Debts
€25,838 96% of the balance sheet
Suppliers 9%Taxes and wages 27%Other 64%
SCRIBO
Lifetime
19 annual accounts with figures on one time axispeak €23,607 (2021)
€10,654▼ 42.2%
lowest -€28,115 (2022)
€7,085▼ 52.1%
peak €25,768 (2007)
€1,096▲ €7,085
€25,838▲ 2.0%
Board1 name since 2005
1 directorGijbels Bert
Documentsfilings and deeds
08-10-202569 days late
2024micro format
Gross margin from €18,417 to €10,654Result from €14,795 to €7,085Equity from -€5,990 to €1,096Investments €1,238Cash from €297 to €3,227
Key points
from the 2024 annual accountsInvestments
€1,238 3.4 × depreciation
Green is investment, beige is depreciation.
Filings
19 annual accounts 103 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Checked score
55
Fair
Financially stronger than 40% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.8%▲ +0.2 percentage points vs 07-2025
09-2025: 0.9%▲ +0.1 percentage points vs 08-2025
10-2025: 1.1%▲ +0.2 percentage points vs 09-2025highest value
11-2025: 0.5%▼ -0.6 percentage points vs 10-2025lowest value
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.8%▲ +0.3 percentage points vs 07-2026
09-2026: 0.8%● unchanged vs 08-2026
10-2026: 1.0%▲ +0.2 percentage points vs 09-2026
11-2026: 1.0%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 15-10-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 69 days late; 2 of the last 3 accounts late
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Size: total assets €26,934
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 12% of them on solvency, 6% on liquidity, 48% on profitability and 92% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 931 companies had the same profile as SCRIBO has now. Each dot stands for 3 companies, two years later.
93.1%
were still trading
4.6%
stopped another way
1.9%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SCRIBO itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 931 companies, not a prediction for SCRIBO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.98 (0.74 in 2023), below 1. Short-term debt is 95.9% and cash 12% of total assets. 95.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 11496 sector peers (2024).
NBB · sector comparisonPosition among 11496 sector peers
Solvency
better than 11%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 69 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
69 days late
2023
33 days early
2022
46 days late
2021
31 days late
2020
31 days late
2019
108 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 42 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0875221991
First establishment
Astridlaan 20, Heusden-Zolder
Incorporation
published on 02-08-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCRIBO Heusden-Zolder | €26,934 | €10,654 | 4.1% | - |
| Tetraëder Sint-Lievens-Houtem | €25,121 | €9,163 | 43.4% | - |
| AD+ Jemeppe-sur-Sambre | €25,556 | €10,303 | 30.4% | - |
| PERSPECTIV Mortsel | €27,119 | €8,547 | 84.5% | - |
| KREMER PROJECTS Schaerbeek | €30,346 | €11,122 | 58.2% | - |
| PLATEUS CONSULT Saint-Georges-sur-Meuse | €28,404 | €11,919 | 81.9% | - |
| FULL THRUST Fernelmont | €29,561 | €9,474 | -383.3% | - |
These companies have the same main activity as SCRIBO: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €25,100 and €30,300, founded between 1999 and 2009.
Official details
Source: KBO- Status
- Active since 22-07-2005Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Establishment unit
- 2.150.254.1313550 Heusden-Zolder, since 02-12-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Insights on SCRIBO
SCRIBO files the micro format. That format states no turnover. The gross margin rose from €10,651 in 2006 to €10,654 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SCRIBO
- What is the company number of SCRIBO?
- The company number of SCRIBO is 0875.221.991. The VAT number is the same number with BE in front: BE 0875.221.991.
- Where is SCRIBO based?
- The registered office is at Astridlaan 20, 3550 Heusden-Zolder.Company details
- What does SCRIBO do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of SCRIBO?
- SCRIBO is a private limited company (pre-2019) (BVBA).
- When was SCRIBO founded?
- SCRIBO was founded on 22-07-2005.
- Is SCRIBO still active?
- Yes, SCRIBO is an active enterprise in the KBO register.
- What is the turnover of SCRIBO?
- The turnover in financial year 2024 is ≈ €48,000. This figure is estimated from the gross margin of €10,654 and 30 comparable companies (NACE 71121). It probably lies between €33,000 and €90,000. It is a rough estimate.Financials
- Is SCRIBO profitable?
- In financial year 2024, SCRIBO made a profit of €7,085.
- Where can I find the annual accounts of SCRIBO?
- SCRIBO filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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