed by deed of 23-12-2024, still in office
Control
Founder
DEJONGH Stijn Cedric
This company
SD Development
Equity €120,769
Profit €42,967 in 2025
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €1,208 in 2025
- Source
- deed of 24-04-2023
Articles of association
deed of 24-04-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
Founder
At incorporation
deed of 24-04-2023 ↗
- DEJONGH Stijn Cedric sole founder · 100% at incorporation
Network & group
No group
SD Development has no parent and no holdings in its annual accounts. SD Development shares no director with another company.
Timeline
Timeline
9 events since 2023Board
Filings
Financial
Establishments
Address
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 84 days before the deadline
2025
Equity above €100,000 equity €120,769 ▲55.2% With a profit in every financial year since 2023, equity grows to €120,769.
Annual accounts 2024 filed PDFmicro format · 30 days before the deadline
Registered office moved from Lubbeek to ZottegemNew registered office: Leeuwergemstraat 80, 9620 Zottegem · Previous registered office: Schubbeek 45, 3210 Lubbeek · “Het uitgeven van digitaal en analoge publicaties (cursussen, boeken, ... ); Het uitgeven en verkopen van bord-…” (deed in Dutch)3 points ▸
- Purpose change, “Het uitgeven van digitaal en analoge publicaties (cursussen, boeken, ... ); Het uitgeven en verkopen van bord- en kaartspellen; Computerconsultancy; Public…” (deed in Dutch)
- Registered-office move, Leeuwergemstraat 80, 9620 Zottegem
- Power of attorney, Iris De Brakeleer
- The deed holds 2 more points.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0800943846
2024
- General meeting, 21-09-2024
- Director appointment, Ireen VAN LAETHEM (director (not named in the articles))
Annual accounts 2023 filed PDFmicro format · 58 days before the deadline
2023
IncorporationFounding capital of €1,000, 100 shares · Founder: DEJONGH Stijn Cedric · published on 24-04-20232 points ▸
- Founder, DEJONGH Stijn Cedric
- Founding capital, €1,000, 100 shares
- The deed holds 1 more point.
First establishment Leeuwergemstraat 80, Zottegem
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0800.943.846
- VAT number
- BE 0800.943.846
- Peppol ID
- 0208:0800943846
- Other Peppol ID
- 9925:BE0800943846
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-04-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable since 04-03-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SD Development in Dutch
- Abbreviation
- SDD in Dutch
- Trade name
- SDD in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-04-2023 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- SD Developmentdeed of 24-04-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Schubbeek 45, 3210 Lubbeek”deed of 24-04-2023 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Leeuwergemstraat 80 registered office 9620 Zottegem | 20-04-2023 | 2.344.183.261 |
1 former office
- 3210 Lubbeek until the deed of 08-04-2025
Buildings and parcels at the address
- Ground area
- 345 m²
- Buildings
- 73 m²
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 41035A0888/00G000 | 345 m² | 1 · 73 m² | - |
Contact
Website
sddevelopment.be establishment in Zottegem
E-mail
info@sddevelopment.be establishment in Zottegem