SD Coaching & Consultancy
ActiveSD Coaching & Consultancy has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €20k. Its solvency ranks better than 38% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency61
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.52; short-term debt: 61.9% and cash: 69.3% of total assets), but 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
32.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€22k
Total assets
€61k
Net result
€20k
Working capital
€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €61k
Fixed assets
€4k
Current assets
€58k
Equity and liabilities €61k
Equity
€22k
Debt
€40k
Debt finances 64.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€27k
Cash flow
€20k
Solvency
35.6%
Current ratio
1.52
Quick ratio
1.52
Debt / equity
1.81
ROE
90.8%
ROA
32.3%
Interest coverage
29.19
Debt
€40k
Debt ≤ 1 year
€38k
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€61k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Other tangible fixed assets26€4k
Current assets29/58€58k
Amounts receivable within one year40/41€15k
Trade receivables40€15k
Cash at bank and in hand54/58€43k
Deferred charges and accrued income490/1€136
Equity and liabilities
Total equity and liabilities10/49€61k
Equity10/15€22k
Contributions10/11€2k
Reserves13€20k
Distributable reserves133€20k
Amounts payable17/49€40k
Amounts payable within one year42/48€38k
Taxes, remuneration and social security45€18k
Taxes450/3€16k
Remuneration and social security454/9€2k
Other amounts payable47/48€20k
Accrued charges and deferred income492/3€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€113
Other operating charges640/8€609
Gross operating margin9900€27k
Operating profit (loss)9901€27k
Financial charges65/66B€916
Recurring financial charges65€916
Profit (loss) for the period before taxes9903€26k
Income taxes67/77€6k
Profit (loss) for the period9904€20k
Profit (loss) for the period to be appropriated9905€20k
Appropriation of the result
Profit (loss) to be appropriated9906€20k
Transfer to equity691/2€20k
To other reserves6921€20k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
August Marcelstraat 79300 AalstGround area
413 m²
Building footprint
206 m²
Volume, LiDAR
1,677 m³
Parcel 41002B0370/00V006, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Guided Growth
since 20252.373.124.202
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002B0370/00V006 | Flanders | 413 m² | 1 · 206 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VITE
BE 0803.912.838
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PHOENIX-22
BE 0789.363.135
Antwerpen · Eq €22k
CONSULT-INN
BE 0713.908.617
Anderlecht · Eq €22k
ANJARA PROGRES
BE 0725.597.513
Flémalle · Eq €22k
CS BRUXELLES
BE 0780.547.518
Sint-Jans-Molenbeek · Eq €22k
Of 11,221 companies in sector 82100 we hold annual accounts for 3,511. 2,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2025
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
86939Human health activities
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.