SD Deux Roues
ActiveSD Deux Roues has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €86k and a net result of €-6k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 26053 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▼-67
Solvency75▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.08 against 2.16 in 2023; short-term debt: 43.4% and cash: 0.3% of total assets), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.5%
Return on assets
-3.4%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
31 d late
2022
7 d late
2021
3 d early
2020
23 d early
2019
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€86k▼ 6.3%
2023 · €91k
2018: €9k
2019: €9k
2020: €38k
2021: €80k
2022: €69k
2023: €91k
2018 → 2024
Total assets
€170k▲ 0.3%
2023 · €169k
2018: €91k
2019: €152k
2020: €153k
2021: €165k
2022: €179k
2023: €169k
2018 → 2024
Net result
€-6k
2023 · €23k
2018: €600
2019: €-454
2020: €29k
2021: €41k
2022: €-11k
2023: €23k
2018 → 2024
Working capital
€79k▼ 12.2%
2023 · €90k
2018: €21k
2019: €23k
2020: €41k
2021: €76k
2022: €67k
2023: €90k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€38k-€80k▲ 108%€69k▼ 13.7%€91k▲ 33.1%€86k▼ 6.3%
Operating result€44k-€63k▲ 42.1%€-6k€33k€-2k
Net result€29k-€41k▲ 40.8%€-11k€23k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2k after €33k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €170k
Fixed assets
€17k▲ 1,634%
Current assets
€153k▼ 9.0%
Equity and liabilities €170k
Equity
€86k▼ 6.3%
Debt
€84k▲ 8.0%
The debt ratio rises from 46.0% to 49.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2023 · €34k
Cash flow
€-2k▼
2023 · €24k
Solvency
50.5%▼
2023 · 54.0%
Current ratio
2.08▼
2023 · 2.16
Quick ratio
0.01▲
2023 · 0.01
Debt / equity
0.98▲
2023 · 0.85
ROE
-6.7%▼
2023 · 24.9%
ROA
-3.4%▼
2023 · 13.4%
Interest coverage
0.53▼
2023 · 8.68
Debt
€84k▲
2023 · €78k
Debt ≤ 1 year
€74k▼
2023 · €78k
Debt > 1 year
€10k
Income taxes
€588▼
2023 · €7k
Staff costs
€53▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€169k€170k▲
Fixed assets21/28€963€17k▲
Tangible fixed assets22/27€888€17k▲
Furniture and vehicles24€888€17k▲
Financial fixed assets28€75€75=
Current assets29/58€168k€153k▼
Stocks and contracts in progress3€168k€153k▼
Stocks30/36€168k€153k▼
Cash at bank and in hand54/58€394€584▲
Equity and liabilities
Total equity and liabilities10/49€169k€170k▲
Equity10/15€91k€86k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Profit (loss) carried forward14€73k€67k▼
Amounts payable17/49€78k€84k▲
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€78k€74k▼
Current portion of amounts payable after more than one year42-€8k
Financial debts43€3k€19k▲
Credit institutions430/8€3k€19k▲
Trade debts44€15k€16k▲
Suppliers440/4€15k€16k▲
Advances received on contracts in progress46€8k€218▼
Taxes, remuneration and social security45€23k€11k▼
Taxes450/3€21k€11k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€29k€20k▼
Income statement
Code20232024
Remuneration, social security and pensions62€8k€53▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,000€4k▲
Other operating charges640/8€2k€754▼
Gross operating margin9900€44k€3k▼
Operating profit (loss)9901€33k€-2k▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€29k€-5k▼
Income taxes67/77€7k€588▼
Profit (loss) for the period9904€23k€-6k▼
Profit (loss) for the period to be appropriated9905€23k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€67k▼
Profit (loss) brought forward from the previous period14P€50k€73k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Weakest financial yearnet €-11k ▼126%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €41k ▲40.8%
Operating result €63k, net result €41k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l' Eglise(LV) 41 B5170 ProfondevilleGround area
2,583 m²
Building footprint
611 m²
Parcel 92071C0358/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SD DEUX ROUES
since 20062.151.101.395
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92071C0358/00E000 | Wallonia | 2,583 m² | 1 · 611 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vélo & Co
BE 0818.195.196
Antwerpen · Eq €86k
BAILLY BIKES
BE 0771.560.368
Etterbeek · Eq €86k
B-BIKES
BE 0744.805.887
Herentals · Eq €86k
JODA INVEST
BE 0798.409.869
Willebroek · Eq €86k
Velo's Vanderbike
BE 0797.251.215
Gistel · Eq €86k
Of 1,467 companies in sector 47632 we hold annual accounts for 732. 617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2005
Fiscal year end31-12
Activities, NACEBEL
45402
47632Retail sale of bicycles
47830Retail sale of motorcycles and motorcycle parts and accessories
50400Inland freight water transport
46810Wholesale of solid, liquid and gaseous fuels and related products
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47300Retail sale of automotive fuel
47521Retail sale of hardware, building materials, paint and glass (general range)
47785Retail trade
52113
52462
52492
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.