SCULPTEUR MICHAL
ActiveSummary
The computed 12-month bankruptcy probability of SCULPTEUR MICHAL is 2.4% (moderate). For SCULPTEUR MICHAL, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (€-7k) and a net result of €-11k. Equity is shrinking by ~33.5% per year across the filed fiscal years. The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0=
Solvency0▼-51
Growth32=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-43%
Return on assets
-64.9%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 12-02-2026, 561 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
561 d late
2022
94 d late
2021
61 d late
2020
26 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€-7k
2022 · €4k
2018: €37k
2019: €36k
2020: €46k
2021: €27k
2022: €4k
2018 → 2023
Total assets
€16k▲ 18.7%
2022 · €14k
2018: €48k
2019: €38k
2020: €47k
2021: €37k
2022: €14k
2018 → 2023
Net result
€-11k▲ 55.4%
2022 · €-24k
2018: €10k
2019: €-869
2020: €10k
2021: €-4k
2022: €-24k
2018 → 2023
Working capital
€-7k
2022 · €3k
2018: €35k
2019: €35k
2020: €43k
2021: €25k
2022: €3k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€36k-€46k▲ 28.9%€27k▼ 41.1%€4k▼ 86.9%€-7k
Operating result€-552-€11k€-4k€-24k▼ 512%€-10k▲ 55.7%
Net result€-869-€10k€-4k€-24k▼ 487%€-11k▲ 55.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2023 against €24k in 2022; the loss shrinks.
Key figures and ratios
EBITDA
€-10k▲
2022 · €-22k
Cash flow
€-10k▲
2022 · €-23k
Solvency
-43.0%▼
2022 · 26.0%
Current ratio
0.70▼
2022 · 1.28
Quick ratio
0.25▲
2022 · 0.25
Debt to equity
-3.33▼
2022 · 2.85
ROA
-64.9%▲
2022 · -172.7%
Interest coverage
-68.83▲
2022 · -147.94
Debt
€23k▲
2022 · €10k
Debt ≤ 1 year
€23k▲
2022 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 35 lines
Balance sheet
Code20222023
Assets
Total assets20/58€14k€16k▲
Fixed assets21/28€720-
Tangible fixed assets22/27€720-
Furniture and vehicles24€720-
Current assets29/58€13k€16k▲
Stocks and contracts in progress3€10k€10k=
Stocks30/36€10k€10k=
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€358-
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€554€3k▲
Deferred charges and accrued income490/1€95€77▼
Equity and liabilities
Total equity and liabilities10/49€14k€16k▲
Equity10/15€4k€-7k▼
Contributions10/11€47k€47k=
Profit (loss) carried forward14€-43k€-54k▼
Amounts payable17/49€10k€23k▲
Amounts payable within one year42/48€10k€23k▲
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45€38€38=
Taxes450/3€38€38=
Other amounts payable47/48€2k€13k▲
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€720▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€347€384▲
Gross operating margin9900€-19k€-9k▲
Operating profit (loss)9901€-24k€-10k▲
Financial charges65/66B€152€141▼
Recurring financial charges65€152€141▼
Profit (loss) for the period before taxes9903€-24k€-11k▲
Profit (loss) for the period9904€-24k€-11k▲
Profit (loss) for the period to be appropriated9905€-24k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-54k▼
Profit (loss) brought forward from the previous period14P€-20k€-43k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
12-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 561 days late
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 94 days late
2022
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity times 11current ratio 204.00
Current ratio from 18.67 to 204.00; short-term debt falls from €2k to €212.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 5current ratio 18.67
Current ratio from 4.10 to 18.67; short-term debt falls from €11k to €2k.
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
2015
31-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Saules Verts 31380 LasneGround area
1,034 m²
Building footprint
163 m²
Volume, LiDAR
1,173 m³
Parcel 25087C0443/00C002, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCULPTEUR MICHAL
since 19892.041.577.014
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25087C0443/00C002 | Wallonia | 1,034 m² | 1 · 163 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-1988
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.