sCulture
ActiveSummary
sCulture has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-14k) and a net result of €-15k. Its solvency ranks better than 5% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25; short-term debt: 225% and cash: 15.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-125%
Return on assets
-133.7%
Age of the figures
21 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
28 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-14k
Total assets
€11k
Net result
€-15k
Working capital
€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €11k
Fixed assets
€5k
Current assets
€6k
Key figures and ratios
EBITDA
€-12k
Cash flow
€-14k
Solvency
-125.0%
Current ratio
0.25
Debt to equity
-1.80
ROA
-133.7%
Interest coverage
-8.17
Debt
€26k
Debt ≤ 1 year
€26k
Income taxes
€91
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet
Code2024
Assets
Total assets20/58€11k
Formation expenses20€192
Fixed assets21/28€5k
Intangible fixed assets21€2k
Tangible fixed assets22/27€3k
Plant, machinery and equipment23€3k
Current assets29/58€6k
Amounts receivable within one year40/41€3k
Trade receivables40€272
Other amounts receivable41€3k
Cash at bank and in hand54/58€2k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€11k
Equity10/15€-14k
Contributions10/11€1k
Profit (loss) carried forward14€-15k
Amounts payable17/49€26k
Amounts payable within one year42/48€26k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€91
Taxes450/3€91
Other amounts payable47/48€24k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€275
Gross operating margin9900€-12k
Operating profit (loss)9901€-14k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€-15k
Income taxes67/77€91
Profit (loss) for the period9904€-15k
Profit (loss) for the period to be appropriated9905€-15k
Appropriation of the result
Profit (loss) to be appropriated9906€-15k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomgaardstraat 208020 OostkampGround area
461 m²
Building footprint
131 m²
Volume, LiDAR
603 m³
Parcel 31022I0574/00L000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
sCulture
since 20242.356.760.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022I0574/00L000 | Flanders | 461 m² | 1 · 131 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
3FOR1
BE 0540.532.795
Oostkamp
AERYPTON
BE 0871.268.153
Oostkamp
Agilism
BE 0793.593.523
Oostkamp
AlphaLeads
BE 0770.632.435
Oostkamp
Amygdala
BE 0790.256.129
Oostkamp
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.