SD ANGIO
ActiveSummary
SD ANGIO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €652k and a net result of €288k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 19908 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 21.73 against 14.2 in 2023; short-term debt: 4.5% and cash: 44.9% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94.6%
Return on assets
41.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
53 d late
2022
49 d late
2021
58 d late
2020
59 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€652k▼ 9.0%
2023 · €716k
2018: €187k
2019: €144k
2020: €221k
2021: €377k
2022: €440k
2023: €716k
2018 → 2024
Total assets
€689k▼ 12.4%
2023 · €786k
2018: €197k
2019: €153k
2020: €239k
2021: €456k
2022: €519k
2023: €786k
2018 → 2024
Net result
€288k▲ 4.4%
2023 · €276k
2018: €73k
2019: €74k
2020: €77k
2021: €150k
2022: €204k
2023: €276k
2018 → 2024
Working capital
€637k▼ 8.0%
2023 · €693k
2018: €182k
2019: €138k
2020: €213k
2021: €341k
2022: €409k
2023: €693k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€221k-€377k▲ 70.4%€440k▲ 16.8%€716k▲ 62.7%€652k▼ 9.0%
Operating result€96k-€196k▲ 104%€267k▲ 36.1%€364k▲ 36.3%€375k▲ 2.9%
Net result€77k-€150k▲ 93.7%€204k▲ 36.6%€276k▲ 35.1%€288k▲ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 3% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €689k
Fixed assets
€21k ▼ 49.3%
Current assets
€668k ▼ 10.4%
Equity and liabilities €689k
Equity
€652k ▼ 9.0%
Debt
€37k ▼ 46.7%
Debt's share of the balance-sheet total falls from 8.9% to 5.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€402k▲
2023 · €391k
Cash flow
€315k▲
2023 · €303k
Current ratio
21.73▲
2023 · 14.20
Debt to equity
0.06▼
2023 · 0.10
ROE
44.2%▲
2023 · 38.5%
ROA
41.8%▲
2023 · 35.1%
Interest coverage
307.43▼
2023 · 898.39
Debt ≤ 1 year
€31k▼
2023 · €52k
Income taxes
€91k▲
2023 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€786k€689k▼
Fixed assets21/28€41k€21k▼
Tangible fixed assets22/27€41k€21k▼
Plant, machinery and equipment23€11k€12k▲
Furniture and vehicles24€4k€5k▲
Leasing and similar rights25€25k€3k▼
Current assets29/58€745k€668k▼
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€3k€561▼
Current investments50/53-€300k
Cash at bank and in hand54/58€684k€309k▼
Deferred charges and accrued income490/1€55k€55k▲
Equity and liabilities
Total equity and liabilities10/49€786k€689k▼
Equity10/15€716k€652k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€696k€631k▼
Amounts payable17/49€70k€37k▼
Amounts payable after more than one year17€17k-
Financial debts170/4€17k-
Amounts payable within one year42/48€52k€31k▼
Current portion of amounts payable after more than one year42€13k€17k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€29k€6k▼
Taxes450/3€29k€6k▼
Other amounts payable47/48€8k€5k▼
Accrued charges and deferred income492/3-€6k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▲
Other operating charges640/8€650€682▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€392k€405k▲
Operating profit (loss)9901€364k€375k▲
Financial income75/76B€0€6k▲
Recurring financial income75€0€6k▲
Financial charges65/66B€435€1k▲
Recurring financial charges65€435€1k▲
Profit (loss) for the period before taxes9903€364k€379k▲
Income taxes67/77€88k€91k▲
Profit (loss) for the period9904€276k€288k▲
Profit (loss) for the period to be appropriated9905€276k€288k▲
Appropriation of the result
Profit (loss) to be appropriated9906€696k€984k▲
Profit (loss) brought forward from the previous period14P€420k€696k▲
Profit to be distributed694/7-€353k
Return on contributions (dividend)694-€353k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €288k ▲4.4%
Operating result €375k, net result €288k, both a record.
22-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 53 days late
2023
31-12
Financial
Equity above €500kEq €716k ▲62.7%
6 profitable years in a row build equity to €716k.
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Equity above €200kEq €221k ▲53.6%
3 profitable years in a row build equity to €221k.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 3 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Albertlei 102950 KapellenGround area
8,819 m²
Building footprint
1,597 m²
Volume, LiDAR
12,953 m³
3 parcels, Flanders · tallest building 29.5 m, ±9 floors. Linked by address, not a title deed.
3 establishment units
Dr. Delalieux Sophie
since 20152.244.396.688
Dr. Delalieux Sophie
since 20152.244.396.787
Dr. Sophie Delalieux - Vaatchirurg - Praktijk Heide
since 20172.284.564.289
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023I0180/00D025 | Flanders | 3,960 m² | 1 · 191 m² | 21.1 m · 2 fl. |
| 11022F0001/00R136 | Flanders | 3,890 m² | 1 · 958 m² | 13.3 m |
| 11462A0282/00G000 | Flanders | 970 m² | 1 · 448 m² | 29.5 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DOKTERS VAN GEYT – DE SMET GERIATRIE - ENDOCRINOLOGIE
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DR. GEERT PAGE
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DR. JOS CALLENS
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,217 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.