Equity
-€10,469
Debts exceed assets in financial year 2025.
SCRIBERE
Lifetime
2 annual accounts with figures on one time axispeak €17,218 (2025)
€17,218▲ 68.7%
lowest -€18,552 (2025)
-€18,552▼ €23,635
peak €8,083 (2024)
-€10,469▼ €18,552
€187,177▲ 255%
Board1 name since 2024
1 directorBACCUS Arthur Luc Marie Marc Ghislain
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from €10,207 to €17,218Loss of €18,552Equity from €8,083 to -€10,469Debts from €52,738 to €187,177Investments €154,615
Key points
from the 2025 annual accountsTurnover
≈ €100,000 estimated
The micro format states no turnover.
Debts
€187,177 106% of the balance sheet
Financial debts 82%Suppliers 2%Taxes and wages 5%Other 12%
Of this, €34,547 falls due within a year.
Investments
€154,339 4.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.39 was 1.08 in 2024
Short-term debts rose from €17,782 to €34,547.
Position in the sector
-5.9%
Lower solvency than 95% of companies in legal and accounting. Sector median 56.8% · 15,828 companies.
Checked score
53
Fair
Financially stronger than 12% of micro companies in legal and accounting (NACE 69)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: < 0.1%lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: 0.1%▲ +0.1 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€10,469
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €176,707
Figures for financial year 2025 (filed on 03-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 3% of them on solvency, 34% on liquidity, 13% on profitability and 0% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as SCRIBERE has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SCRIBERE itself is lower: 0.2% within 12 months. It rests on far more data about SCRIBERE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for SCRIBERE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.39 (1.08 in 2024), below 1. Short-term debt is 19.6% and cash 6.3% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€10,469
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 days early
2024
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 30 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BACCUS Arthur Luc Marie Marc Ghislain 300 sharesdeed of 26-09-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014047106
Incorporation
Founding capital of €3,000, 300 shares · Founder: BACCUS Arthur Luc Marie Marc Ghislain · Appointment: BACCUS Arthur Luc Marie Marc Ghislain (director) · published on 26-09-2024 · Gazette deed
First establishment
Rue Ann-Sophie Charlier 19, Herve
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCRIBERE Herve | €176,707 | €17,218 | -5.9% | - |
| Maten Oostkamp | €139,216 | €20,186 | 17.8% | - |
| CNTRCT Ghent | €145,349 | €21,768 | 35.6% | - |
| WECOMPLY Watermael-Boitsfort | €125,733 | €12,112 | 82.8% | - |
| GALEVIA Kraainem | €107,099 | €14,089 | 2.9% | - |
| ActaFiori Sint-Katelijne-Waver | €123,214 | €24,153 | 79.1% | - |
| MD Legal Consulting Antwerp | €189,351 | €13,495 | 94.5% | - |
These companies have the same main activity as SCRIBERE: other legal services (NACE 69109). They are comparable in size and age: total assets between €107,000 and €189,000, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 24-09-2024Normal situation
- Activity
- Other legal servicesNACE 69109
- Establishment unit
- 2.364.490.0144650 Herve, since 24-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-06-2025
Annual accounts 2025
- €176,707▲ 191%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on SCRIBERE
The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SCRIBERE
- What is the company number of SCRIBERE?
- The company number of SCRIBERE is 1014.047.106. The VAT number is the same number with BE in front: BE 1014.047.106.
- Where is SCRIBERE based?
- The registered office is at Rue Ann-Sophie Charlier 19, 4650 Herve.Company details
- What does SCRIBERE do?
- According to the KBO register, the main activity is other legal services (NACE 69109).
- What is the legal form of SCRIBERE?
- SCRIBERE is a private limited company (BV).
- When was SCRIBERE founded?
- SCRIBERE was founded on 24-09-2024.
- Is SCRIBERE still active?
- Yes, SCRIBERE is an active enterprise in the KBO register.
- What is the turnover of SCRIBERE?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €17,218 and 35 comparable companies (NACE 691). It probably lies between €56,000 and €230,000. It is a rough estimate.Financials
- Is SCRIBERE profitable?
- In financial year 2025, SCRIBERE made a loss of €18,552.
- Where can I find the annual accounts of SCRIBERE?
- SCRIBERE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SCRIBERE due?
- SCRIBERE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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