SCT
ActiveThe file of SCT contains 1 historical bankruptcy publication, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 1.1% (low). The 2025 annual accounts show equity of €83,066 and a net result of -€2,033. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 4695 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▼-25
Solvency68▲+10
Growth78=
Track record85
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.82 against 2.07 in 2024; short-term debt: 25.4% of total assets), but 56.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.2%
Return on assets
-1.1%
Age of the figures
12 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-05-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
1 d early
2023
1 d early
2022
2 d early
2021
2 d late
2020
224 d late
2019
10 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€83,066▼ 2.4%
2024 · €85,098
Total assets
€192,140▼ 26.4%
2024 · €261,162
Net result
-€2,033
2024 · €268
Working capital
€40,062▼ 35.7%
2024 · €62,325
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,073-€18,584▼ 796%€12,814€3,085▼ 75.9%€3,375▲ 9.4%
Net result-€3,288-€21,156▼ 543%€10,440€268▼ 97.4%-€2,033
Equity€95,547▼ 3.3%€74,390▼ 22.1%€84,830▲ 14.0%€85,098▲ 0.3%€83,066▼ 2.4%
Total assets€276,159▼ 21.9%€256,023▼ 7.3%€227,553▼ 11.1%€261,162▲ 14.8%€192,140▼ 26.4%
Debt€180,613▼ 29.1%€181,633▲ 0.6%€142,723▼ 21.4%€176,063▲ 23.4%€109,074▼ 38.0%
Working capital€18,418▲ 20.0%€25,423▲ 38.0%€28,311▲ 11.4%€62,325▲ 120%€40,062▼ 35.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192,140
Fixed assets
€103,241 ▼ 26.5%
Current assets
€88,899 ▼ 26.3%
Equity and liabilities €192,140
Equity
€83,066 ▼ 2.4%
Debt
€109,074 ▼ 38.0%
Debt's share of the balance-sheet total falls from 67.4% to 56.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17,377▼
2024 · €33,407
Cash flow
€11,970▼
2024 · €30,590
Current ratio
1.82▼
2024 · 2.07
Debt to equity
1.31▼
2024 · 2.07
ROE
-2.4%▼
2024 · 0.3%
ROA
-1.1%▼
2024 · 0.1%
Interest coverage
3.16▼
2024 · 11.86
Debt ≤ 1 year
€48,837▼
2024 · €58,296
Debt > 1 year
€58,374▼
2024 · €117,767
Staff costs
€78▼
2024 · €473
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €473 | €78 | ▼ 83.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,656 | €26,570 | €26,809 | €30,322 | €14,003 | ▼ 53.8% |
| Other operating charges640/8 | €21,726 | €2,851 | €10,830 | €13,816 | €13,773 | ▼ 0.3% |
| Non-recurring operating charges66A | €3,200 | €7,353 | - | - | - | - |
| Gross operating margin9900 | €44,508 | €18,190 | €50,453 | €47,696 | €31,229 | ▼ 34.5% |
| Operating profit (loss)9901 | -€2,073 | -€18,584 | €12,814 | €3,085 | €3,375 | ▲ 9.4% |
| Financial income75/76B | €5,405 | - | €19 | €0 | €86 | ▲ 286,467% |
| Recurring financial income75 | €5,405 | - | €19 | €0 | €86 | ▲ 286,467% |
| Financial charges65/66B | €3,650 | €2,572 | €2,393 | €2,817 | €5,493 | ▲ 95.0% |
| Recurring financial charges65 | €3,650 | €2,572 | €2,393 | €2,817 | €5,493 | ▲ 95.0% |
| Profit (loss) for the period before taxes9903 | -€318 | -€21,156 | €10,440 | €268 | -€2,033 | ▼ 859% |
| Income taxes67/77 | €2,971 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€3,288 | -€21,156 | €10,440 | €268 | -€2,033 | ▼ 859% |
| Profit (loss) for the period to be appropriated9905 | -€3,288 | -€21,156 | €10,440 | €268 | -€2,033 | ▼ 859% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €276,159 | €256,023 | €227,553 | €261,162 | €192,140 | ▼ 26.4% |
| Fixed assets21/28 | €151,233 | €117,310 | €104,315 | €140,541 | €103,241 | ▼ 26.5% |
| Tangible fixed assets22/27 | €142,233 | €108,310 | €95,315 | €131,541 | €94,241 | ▼ 28.4% |
| Plant, machinery and equipment23 | €2,116 | €1,198 | €3,562 | €2,943 | €3,353 | ▲ 14.0% |
| Furniture and vehicles24 | €1,775 | €1,109 | €1,983 | €88,048 | €50,338 | ▼ 42.8% |
| Leasing and similar rights25 | €106,542 | €74,204 | €49,219 | - | - | - |
| Other tangible fixed assets26 | €31,800 | €31,800 | €40,550 | €40,550 | €40,550 | = |
| Financial fixed assets28 | €9,000 | €9,000 | €9,000 | €9,000 | €9,000 | = |
| Current assets29/58 | €124,926 | €138,713 | €123,239 | €120,621 | €88,899 | ▼ 26.3% |
| Stocks and contracts in progress3 | €8,750 | - | - | - | - | - |
| Stocks30/36 | €8,750 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €115,147 | €136,190 | €101,017 | €120,621 | €88,899 | ▼ 26.3% |
| Trade receivables40 | €32,793 | €50,471 | €47,359 | €52,448 | €47,829 | ▼ 8.8% |
| Other amounts receivable41 | €82,354 | €85,720 | €53,657 | €68,173 | €41,070 | ▼ 39.8% |
| Cash at bank and in hand54/58 | €26 | €305 | €21,894 | - | - | - |
| Deferred charges and accrued income490/1 | €1,002 | €2,217 | €328 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €276,159 | €256,023 | €227,553 | €261,162 | €192,140 | ▼ 26.4% |
| Equity10/15 | €95,547 | €74,390 | €84,830 | €85,098 | €83,066 | ▼ 2.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €92,635 | €77,864 | €78,630 | €78,898 | €78,898 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €90,775 | €76,004 | €76,770 | €77,038 | €77,038 | = |
| Profit (loss) carried forward14 | -€3,288 | -€9,673 | - | - | -€2,033 | - |
| Amounts payable17/49 | €180,613 | €181,633 | €142,723 | €176,063 | €109,074 | ▼ 38.0% |
| Amounts payable after more than one year17 | €74,105 | €60,015 | €45,568 | €117,767 | €58,374 | ▼ 50.4% |
| Financial debts170/4 | €74,105 | €60,015 | €45,568 | €117,767 | €58,374 | ▼ 50.4% |
| Amounts payable within one year42/48 | €106,508 | €113,290 | €94,928 | €58,296 | €48,837 | ▼ 16.2% |
| Current portion of amounts payable after more than one year42 | €13,743 | €14,090 | €14,446 | €24,073 | €14,946 | ▼ 37.9% |
| Financial debts43 | €537 | €537 | - | €2,021 | €9,574 | ▲ 374% |
| Credit institutions430/8 | €537 | €537 | - | €2,021 | €9,574 | ▲ 374% |
| Trade debts44 | €32,163 | €56,939 | €41,319 | €19,052 | €11,166 | ▼ 41.4% |
| Suppliers440/4 | €32,163 | €56,939 | €41,319 | €19,052 | €11,166 | ▼ 41.4% |
| Taxes, remuneration and social security45 | €60,065 | €41,723 | €27,163 | - | - | - |
| Taxes450/3 | €58,815 | €41,723 | €27,163 | - | - | - |
| Remuneration and social security454/9 | €1,250 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | €12,000 | €13,150 | €13,150 | = |
| Accrued charges and deferred income492/3 | - | €8,328 | €2,226 | - | €1,864 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,288 | -€21,156 | €10,440 | €268 | -€2,033 | ▼ 859% |
| + Depreciation and write-downs630 | €21,656 | €26,570 | €26,809 | €30,322 | €14,003 | ▼ 53.8% |
| Operating cash flow (approximation) | €18,368 | €5,414 | €37,249 | €30,590 | €11,970 | ▼ 60.9% |
| Investment in fixed assets (approximation) | - | €7,353 | -€13,813 | -€66,548 | €23,297 | ▲ 135% |
| Change in cash | - | €279 | €21,589 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €10,440
Net result €10,440 after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet -€21,156
Net result drops to -€21,156, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
09-02
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · event 03-02-2022
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 224 days late
2020
30-09
Financial
Highest result since 2018net €50,266 ▲49.3%
Operating result €56,741, net result €50,266, both a record.
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 197 days late
Show earlier events
30-09
Financial
Back to profitnet €33,661
Net result €33,661 after one loss-making year.
30-09
Financial
Liquidity times 5current ratio 1.34
Current ratio from 0.29 to 1.34; short-term debt falls from €91,190 to €85,999.
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 387 days late
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 752 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2004
Ground area
155 m²
Building footprint
192 m²
Volume, LiDAR
1,030 m³
Parcel 24098A0077/00W000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCT
since 20042.145.118.574
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24098A0077/00W000 | Flanders | 155 m² | 1 · 191 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,584 companies in sector 49410 we hold annual accounts for 8,199. 6,301 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded23-11-2004
Fiscal year end30-09
Activities, NACEBEL 2025
49410Freight transport by road
52241Warehousing and support activities for transportation
52250Logistics services
53200Other postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0870132857
Also
9925:BE0870132857
Registered
05-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.