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SCRUPLES

Active Private limited companyfounded 1980active for 45 yearsMechelsesteenweg 101/103, 2018 AntwerpKBO/BCE: BE 0421.071.555
SCRUPLES
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Overview

Lifetime

20 annual accounts with figures on one time axis, 45 filings since 1981
peak €97,407 (2024)
€96,669▼ 0.8%
lowest -€6,091 (2012)
€6,847▼ 62.5%
peak €47,495 (2025)
€47,495▲ 11.3%
€42,428▼ 1.4%
peak 1.6 FTE (2006)
-not published
Board2 names since 2021
2 directorsLEROY Pascale Rose-Marie and 1 other
Documentsfilings and deeds
13-10-202674 days late
2025micro format
Result from €18,257 to €6,847

Key points

from the 2025 annual accounts

Turnover

≈ €470,000 estimated

The micro format states no turnover.

Filings

45 annual accounts 74 days
AprilJune31 JulyOctober199520102025

Latest accounts filed late: after the legal deadline.

Checked score

85
Excellent
Financially stronger than 70% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.0% 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 1.9%▼ -0.1 percentage points vs 05-2025 07-2025: 2.0%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.7%▼ -1.3 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.3%▼ -0.4 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 0.4%▼ -0.2 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026

Financial strength
Strong

78+3equity 52.8% of total assets
77+2short-term debt 44.0% · cash 38.9%
78-17return on assets 7.6%

Score breakdown

raises risk
Last filed accounts filed 74 days late; 2 of the last 3 accounts late
Size: total assets €89,923
lowers risk
Founded in 1980
Liquidity: current ratio 1.66, cash €34,948
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 67% of them on solvency, 82% on liquidity, 68% on profitability and 63% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as SCRUPLES has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of SCRUPLES itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for SCRUPLES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.66 (1.28 in 2024), above the usual 1.5. Short-term debt is 44% and cash 38.9% of total assets. 47.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 74 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1980
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.66, cash €34,948
NBB · annual accounts
raises risk · Size: total assets €89,923
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
74 days late
2024
10 days early
2023
66 days late
2022
46 days late
2021
117 days late
2020
31 days late
2019
41 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 52 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 October (4 of the last 5 accounts filed within 50 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0421071555
Registered office moved to Antwerp New registered office: Mechelsesteenweg 101/103, 2018 Antwerpen · Changes of role: WASZMANN Kristine Erika Stephanie (director) and LEROY Pascale Rose-Marie (director) · “De handel in kleding,toebehoren en accessoires zoals…” (deed in Dutch) · General meeting of 28-11-2023 · Gazette deed
First establishment Mechelsesteenweg 101/103, Antwerp
All 56 events

Comparable companies

same main activity, similar in size and age
Company
SCRUPLES Antwerp €89,923 €96,669 52.8% -
PARDAF Antwerp €114,290 €194,884 -0.6% -
Proost Brecht €48,155 €61,666 -265.6% -
WELZIJNSSCHAKEL PUURS Puurs-Sint-Amands €127,165 €79,770 86.8% -
OCCAMATERIEL Colfontaine €92,586 €38,685 61.3% -
NAKASESO Uccle €122,375 €88,314 10.2% -
NACRI Forest €184,075 €58,018 25.5% 1.6

These companies have the same main activity as SCRUPLES: retail sale of second-hand clothing (NACE 47792). They are comparable in size and age: total assets between €48,200 and €184,000, founded between 1982 and 1994.

Official details

Source: KBO
Status
Active since 02-12-1980Normal situation
Activity
Retail sale of second-hand clothingNACE 47792
Establishment unit
2.018.182.4932018 Antwerp, since 16-12-1980
Financial year end
31 December
Peppol
Reachable since 27-03-2026
Company details

Annual accounts 2025

€96,669▼ 0.8%
€6,847▼ 62.5%
€47,495▲ 11.3%
€89,923▲ 4.9%
Employeeson 31-12-2025
3=
Filing
Filed on 13-10-2026
Financials

Insights on SCRUPLES

SCRUPLES files the micro format. That format states no turnover. The gross margin rose from €35,379 in 2006 to €96,669 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 13-10-2026, 74 days late
€96,669
▼ 0.8%
€10,920
▼ 52.9%
€17,260
▼ 42.1%
€13,187
▼ 47.0%
52.8%
▲ 3.0 percentage points
1.66
▲ 0.38

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €470,000. Estimated: probably between €250,000 and €630,000.

Money flows

no detail for 2025

Balance sheet

balance sheet total €89,923 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

52.8%

Higher than 67% of 22,909 companies in 2025.

1.66

Higher than 56% of 22,039 companies in 2025.

7.6%

Higher than 63% of 22,189 companies in 2025.

SCRUPLES Middle half of the sector 80% of the sector Micro accounts in retail trade (NACE 47)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Staff

€24,835

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 89,92385,73248,49153,26559,22757,44967,56878,39056,00450,05030,82839,47848,73253,96060,72260,01925,30421,59026,11522,298
20 ----------------0000
21/28 24,24230,58222,37716,26920,58324,79734,16144,04618,5014,2035,59551265312,69419,17324,9501,5363,6433,5435,298
21 ----------------0000
22/27 18,24224,58216,37711,76916,08320,29729,66139,54613,8014,2035,59514028112,32218,80124,5781,1642,8992,7994,554
22 ----------------0000
23 18,00123,79514,5549,21115,72419,75828,94338,32112,9232,7173,445---3887761,1642,7262,4533,925
24 -4661,4222,557359539719898-----11,90117,85123,802000110
26 240320400----3268781,4862,151140281421562-0173346519
27 ----------------0000
28 6,0006,0006,0004,5004,5004,5004,5004,5004,700--372372372372372372744744744
29/58 65,68255,15026,11436,99738,64432,65133,40734,34537,50345,84725,23338,96648,08041,26641,54935,06923,76817,94722,57217,000
290 ----------------0000
291 ----------------0000
3 ----------------0000
30/36 ----------------0000
37 ----------------0000
40/41 30,68212,33415,35911,46020,88020,26628,48721,85223,69122,52213,4025,98111,4527,9895,5623,8181,5723,0941,4091,377
40 2,835-----891--1204024,85910,3624,6052,0963,0381,5723,0931,4041,377
41 27,84712,33415,35911,46020,88020,26627,59621,85223,69122,40213,0001,1221,0903,3843,466780015-
50/53 ----------------0009
54/58 34,94842,8168,68024,87017,76411,7004,92012,49313,81223,3259,84332,98536,62733,27735,73531,25121,59414,85321,16315,191
490/1 52-2,075667-685----1,987---251-60200423
Balance sheet: equity and liabilities
10/49 89,92385,73248,49153,26559,22757,44967,56878,39056,00450,05030,82839,47848,73253,96060,72260,01925,30421,59026,11522,298
10/15 47,49542,68226,45832,29429,31928,29328,96628,35034,43829,08919,73423,15923,17224,72730,81823,44813,249740-1,039-6,588
10/11 18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
100 ------18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
101 ----------------00-0
11 ----------------0000
1100/10 ----------------0000
12 ----------------0000
13 28,90325,94912,99512,99512,99512,99512,99512,99515,84610,4974,7104,7104,7104,7104,7104,7104,7104,7104,7104,710
130/1 1,8591,8591,8591,8591,8591,859--------------
130 ------1,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,859
1311 1,8591,8591,8591,8591,8591,859--------------
1312 ----------------0000
1319 ----------------0000
132 ----------------0000
133 27,04424,09011,13611,13611,13611,13611,13611,13613,9878,6382,8512,8512,8512,8512,8512,8512,8512,8512,8512,851
14 --1,859-5,129707-2,268-3,294-2,621-3,237---3,568-143-1301,4257,516146-10,053-22,562-24,341-29,890
15 ----------------0000
19 ----------------0000
160/5 ----------------0000
168 ----------------0000
17/49 42,42843,05022,03320,97129,90829,15638,60250,04021,56620,96111,09416,31925,56029,23229,90436,57012,05520,85027,15428,886
17 ---6966968,96417,09025,076----4,22610,41216,41722,247----
170/4 ---6966968,96417,09025,076----4,22610,41216,41722,247----
175 ----------------0000
176 ----------------0000
178/9 ----------------0000
42/48 39,59343,05022,03320,27629,21220,19221,51224,96421,56620,96111,09416,31921,33418,82113,48714,32412,05520,85027,15428,886
42 ----8,2698,1267,9867,848---4,2266,1856,0055,8305,66000-2,341
430/8 ----------------0000
439 ----------------0000
44 1,0811,1518471,3011,780689-1,17011,5651,3871,5331,1201,2361,2765059482281,95590980
440/4 1,0811,1518471,3011,780689-1,17011,5651,3871,5331,1201,2361,2765059482281,95590980
441 ----------------0000
46 -----------3,3605,2162,7261,6022,4194,39912,81415,41815,034
45 24,54626,30711,58414,70210,0862,5116,68411,4527,36218,0727,7207,6138,6978,8145,5505,2977,4286,08110,8279,636
450/3 12,83411,233-6,4115,9457348907,7883,74311,8773,0641,5752,2562,2181,2351,5483,7403,5753,1072,479
454/9 11,71115,07411,5848,2914,1411,7785,7943,6643,6196,1944,6566,0386,4406,5964,3153,7493,6882,5067,7207,157
47/48 13,96715,5929,6024,2729,0788,8666,8424,4932,6391,5021,841-----0001,795
492/3 2,835---------------0000
Income statement
70 ------------------72,93462,864
76A ----------------0000
9900 96,66997,40767,27159,06528,86724,50544,74331,18447,24550,74632,44035,68541,83336,95242,86743,12336,47444,46546,96835,379
60/61 -------------------25,966-27,485
62 74,50666,69657,93447,36614,30414,20430,34130,86929,80433,38131,97234,37539,32634,89623,75820,13119,78139,94238,58435,575
630 6,3406,6217,8477,1829,0139,3649,8844,1404,0701,3931,2251401406,4796,4796,3381,7351,8411,7554,050
631/4 ----------------0000
635/8 ----------------0000
640/8 4,9049005,6227943,5455486761,0234,2223672,3285222,921492752445533478575490
649 ----------------0000
66A -------------234--0000
9901 10,92023,189-4,1323,7232,0053893,843-4,8489,14915,606-3,085648-553-4,91411,87816,20914,4252,2046,054-4,736
75/76B 3525235501512401198281491-8616418113547
75 3525235501512401198281491-8616418113547
65/66B 1,1762,5771,7397979941,0742,1461,8936491,2364896618651,0281,203965381431529766
65 1,1762,5771,7397979941,0742,1461,8936491,2364896618651,0281,203965381431529766
9903 10,09620,664-5,8362,9751,026-6731,737-6,6228,50814,397-3,426-13-1,418-6,09110,69015,24814,0621,7845,560-5,455
67/77 3,2492,406----1,121-5343,1595,042--137-3,3215,0491,5535103
9904 6,84718,257-5,8362,9751,026-673616-6,0885,3499,355-3,426-13-1,555-6,0917,37010,19912,5091,7795,550-5,458
789 ----------------0000
689 ----------------0000
9905 6,84718,257-5,8362,9751,026-673616-6,0885,3499,355-3,426-13-1,555-6,0917,37010,19912,5091,7795,550-5,458
Appropriation of the result
9906 4,98813,128-5,129707-2,268-3,294-2,621-6,0885,3495,787-3,568-143-1301,4257,516146-10,053-22,562-24,341-29,890
14P -1,859-5,129707-2,268-3,294---------------
791/2 -------2,851--------0000
691/2 2,95412,954------5,3495,787----------
691 ----------------0000
6920 ----------------0000
6921 2,95412,954------5,3495,787------0000
694/7 2,0342,034------------------
694 ----------------0000
695 ----------------0000
696 2,0342,034------------------
Social balance sheet
9087 33332110.911111.21.10.80.70.71.61.61.6
Hours worked1013 3,2403,0702,7782,4826858601,6861,8111,7531,8681,9001,8322,1602,0041,3001,1521,2482,7562,8442,900
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 25 older financial years (1981-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 13-10-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 74 days after the deadline. Filed on 13 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00557646.

Financial year Type Filed Reference Document
31-12-2025 micro format 13-10-2026 2026-00557646 PDF
31-12-2024 micro format 21-07-2025 2025-00291607 PDF
31-12-2023 micro format 05-10-2024 2024-00500281 PDF
31-12-2022 micro format 15-09-2023 2023-00447916 PDF
31-12-2021 micro format 25-11-2022 2022-20526712 PDF
31-12-2020 micro format 31-08-2021 2021-65200436 PDF
31-12-2019 micro format 10-09-2020 2020-53000144 PDF
31-12-2018 micro format 30-08-2019 2019-57800494 PDF
31-12-2017 micro format 07-08-2018 2018-44300165 PDF
31-12-2016 micro format 29-08-2017 2017-55000572 PDF
31-12-2015 abbreviated format 23-08-2016 2016-47200479 PDF
31-12-2014 abbreviated format 21-05-2015 2015-12700274 PDF
31-12-2013 abbreviated format 30-05-2014 2014-14900505 PDF
31-12-2012 abbreviated format 03-06-2013 2013-14700453 PDF
31-12-2011 abbreviated format 31-05-2012 2012-13800469 PDF
31-12-2010 abbreviated format 28-06-2011 2011-22300597 PDF
31-12-2009 abbreviated format 08-06-2010 2010-16200158 PDF
31-12-2008 abbreviated format 24-06-2009 2009-28600351 PDF
31-12-2007 abbreviated format 26-06-2008 2008-29900287 PDF
31-12-2006 abbreviated format 12-07-2007 2007-40300216 PDF
31-12-2005 abbreviated format 07-06-2006 2006-19800160 PDF
31-12-2004 abbreviated format 10-06-2005 2005-23804327 PDF
31-12-2003 abbreviated format 12-07-2004 2004-44102456 PDF
31-12-2002 abbreviated format 09-07-2003 2003-42002022 PDF
31-12-2001 abbreviated format 25-06-2002 2002-27002552 PDF
31-12-2000 abbreviated format 19-06-2001 2001-23400517 PDF
31-12-1999 abbreviated format 07-06-2000 2000-19000333 PDF
31-12-1998 abbreviated format 13-09-1999 1999-45605202 PDF
31-12-1997 abbreviated format 29-07-1998 1998-37002329 PDF
31-12-1996 abbreviated format 19-06-1997 1997-17400971 PDF
31-12-1995 abbreviated format 10-06-1996 1996-13504871 PDF
31-12-1994 abbreviated format 15-06-1995 1995-24301185 PDF
31-12-1993 abbreviated format 22-06-1994 1994-17900698 PDF
31-12-1992 abbreviated format 21-06-1993 1993-14603287 PDF
31-12-1991 abbreviated format 24-06-1992 1992-14203143 PDF
31-12-1990 abbreviated format 06-06-1991 1991-08101719 PDF
31-12-1989 abbreviated format 20-06-1990 1990-10002704 PDF
31-12-1988 abbreviated format 11-05-1989 1989-03804803 PDF
31-12-1987 abbreviated format 01-06-1988 1988-05505165 PDF
31-12-1986 abbreviated format 01-07-1987 1987-14503686 PDF
31-12-1985 abbreviated format 29-10-1986 1986-42002314 PDF
31-12-1984 full format 23-08-1985 1985-31400385 PDF
31-12-1983 unclassified schema 23-08-1984 1984-12401564 PDF
31-12-1982 unclassified schema 28-07-1983 1983-10402270 PDF
31-12-1981 unclassified schema 24-02-1983 1983-00800558 PDF

Subsidies and aid

Flemish government 2025, 1 entry, €2,000 awarded, €2,000 paid

Hinderpremie bij openbare werken
€2,000

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
17,26029,8103,71510,90411,0189,75313,727-70713,21916,999-1,860788-4131,56518,35722,54716,1604,0457,809-686
13,18724,8782,01110,15610,0398,69110,500-1,9489,41810,748-2,200127-1,41438813,84816,53814,2443,6207,305-1,408
014,82613,9552,8674,8070029,75818,36806,6800-11,901070229,752-3721,9400-
-7,86834,136-16,1907,1066,0646,780-7,573-1,320-9,51313,482-23,142-3,6433,351-2,4594,4849,6576,741-6,3105,972-
26,08812,1004,08216,7219,43212,46011,8959,38115,93724,88614,13822,64726,74622,44528,06120,74511,713-2,903-4,582-11,886
------------------8.3%-7.5%
52.8%49.8%54.6%60.6%49.5%49.2%42.9%36.2%61.5%58.1%64.0%58.7%47.6%45.8%50.8%39.1%52.4%3.4%-4.0%-29.5%
1.661.281.191.821.321.621.551.381.742.192.272.392.252.193.082.451.970.860.830.59
0.891.010.830.651.021.031.331.770.630.720.560.701.101.180.971.560.91---
14.4%42.8%-22.1%9.2%3.5%-2.4%2.1%-21.5%15.5%32.2%-17.4%-0.1%-6.7%-24.6%23.9%43.5%94.4%---
7.6%21.3%-12.0%5.6%1.7%-1.2%0.9%-7.8%9.6%18.7%-11.1%0.0%-3.2%-11.3%12.1%17.0%49.4%8.2%21.3%-24.5%
14.6811.572.1413.6711.08---------------
------------------7 days8 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date33332
part-time33332
in full-time equivalents1.91.81.81.61
1.91.81.71.51
On a permanent contract33332
Joined---1-
Left---0-

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€14,826€12,455€2,867€4,807
Financial fixed assets--€1,500--
€6,340€6,621€7,847€7,182€9,013

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on SCRUPLES

The operating result for 2025 is 53% lower than in 2024.

Debt's share of the balance-sheet total falls from 50.2% to 47.2%. Equity is higher and debt is lower.

Board & ownership

Board

2 directors, last change in 2023
LEROY Pascale Rose-Marie
Director
appointed by deed of 13-12-2023
earlier manager, until 13-12-2023
listed in the 2025 annual accounts, filed on 13-10-2026
WASZMANN Kristine Erika Stephanie
Director
appointed by deed of 13-12-2023
earlier manager, until 13-12-2023
listed in the 2025 annual accounts, filed on 13-10-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 13-12-2023

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
LEROY Pascale Rose-Marie
Director
WASZMANN Kristine Erika Stephanie
Director
BoardEarliermandate already running before its first mention
Mandates as a list
  • LEROY Pascale Rose-Marie
    • Director, since before 31-12-2021
    • Manager, until 13-12-2023
  • WASZMANN Kristine Erika Stephanie
    • Director, since before 31-12-2021
    • Manager, until 13-12-2023

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,592.01
Shares
250
Contribution per share
€74.37
Equity per share
€190 in 2025
Source
2025 annual accounts

Articles of association

deed of 13-12-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Financial yearThe company draws up its annual accounts over this twelve-month period.
“Het boekjaar loopt van één januari tot en met één en dertig december van elk kalenderjaar. Op deze laatste datum wordt de boekhouding van de…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of June at 18:00

Network & group

No group

SCRUPLES has no parent and no holdings in its annual accounts. SCRUPLES shares no director with another company.

Timeline

Timeline

56 events since 1980

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 74 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0421071555
2025
Annual accounts 2024 filed PDFmicro format · 10 days before the deadline
2024
Back to profit net €18,257 The net result is €18,257, after one loss-making year.
Annual accounts 2023 filed PDFmicro format · 66 days late
2023
Registered office moved to AntwerpNew registered office: Mechelsesteenweg 101/103, 2018 Antwerpen · Changes of role: WASZMANN Kristine Erika Stephanie (director) and LEROY Pascale Rose-Marie (director) · “De handel in kleding,toebehoren en accessoires zoals…” (deed in Dutch) · General meeting of 28-11-20238 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 46 days late
2022
Annual accounts 2021 filed PDFmicro format · 117 days late
2021
Back to profit net €1,026 The net result is €1,026, after one loss-making year.
Annual accounts 2020 filed PDFmicro format · 31 days late
2020
Annual accounts 2019 filed PDFmicro format · 41 days late
2019
Back to profit net €616 The net result is €616, after one loss-making year.
Annual accounts 2018 filed PDFmicro format · 30 days late
2018
Annual accounts 2017 filed PDFmicro format · 7 days late
2017
Annual accounts 2016 filed PDFmicro format · 29 days late
2016
Back to profit net €9,355 The net result is €9,355, after 4 loss-making years.
Annual accounts 2015 filed PDFabbreviated format · 23 days late
2015
Annual accounts 2014 filed PDFabbreviated format · 71 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 62 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 58 days before the deadline
2012
Weakest financial year net -€6,091 The net result drops to -€6,091, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2011 filed PDFabbreviated format · 61 days before the deadline
2011
Annual accounts 2010 filed PDFabbreviated format · 33 days before the deadline
2010
Annual accounts 2009 filed PDFabbreviated format · 53 days before the deadline
2009
Liquidity more than doubled current ratio 1.97 The current ratio rises from 0.86 to 1.97. Short-term debt falls from €20,850 to €12,055.
Annual accounts 2008 filed PDFabbreviated format · 37 days before the deadline
2008
Annual accounts 2007 filed PDFabbreviated format · 35 days before the deadline
2007
Back to profit net €5,550 The net result is €5,550, after one loss-making year.
Annual accounts 2006 filed PDFabbreviated format · 19 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed PDFabbreviated format
1997
Annual accounts 1996 filed PDFabbreviated format
1996
Annual accounts 1995 filed PDFabbreviated format
1995
Annual accounts 1994 filed PDFabbreviated format
1994
Annual accounts 1993 filed PDFabbreviated format
1993
Annual accounts 1992 filed PDFabbreviated format
1992
Annual accounts 1991 filed PDFabbreviated format
1991
Annual accounts 1990 filed PDFabbreviated format
1990
Annual accounts 1989 filed PDFabbreviated format
1989
Annual accounts 1988 filed PDFabbreviated format
1988
Annual accounts 1987 filed PDFabbreviated format
1987
Annual accounts 1986 filed PDFabbreviated format
1986
Annual accounts 1985 filed PDFabbreviated format
1985
Annual accounts 1984 filed PDFfull format
1984
Annual accounts 1983 filed PDFunclassified schema
1983
Annual accounts 1982 filed PDFunclassified schema
Annual accounts 1981 filed PDFunclassified schema
1980
First establishment Mechelsesteenweg 101/103, Antwerp
Incorporation KBO

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 2 December 1980, SCRUPLES was incorporated.1 In 2023 the registered office moved to Antwerp.2 Total assets went from €78,390 in 2018 to €89,923 in 2025 and headcount from 0.9 to 3 full-time equivalents.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-12-2023
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0421.071.555
VAT number
BE 0421.071.555
Peppol ID
0208:0421071555
Legal form
Private limited company
Status
Active, normal situation
Founded
02-12-1980
Financial year
ends on 31 December
Financial yearThe company draws up its annual accounts over this twelve-month period.
“Het boekjaar loopt van één januari tot en met één en dertig december van elk kalenderjaar. Op deze laatste datum wordt de boekhouding van de…”
deed of 13-12-2023 (in Dutch)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of June at 18:00
deed of 13-12-2023 (in Dutch)
Peppol
Reachable since 27-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SCRUPLES in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 13-12-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 13-12-2023 (in Dutch)

Activities

NACEBEL 2025
VAT activities
47792 Retail sale of second-hand clothing main activity
Social security (RSZ) activities
47792 Retail sale of second-hand clothing main activity
Codes under NACEBEL 2008
VAT activities
47792 Retail trade main activity
Social security (RSZ) activities
47792 Retail trade main activity
Codes under NACEBEL 2003
VAT activities
52502 main activity
Social security (RSZ) activities
52502 main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Mechelsesteenweg 101/103 registered office 2018 Antwerp 16-12-1980 2.018.182.493

Buildings and parcels at the address

Ground area
285 m²
Buildings
285 m²
Volume, LiDAR
3,662 m³
Tallest building
19.1 m
Buildings to scale, each on its own parcel
285 m², 19.1 m 285 m², 19.1 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
11806F1422/00L003285 m² 1 · 285 m² 19.1 m · 5

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