SD Bureaux et Services

Active

Private limited companyfounded 2010active for 16 yearsRue des Dames-Blanches, Rhisnes 4, 5080 La Bruyère, BelgiumKBO/BCE: BE 0827.402.971

Summary

SD Bureaux et Services has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €395,543 and a net result of -€37,460. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 84% of 5,686 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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SD Bureaux et ServicesActiveChecked score 85/100

Risk analysis Report Compare

Activity

Day spas, saunas and steam baths

NACE 96230

1 site

Size

≈ €43,000turnover 2025, estimated

Equity: €395,543
Loss: -€37,460

Turnover estimated from the gross margin

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

2025 accounts filed 59 days late1 of 4 deeds summarised

Why 85raises riskLast filed accounts filed 59 days late; 3 of the last 3 lateLoss of €37,460, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 3.78, cash €178,824Founded in 2010Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 56% of its sector peers (NACE 96, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 96+3

equity 71.0% of total assets

Liquidity 89-9

short-term debt 12.2% · cash 32.1%

Profitability 16-34

return on assets -6.7%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,621 companies, NACE 96, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025highest value 10-2025: 0.2%▼ -0.2 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.78, compared with 4.49 in 2024, above the usual 1.5; short-term debt: 12.2% and cash: 32.1% of total assets), and 29% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 83% on solvency, 90% on liquidity, 23% on profitability and 27% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Last filed accounts filed 59 days late; 3 of the last 3 late

NBB · filings

Loss of €37,460, the second in a row (financial year 2025)

NBB · annual accounts

Liquidity: current ratio 3.78, cash €178,824

NBB · annual accounts

Founded in 2010

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€37,460

2025 accounts filed 59 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

59 days late

2024

55 days late

2023

50 days late

2022

57 days late

2021

57 days late

2020

48 days late

2019

80 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 58 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 September (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-09-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€37,460
24-09-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: 3 loss-making years in a rowloss financial year 2025 -€37,460 View
Caution: Among the weakest 5% on net resultsector median €2,798 · 5,693 companies -€37,460 View
Total assets 20256 financial years filed €556,886 View

By topic

Financials

Financial year: 2025
Total assets: €556,886
Loss: -€37,460
Solvency: 71.0%

Total assets▼ 16.4%

Net result

20182025

Go to Financials

Timeline

Events: 22
Since: 2012
Next accounts: by 31-07-2027

19-09-2024Annual accounts filed
26-09-2023Annual accounts filed
31-12-2022Equity above €500,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Day spas, saunas and steam bathsNACE 96230
Founded: 01-07-2010
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 20

Who signs: Each director alone
Annual meeting: Last Friday of June at 20:00

Go to Articles of association

Key facts about SD Bureaux et Services

What is the company number of SD Bureaux et Services?: 0827.402.971. In Belgium the VAT number is the company number with BE in front: BE 0827.402.971.
Where is SD Bureaux et Services based?: The registered office is at Rue des Dames-Blanches, Rhisnes 4, 5080 La Bruyère.Company details
What does SD Bureaux et Services do?: According to the KBO register, the main activity is day spas, saunas and steam baths (NACE 96230).
What is the legal form of SD Bureaux et Services?: Private limited company (BV).
When was SD Bureaux et Services founded?: On 01-07-2010.
Is SD Bureaux et Services still active?: Yes, SD Bureaux et Services is an active enterprise in the KBO register.
What is the turnover of SD Bureaux et Services?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SD Bureaux et Services profitable?: In financial year 2025, SD Bureaux et Services made a loss of €37,460.
Where can I find the annual accounts of SD Bureaux et Services?: SD Bureaux et Services filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SD Bureaux et Services due?: By 31-07-2027, for financial year 2026.Timeline