SCRIBURO
ActiveSummary
SCRIBURO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,547 and a net result of €14,275. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 77% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+85
Solvency91▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.23 against 3.06 in 2024; short-term debt: 26.2% and cash: 19.3% of total assets), and 34.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
12.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
4 d early
2023
on the day
2022
22 d early
2021
4 d early
2020
6 d early
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€74,547▲ 23.7%
2024 · €60,273
Total assets
€113,175▲ 27.6%
2024 · €88,661
Net result
€14,275
2024 · -€19,913
Working capital
€66,252▲ 13.4%
2024 · €58,435
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€12,131€3,439-€5,364-€19,626▼ 266%€15,076
Net result-€12,962below the sector's middle half€2,720within the sector's middle half-€5,984below the sector's middle half-€19,913below the sector's middle half▼ 233%€14,275within the sector's middle half
Equity€83,450within the sector's middle half▼ 13.4%€86,170within the sector's middle half▲ 3.3%€80,185within the sector's middle half▼ 6.9%€60,273within the sector's middle half▼ 24.8%€74,547within the sector's middle half▲ 23.7%
Total assets€134,781within the sector's middle half▼ 11.1%€124,559within the sector's middle half▼ 7.6%€121,741within the sector's middle half▼ 2.3%€88,661within the sector's middle half▼ 27.2%€113,175within the sector's middle half▲ 27.6%
Debt€51,331▼ 7.0%€38,389▼ 25.2%€41,556▲ 8.2%€28,389▼ 31.7%€38,627▲ 36.1%
Working capital€74,392within the sector's middle half▼ 12.6%€78,569within the sector's middle half▲ 5.6%€73,041within the sector's middle half▼ 7.0%€58,435within the sector's middle half▼ 20.0%€66,252within the sector's middle half▲ 13.4%
Solvency61.9%above the sector's middle half▼ 1.7pp69.2%above the sector's middle half▲ 7.3pp65.9%above the sector's middle half▼ 3.3pp68.0%above the sector's middle half▲ 2.1pp65.9%above the sector's middle half▼ 2.1pp
Current ratio3.14above the sector's middle half▼ 0.593.67above the sector's middle half▲ 0.532.81above the sector's middle half▼ 0.863.06above the sector's middle half▲ 0.243.23above the sector's middle half▲ 0.17
Return on assets (ROA)-9.6%below the sector's middle half▼ 10.4pp2.2%within the sector's middle half▲ 11.8pp-4.9%below the sector's middle half▼ 7.1pp-22.5%below the sector's middle half▼ 17.5pp12.6%within the sector's middle half▲ 35.1pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15,076 after a loss of €19,626 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113,175
Fixed assets
€17,238 ▲ 838%
Current assets
€95,936 ▲ 10.5%
Equity and liabilities €113,175
Equity
€74,547 ▲ 23.7%
Debt
€38,627 ▲ 36.1%
Debt's share of the balance-sheet total rises from 32.0% to 34.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16,152▲
2024 · -€11,422
Cash flow
€15,351▲
2024 · -€11,709
Quick ratio
0.88▲
2024 · 0.31
Debt to equity
0.52▲
2024 · 0.47
ROE
19.1%▲
2024 · -33.0%
Interest coverage
20.16▲
2024 · -21.95
Debt ≤ 1 year
€29,684▲
2024 · €28,389
Debt > 1 year
€8,943
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,674 | €9,031 | €8,122 | €8,204 | €1,076 | ▼ 86.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €65 | - |
| Other operating charges640/8 | - | €970 | €1,129 | €1,149 | €980 | ▼ 14.7% |
| Gross operating margin9900 | -€1,640 | €13,440 | €3,886 | -€10,273 | €17,197 | ▲ 267% |
| Operating profit (loss)9901 | -€12,131 | €3,439 | -€5,364 | -€19,626 | €15,076 | ▲ 177% |
| Financial income75/76B | - | - | - | €233 | - | - |
| Recurring financial income75 | - | - | - | €233 | - | - |
| Financial charges65/66B | - | €720 | €620 | €520 | €801 | ▲ 54.0% |
| Recurring financial charges65 | €832 | €720 | €620 | €520 | €801 | ▲ 54.0% |
| Profit (loss) for the period before taxes9903 | -€12,962 | €2,720 | -€5,984 | -€19,913 | €14,275 | ▲ 172% |
| Profit (loss) for the period9904 | -€12,962 | €2,720 | -€5,984 | -€19,913 | €14,275 | ▲ 172% |
| Profit (loss) for the period to be appropriated9905 | -€12,962 | €2,720 | -€5,984 | -€19,913 | €14,275 | ▲ 172% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €134,781 | €124,559 | €121,741 | €88,661 | €113,175 | ▲ 27.6% |
| Fixed assets21/28 | €25,583 | €16,552 | €8,430 | €1,838 | €17,238 | ▲ 838% |
| Tangible fixed assets22/27 | €25,583 | €16,552 | €8,430 | €1,838 | €17,238 | ▲ 838% |
| Plant, machinery and equipment23 | - | €97 | - | €1,433 | €17,238 | ▲ 1,103% |
| Furniture and vehicles24 | - | €16,456 | €8,430 | €405 | - | - |
| Current assets29/58 | €109,198 | €108,006 | €113,311 | €86,824 | €95,936 | ▲ 10.5% |
| Stocks and contracts in progress3 | €91,243 | €93,794 | €88,122 | €77,998 | €69,735 | ▼ 10.6% |
| Stocks30/36 | - | €93,794 | €88,122 | €77,998 | €69,735 | ▼ 10.6% |
| Amounts receivable within one year40/41 | €10,113 | €8,791 | €14,128 | €4,322 | €3,048 | ▼ 29.5% |
| Trade receivables40 | - | €8,766 | €14,128 | €4,222 | €2,948 | ▼ 30.2% |
| Other amounts receivable41 | - | €25 | - | €100 | €100 | = |
| Cash at bank and in hand54/58 | €5,948 | €3,445 | €9,356 | €3,214 | €21,796 | ▲ 578% |
| Deferred charges and accrued income490/1 | - | €1,977 | €1,705 | €1,289 | €1,357 | ▲ 5.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €134,781 | €124,559 | €121,741 | €88,661 | €113,175 | ▲ 27.6% |
| Equity10/15 | €83,450 | €86,170 | €80,185 | €60,273 | €74,547 | ▲ 23.7% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €77,250 | €79,970 | €73,985 | €54,073 | €68,347 | ▲ 26.4% |
| Non-distributable reserves130/1 | - | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,859 | - | - | - | - |
| Tax-exempt reserves132 | - | €14,991 | €14,991 | €14,991 | €14,991 | = |
| Distributable reserves133 | - | €63,119 | €58,994 | €39,081 | €53,356 | ▲ 36.5% |
| Amounts payable17/49 | €51,331 | €38,389 | €41,556 | €28,389 | €38,627 | ▲ 36.1% |
| Amounts payable after more than one year17 | €16,526 | €8,951 | €1,286 | - | €8,943 | - |
| Financial debts170/4 | - | €8,951 | €1,286 | - | €8,943 | - |
| Amounts payable within one year42/48 | €34,806 | €29,437 | €40,269 | €28,389 | €29,684 | ▲ 4.6% |
| Current portion of amounts payable after more than one year42 | - | €7,574 | €8,300 | €1,929 | €4,867 | ▲ 152% |
| Financial debts43 | - | €1,521 | - | - | - | - |
| Credit institutions430/8 | - | €1,521 | - | - | - | - |
| Trade debts44 | €11,307 | €7,997 | €19,795 | €14,278 | €5,248 | ▼ 63.2% |
| Suppliers440/4 | - | €7,997 | €19,795 | €14,278 | €5,248 | ▼ 63.2% |
| Taxes, remuneration and social security45 | - | €6,134 | €6,791 | €7,233 | €16,419 | ▲ 127% |
| Taxes450/3 | - | €6,134 | €6,791 | €7,233 | €16,419 | ▲ 127% |
| Other amounts payable47/48 | - | €6,212 | €5,384 | €4,949 | €3,150 | ▼ 36.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,962 | €2,720 | -€5,984 | -€19,913 | €14,275 | ▲ 172% |
| + Depreciation and write-downs630 | €9,674 | €9,031 | €8,122 | €8,204 | €1,076 | ▼ 86.9% |
| Operating cash flow (approximation) | -€3,288 | €11,751 | €2,138 | -€11,709 | €15,351 | ▲ 231% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,611 | -€16,477 | ▼ 923% |
| Change in cash | - | -€2,503 | €5,912 | -€6,142 | €18,582 | ▲ 403% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Appointment: Alexander Bruggeman (non-statutory director)2 facts ▸
State Gazette act
Appointment: Alexander Bruggeman (non-statutory director)
2 facts ▸
- General meeting, 01-07-2026
- Director appointment, Alexander Bruggeman (non-statutory director)
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €14,275
Net result €14,275 after 2 loss-making years.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €2,720
Net result €2,720 after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €1,152
Net result €1,152 after one loss-making year.
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Alexander Bruggeman
CurrentNon-statutory director · since 01-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1990
Ground area
655 m²
Building footprint
339 m²
Volume, LiDAR
1,856 m³
Parcel 37007E0234/00B003, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Oostrozebekestraat 70, 8760 Tielt
since 19902.049.749.560
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37007E0234/00B003 | Flanders | 655 m² | 1 · 339 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Alexander Bruggeman |
|
Articles of association
Other statement
One provision in the deed
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. 1,461 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-06-1990
Fiscal year end30-06
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441225383
Also
9925:BE0441225383
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.