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SCRIPTEAL

Active
Private limited companyfounded 20215 yrs activeClos des Papeteries 21, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0771.996.571
Summary

SCRIPTEAL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €4,007 and a net result of €30,212. Equity is shrinking by ~19.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 7% of 184 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2026
Axes · tick = 2025
Profitability92▲+3
Solvency27▲+1
Growth58=
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
2.4%
Return on assets
18.3%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 184 sector peers (2026).
NBB · sector comparison
Position among 184 sector peers
Solvency
better than 7%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-07-2026, 94 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2026
94 d early
2025
93 d early
2024
23 d early
2023
2 d early
2022
68 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 August 2021, SCRIPTEAL was incorporated as a Private limited company.1 Total assets went from EUR 48,054 in 2022 to EUR 165,535 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2026

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Financials · fiscal year 2026, micro schema

Equity
€4,007▲ 5.6%
2025 · €3,795
Total assets
€165,535▼ 34.6%
2025 · €253,123
Net result
€30,212▼ 25.4%
2025 · €40,476
Working capital
-€15,169▼ 4.5%
2025 · -€14,516
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€15,771-€45,788▲ 190%€15,524▼ 66.1%€52,314▲ 237%€51,481▼ 1.6%
Net result€11,599-€34,303▲ 196%€8,992▼ 73.8%€40,476▲ 350%€30,212▼ 25.4%
Equity€11,599-€48,902▲ 322%€57,894▲ 18.4%€3,795▼ 93.4%€4,007▲ 5.6%
Total assets€48,054-€91,159▲ 89.7%€192,865▲ 112%€253,123▲ 31.2%€165,535▼ 34.6%
Debt€36,456-€42,258▲ 15.9%€134,972▲ 219%€249,328▲ 84.7%€161,528▼ 35.2%
Working capital€93-€51,725▲ 55,530%€69,433▲ 34.2%-€14,516-€15,169▼ 4.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2022: €15,771€15,771Net result 2022: €11,599€11,599Operating result 2023: €45,788€45,788Net result 2023: €34,303€34,303Operating result 2024: €15,524€15,524Net result 2024: €8,992€8,992Operating result 2025: €52,314€52,314Net result 2025: €40,476€40,476Operating result 2026: €51,481€51,481Net result 2026: €30,212€30,21220222023202420252026€0€20,000€40,000€60,000Operating result 2024: €15,524€15,500Net result 2024: €8,992€8,990Operating result 2025: €52,314€52,300Net result 2025: €40,476€40,500Operating result 2026: €51,481€51,500Net result 2026: €30,212€30,200202420252026
The operating result falls in 2026; 2026 is 2% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €165,535
Fixed assets €144,303 ▼ 7.3%
Current assets €21,232 ▼ 78.2%
Equity and liabilities €165,535
Equity €4,007 ▲ 5.6%
Debt €161,528 ▼ 35.2%
Debt's share of the balance-sheet total falls from 98.5% to 97.6%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€67,934▲
2025 · €59,758
Cash flow
€46,665▼
2025 · €47,920
Current ratio
0.58▼
2025 · 0.87
Debt to equity
40.31▼
2025 · 65.69
ROE
753.9%
ROA
18.3%▲
2025 · 16.0%
Interest coverage
12.82▲
2025 · 12.23
Debt ≤ 1 year
€36,401▼
2025 · €111,892
Debt > 1 year
€125,127▼
2025 · €137,436
Income taxes
€15,970▲
2025 · €10,262
Staff costs
€14,244
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 45 lines
Balance sheet Code20252026
Assets
Total assets20/58€253,123€165,535▼
Fixed assets21/28€155,747€144,303▼
Tangible fixed assets22/27€155,747€144,303▼
Land and buildings22€102,846€99,174▼
Plant, machinery and equipment23€591€444▼
Furniture and vehicles24€52,310€44,685▼
Current assets29/58€97,376€21,232▼
Amounts receivable within one year40/41€75,283€17,622▼
Trade receivables40€16,821€17,622▲
Other amounts receivable41€58,461-
Cash at bank and in hand54/58€22,093€3,558▼
Deferred charges and accrued income490/1-€51
Equity and liabilities
Total equity and liabilities10/49€253,123€165,535▼
Equity10/15€3,795€4,007▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€795€1,007▲
Amounts payable17/49€249,328€161,528▼
Amounts payable after more than one year17€137,436€125,127▼
Financial debts170/4€137,436€125,127▼
Amounts payable within one year42/48€111,892€36,401▼
Current portion of amounts payable after more than one year42€11,887€12,309▲
Trade debts44€1,168€711▼
Suppliers440/4€1,168€711▼
Taxes, remuneration and social security45€4,262€10,936▲
Taxes450/3€4,262€9,120▲
Remuneration and social security454/9-€1,816
Other amounts payable47/48€94,574€12,444▼
Income statement Code20252026
Goods, raw materials, services and sundry goods60/61€97,506€87,346▼
Remuneration, social security and pensions62-€14,244
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,444€16,453▲
Other operating charges640/8€1,433€3,581▲
Gross operating margin9900€61,191€85,759▲
Operating profit (loss)9901€52,314€51,481▼
Financial income75/76B€3,311€0▼
Recurring financial income75€3,311€0▼
Financial charges65/66B€4,887€5,299▲
Recurring financial charges65€4,887€5,299▲
Profit (loss) for the period before taxes9903€50,738€46,182▼
Income taxes67/77€10,262€15,970▲
Profit (loss) for the period9904€40,476€30,212▼
Profit (loss) for the period to be appropriated9905€40,476€30,212▼
Appropriation of the result
Profit (loss) to be appropriated9906€95,369€31,007▼
Profit (loss) brought forward from the previous period14P€54,894€795▼
Profit to be distributed694/7€94,574€30,000▼
Return on contributions (dividend)694€94,574€30,000▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Goods, raw materials, services and sundry goods60/61---€97,506€87,346▼ 10.4%
Remuneration, social security and pensions62----€14,244-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,456€6,409€19,166€7,444€16,453▲ 121%
Other operating charges640/8--€409€1,433€3,581▲ 150%
Gross operating margin9900€18,227€52,197€35,099€61,191€85,759▲ 40.1%
Operating profit (loss)9901€15,771€45,788€15,524€52,314€51,481▼ 1.6%
Financial income75/76B-€31€1,309€3,311€0▼ 100.0%
Recurring financial income75-€31€1,309€3,311€0▼ 100.0%
Financial charges65/66B€904€1,891€4,308€4,887€5,299▲ 8.4%
Recurring financial charges65€904€1,891€4,308€4,887€5,299▲ 8.4%
Profit (loss) for the period before taxes9903€14,867€43,928€12,525€50,738€46,182▼ 9.0%
Income taxes67/77€3,269€9,625€3,533€10,262€15,970▲ 55.6%
Profit (loss) for the period9904€11,599€34,303€8,992€40,476€30,212▼ 25.4%
Profit (loss) for the period to be appropriated9905€11,599€34,303€8,992€40,476€30,212▼ 25.4%
Line20222023202420252026Change
Assets
Total assets20/58€48,054€91,159€192,865€253,123€165,535▼ 34.6%
Fixed assets21/28€26,144€20,524€108,959€155,747€144,303▼ 7.3%
Tangible fixed assets22/27€26,144€20,524€108,959€155,747€144,303▼ 7.3%
Land and buildings22--€106,519€102,846€99,174▼ 3.6%
Plant, machinery and equipment23-€211€114€591€444▼ 24.8%
Furniture and vehicles24€3,815€2,867€2,327€52,310€44,685▼ 14.6%
Leasing and similar rights25€22,329€17,446----
Current assets29/58€21,910€70,636€83,906€97,376€21,232▼ 78.2%
Amounts receivable within one year40/41-€29,446€59,586€75,283€17,622▼ 76.6%
Trade receivables40-€28,880€11,360€16,821€17,622▲ 4.8%
Other amounts receivable41-€566€48,226€58,461--
Cash at bank and in hand54/58€21,910€41,169€23,011€22,093€3,558▼ 83.9%
Deferred charges and accrued income490/1-€20€1,309-€51-
Equity and liabilities
Total equity and liabilities10/49€48,054€91,159€192,865€253,123€165,535▼ 34.6%
Equity10/15€11,599€48,902€57,894€3,795€4,007▲ 5.6%
Contributions10/11-€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14€11,599€45,902€54,894€795€1,007▲ 26.6%
Amounts payable17/49€36,456€42,258€134,972€249,328€161,528▼ 35.2%
Amounts payable after more than one year17€14,638€7,595€120,498€137,436€125,127▼ 9.0%
Financial debts170/4€14,638€7,595€120,498€137,436€125,127▼ 9.0%
Amounts payable within one year42/48€21,817€18,911€14,474€111,892€36,401▼ 67.5%
Current portion of amounts payable after more than one year42€6,619€7,043€4,560€11,887€12,309▲ 3.5%
Financial debts43€584€621€2,315---
Credit institutions430/8€584€621€2,315---
Trade debts44€491€290€384€1,168€711▼ 39.1%
Suppliers440/4€491€290€384€1,168€711▼ 39.1%
Taxes, remuneration and social security45€5,192€10,957€7,215€4,262€10,936▲ 157%
Taxes450/3€4,528€10,957€7,215€4,262€9,120▲ 114%
Remuneration and social security454/9€664---€1,816-
Other amounts payable47/48€8,931--€94,574€12,444▼ 86.8%
Accrued charges and deferred income492/3-€15,752----
Line20222023202420252026Change
Profit (loss) for the period9904€11,599€34,303€8,992€40,476€30,212▼ 25.4%
+ Depreciation and write-downs630€2,456€6,409€19,166€7,444€16,453▲ 121%
Operating cash flow (approximation)€14,054€40,712€28,158€47,920€46,665▼ 2.6%
Investment in fixed assets (approximation)--€789-€107,601-€54,232-€5,009▲ 90.8%
Change in cash-€19,259-€18,158-€918-€18,535▼ 1,919%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Highest result since 2022net €40,476 ▲350%
Operating result €52,314, net result €40,476, both a record.
2024
08-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Weakest financial yearnet €8,992 ▼73.8%
Net result drops to €8,992, the lowest in the series; recovery starts the following year.
2023
29-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Liquidity quadruplescurrent ratio 3.74
Current ratio from 1.00 to 3.74; short-term debt falls from €21,817 to €18,911.
2022
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
401 m²
Building footprint
72 m²
Volume, LiDAR
556 m³
Parcel 25037E0511/00X003, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Scripteal
Clos des Papeteries 21, 1390 Grez-DoiceauComputer programming, consultancy and related activities
since 20212.320.817.446
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25037E0511/00X003 Wallonia 401 m² 1 · 72 m² 9.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 5,240 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-08-2021
Fiscal year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming

Scores and ratios are computed by Checked and are not a credit decision.