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SCRIPTALIS

Active
Private limited companyfounded 2024active for 2 yearsRue Dourlet 128, 6000 Charleroi, BelgiumKBO/BCE: BE 1004.908.122
Summary

SCRIPTALIS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,966 and a net result of -€3,464. Its solvency ranks better than 20% of 38,720 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€341,639total assets 2025
Equity
€54,966
Loss
-€3,464
Turnover not published (micro format)
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts 45 days early0 of 1 deed read
Why 87raises riskFounded in 2024Loss of €3,464 (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €341,639Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 34% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Average
Solvency 41-52
equity 16.1% of total assets
Liquidity 61-25
short-term debt 15.2% · cash 11.3%
Profitability 67-33
return on assets -1.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,319 companies, NACE 70, micro)
Last 24 months 02-2025: 0.4% 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025highest value 07-2025: < 0.1%▼ -0.4 percentage points vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.2 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.56, compared with 3.11 in 2024; short-term debt: 15.2% and cash: 11.3% of total assets), but 83.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 21% on solvency, 53% on liquidity, 30% on profitability and 31% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €341,639
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Loss of €3,464 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 38720 sector peers (2025).
NBB · sector comparison
Position among 38720 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
45 days early
2024
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 44 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€54,966▼ 5.9%
2024 · €58,430
Total assets
€341,639▲ 296%
2024 · €86,168
Net result
-€3,464
2024 · €53,430
Working capital
€29,127▼ 50.2%
2024 · €58,430
Trend over the years

2024 to 2025, 2 financial years

The operating result turns negative in 2025: a loss of €170 after €67,474 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€170 2025 Net result-€3,464 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€67,474--€170
Net result€53,430within the sector's middle half--€3,464below the sector's middle half
Equity€58,430within the sector's middle half-€54,966within the sector's middle half▼ 5.9%
Total assets€86,168within the sector's middle half-€341,639within the sector's middle half▲ 296%
Debt€27,738-€286,673▲ 934%
Working capital€58,430within the sector's middle half-€29,127within the sector's middle half▼ 50.2%
Solvency67.8%within the sector's middle half-16.1%below the sector's middle half▼ 51.7pp
Current ratio3.11within the sector's middle half-1.56within the sector's middle half▼ 1.55
Return on assets (ROA)62.0%above the sector's middle half--1.0%below the sector's middle half▼ 63.0pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €341,639
Fixed assets €260,433
Current assets €81,206
Equity and liabilities €341,639
Equity €54,966 ▼ 5.9%
Debt €286,673 ▲ 934%
Debt's share of the balance-sheet total rises from 32.2% to 83.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€43,665
Cash flow
€40,371
Debt to equity
5.22▲
2024 · 0.47
ROE
-6.3%▼
2024 · 91.4%
Interest coverage
14.36
Debt ≤ 1 year
€52,079▲
2024 · €27,738
Debt > 1 year
€234,555
Income taxes
€254▼
2024 · €13,975
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,271 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
4.1% went bankrupt
2.0% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,271 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€86,168€341,639▲
Fixed assets21/28-€260,433
Tangible fixed assets22/27-€260,433
Land and buildings22-€228,634
Furniture and vehicles24-€22,743
Assets under construction and advance payments27-€9,056
Current assets29/58€86,168€81,206▼
Amounts receivable within one year40/41€10,687€40,761▲
Trade receivables40€9,887€21,112▲
Other amounts receivable41€800€19,649▲
Cash at bank and in hand54/58€75,481€38,557▼
Deferred charges and accrued income490/1-€1,888
Equity and liabilities
Total equity and liabilities10/49€86,168€341,639▲
Equity10/15€58,430€54,966▼
Contributions10/11€5,000€5,000=
Reserves13-€49,966
Distributable reserves133-€49,966
Profit (loss) carried forward14€53,430-
Amounts payable17/49€27,738€286,673▲
Amounts payable after more than one year17-€234,555
Financial debts170/4-€234,555
Amounts payable within one year42/48€27,738€52,079▲
Current portion of amounts payable after more than one year42-€14,480
Trade debts44€754€19,649▲
Suppliers440/4€754€19,649▲
Taxes, remuneration and social security45€19,938€17,951▼
Taxes450/3€18,118€16,550▼
Remuneration and social security454/9€1,819€1,401▼
Other amounts payable47/48€7,046-
Accrued charges and deferred income492/3-€39
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€43,835
Other operating charges640/8€387€1,280▲
Gross operating margin9900€67,861€44,945▼
Operating profit (loss)9901€67,474-€170▼
Financial charges65/66B€69€3,041▲
Recurring financial charges65€69€3,041▲
Profit (loss) for the period before taxes9903€67,405-€3,210▼
Income taxes67/77€13,975€254▼
Profit (loss) for the period9904€53,430-€3,464▼
Profit (loss) for the period to be appropriated9905€53,430-€3,464▼
Appropriation of the result
Profit (loss) to be appropriated9906€53,430€49,966▼
Profit (loss) brought forward from the previous period14P-€53,430
Transfer to equity691/2-€49,966
To other reserves6921-€49,966

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€43,835-
Other operating charges640/8€387€1,280▲ 231%
Gross operating margin9900€67,861€44,945▼ 33.8%
Operating profit (loss)9901€67,474-€170▼ 100%
Financial charges65/66B€69€3,041▲ 4,299%
Recurring financial charges65€69€3,041▲ 4,299%
Profit (loss) for the period before taxes9903€67,405-€3,210▼ 105%
Income taxes67/77€13,975€254▼ 98.2%
Profit (loss) for the period9904€53,430-€3,464▼ 106%
Profit (loss) for the period to be appropriated9905€53,430-€3,464▼ 106%
Line20242025Change
Assets
Total assets20/58€86,168€341,639▲ 296%
Fixed assets21/28-€260,433-
Tangible fixed assets22/27-€260,433-
Land and buildings22-€228,634-
Furniture and vehicles24-€22,743-
Assets under construction and advance payments27-€9,056-
Current assets29/58€86,168€81,206▼ 5.8%
Amounts receivable within one year40/41€10,687€40,761▲ 281%
Trade receivables40€9,887€21,112▲ 114%
Other amounts receivable41€800€19,649▲ 2,356%
Cash at bank and in hand54/58€75,481€38,557▼ 48.9%
Deferred charges and accrued income490/1-€1,888-
Equity and liabilities
Total equity and liabilities10/49€86,168€341,639▲ 296%
Equity10/15€58,430€54,966▼ 5.9%
Contributions10/11€5,000€5,000=
Reserves13-€49,966-
Distributable reserves133-€49,966-
Profit (loss) carried forward14€53,430--
Amounts payable17/49€27,738€286,673▲ 934%
Amounts payable after more than one year17-€234,555-
Financial debts170/4-€234,555-
Amounts payable within one year42/48€27,738€52,079▲ 87.8%
Current portion of amounts payable after more than one year42-€14,480-
Trade debts44€754€19,649▲ 2,507%
Suppliers440/4€754€19,649▲ 2,507%
Taxes, remuneration and social security45€19,938€17,951▼ 10.0%
Taxes450/3€18,118€16,550▼ 8.7%
Remuneration and social security454/9€1,819€1,401▼ 23.0%
Other amounts payable47/48€7,046--
Accrued charges and deferred income492/3-€39-
Line20242025Change
Profit (loss) for the period9904€53,430-€3,464▼ 106%
+ Depreciation and write-downs630-€43,835-
Operating cash flow (approximation)€53,430€40,371▼ 24.4%
Change in cash--€36,924-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Public contracts: not fully processed yet. The notices from August 2023 to September 2026 are still being read.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

SCRIPTALIS was incorporated on 18 January 2024 as a private limited company.1 The company has filed 2 sets of annual accounts, the latest for financial year 2025.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
16-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
18-06
NBB filing Annual accounts filed
financial year 2024 · micro format
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded18-01-2024
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004908122
Also 9925:BE1004908122
Registered 31-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 11 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
167 m²
Building footprint
60 m²
Parcel 52302A0955/00R004, Wallonia. Linked by address, not a title deed.
1 establishment unit
SCRIPTALIS
Rue Dourlet 128, 6000 CharleroiBusiness and other management consultancy
since 2024unit no. 2.354.727.359
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
52302A0955/00R004 Wallonia 167 m² 1 · 60 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.