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SD BUILD RENOVE

Active
Private limited companyfounded 2014active for 12 yearsGroot-Bijgaardenstraat 420, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0553.935.128
Summary

The computed 12-month bankruptcy probability of SD BUILD RENOVE is 2.9% (moderate). The 2025 annual accounts show equity of €207,779 and a net result of €14,590. Equity has been growing by about 10% per year since 2019. Its solvency ranks better than 89% of 34,902 sector peers (NACE 43, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 25-06-2014 Normal situation
Activity
Roofing work NACE 43410and 4 others
Establishment unit
2.235.940.466 1082 Sint-Agatha-Berchem, since 25-06-2014
Financial year end
31 March
Peppol
Reachable since 11-12-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Annual accounts to 31-03-2025
Gross margin
€37,233
▼ 14.3%
Turnover
≈ €230,000
estimated
Profit
€14,590
▼ 38.8%
Equity
€207,779
▲ 7.6%
Total assets
€246,908
▼ 53.5%
  • 2026 accounts not filed, 2 days past the deadline
Filed on 02-04-2026
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 1 of the last 3 accounts lateLiquidity: current ratio 6.26Figures for financial year 2025 (filed on 02-04-2026)Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 71% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100+39
equity 84.2% of total assets
Liquidity 95+52
short-term debt 14.2%
Profitability 76+2
return on assets 5.9%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025lowest value 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▼ -0.1 percentage points vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 0.8%▲ +0.3 percentage points vs 10-2025 12-2025: 0.9%▲ +0.1 percentage points vs 11-2025 01-2026: 1.5%▲ +0.6 percentage points vs 12-2025 02-2026: 1.6%▲ +0.1 percentage points vs 01-2026 03-2026: 2.3%▲ +0.7 percentage points vs 02-2026 04-2026: 3.5%▲ +1.2 percentage points vs 03-2026highest value 05-2026: 2.4%▼ -1.1 percentage points vs 04-2026 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.4%● unchanged vs 06-2026 08-2026: 2.3%▼ -0.1 percentage points vs 07-2026 09-2026: 2.2%▼ -0.1 percentage points vs 08-2026 10-2026: 2.5%▲ +0.3 percentage points vs 09-2026 11-2026: 2.9%▲ +0.4 percentage points vs 10-2026
Credit of up to €11,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity is ample, with a current ratio of 6.26 (2.1 in 2024), above the usual 1.5. Short-term debt is 14.2% of total assets. 15.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 92% on liquidity, 51% on profitability and 51% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 6.26
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 02-04-2026)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 153 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 02-04-2026, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
153 days late
2024
19 days late
2023
14 days late
2022
358 days late
2021
211 days late
2020
33 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 131 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 88% of companies in specialised constructionsector median 46.7% · 34,902 companies 84.2% View
  • Positive: 7 profitable years in a rowprofit 2025: €14,590 7 years View

Recent changes

  1. · Gazette deed Resignation: SERETAN Dumitru (manager)Reappointment: SERETAN Dumitru (director)
  2. · Gazette deed Transfer of 37 sharesResignation: SERETAN Dumitru Alexandre (manager)
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as SD BUILD RENOVE: roofing work (NACE 43410). They are comparable in size and age: total assets between €192,000 and €230,000, founded between 2011 and 2015.

CompanyTotal assetsGross margin
SD BUILD RENOVE Sint-Agatha-Berchem€246,908€37,233
F.B. Toitures Sambreville€229,576€40,374
FIAS CONSTRUCT Brussel€191,922€53,163
Dak 12 Beringen€215,135€34,802
GCS DAKWERKEN Herentals€224,294€49,894
DAK & ZINKWERKEN NICK CEENAEME Harelbeke€202,793€43,655
LM Aménagement Seraing€224,373€35,497
Full comparison

Key facts about SD BUILD RENOVE

What is the company number of SD BUILD RENOVE?
The company number of SD BUILD RENOVE is 0553.935.128. The VAT number is the same number with BE in front: BE 0553.935.128.
Where is SD BUILD RENOVE based?
The registered office is at Groot-Bijgaardenstraat 420, 1082 Sint-Agatha-Berchem.Company details
What does SD BUILD RENOVE do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of SD BUILD RENOVE?
The legal form of SD BUILD RENOVE is Private limited company (BV).
When was SD BUILD RENOVE founded?
SD BUILD RENOVE was founded on 25-06-2014.
Is SD BUILD RENOVE still active?
Yes, SD BUILD RENOVE is an active enterprise in the KBO register.
What is the turnover of SD BUILD RENOVE?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €37,233 and 356 comparable companies (NACE 43). It probably lies between €150,000 and €400,000.Financials
Is SD BUILD RENOVE profitable?
In financial year 2025, SD BUILD RENOVE made a profit of €14,590.
Where can I find the annual accounts of SD BUILD RENOVE?
SD BUILD RENOVE filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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