Scratch Concept
ActiveSummary
The computed 12-month bankruptcy probability of Scratch Concept is 14.1% (high). The 2025 annual accounts show negative equity (€-3k) and a net result of €-500. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 13417 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
14.1%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
39 d late
2024
59 d late
2023
10 d late
2022
72 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€-3k▼ 23.2%
2024 · €-2k
Total assets
€1k▼ 54.2%
2024 · €2k
Net result
€-500▲ 90.4%
2024 · €-5k
Working capital
€-3k▼ 23.2%
2024 · €-2k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€21k-€-9k€-4k▲ 52.8%€-423▲ 90.3%
Net result€18k-€-8k€-5k▲ 37.2%€-500▲ 90.4%
Equity€11k-€3k▼ 73.1%€-2k€-3k▼ 23.2%
Total assets€126k-€53k▼ 57.9%€2k▼ 95.7%€1k▼ 54.2%
Debt€115k-€50k▼ 56.4%€4k▼ 91.2%€4k▼ 16.6%
Working capital€786-€-11k€-2k▲ 81.2%€-3k▼ 23.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €423 in 2025 against €4k in 2024; the loss shrinks.
Key figures and ratios
Debt ≤ 1 year
€4k▼
2024 · €4k
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €3k | €9k | €2k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €736 | €4k | - | - | - |
| Other operating charges640/8 | €121 | €281 | €2k | - | - |
| Gross operating margin9900 | €25k | €4k | €-670 | €-423 | ▲ 36.9% |
| Operating profit (loss)9901 | €21k | €-9k | €-4k | €-423 | ▲ 90.3% |
| Financial income75/76B | €53 | €448 | €15 | - | - |
| Recurring financial income75 | €53 | €448 | €15 | - | - |
| Financial charges65/66B | €326 | €537 | €854 | €78 | ▼ 90.9% |
| Recurring financial charges65 | €326 | €537 | €854 | €78 | ▼ 90.9% |
| Profit (loss) for the period before taxes9903 | €21k | €-9k | €-5k | €-500 | ▲ 90.4% |
| Income taxes67/77 | €3k | €-1k | - | - | - |
| Profit (loss) for the period9904 | €18k | €-8k | €-5k | €-500 | ▲ 90.4% |
| Profit (loss) for the period to be appropriated9905 | €18k | €-8k | €-5k | €-500 | ▲ 90.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €126k | €53k | €2k | €1k | ▼ 54.2% |
| Fixed assets21/28 | €11k | €14k | - | - | - |
| Intangible fixed assets21 | €2k | €2k | - | - | - |
| Tangible fixed assets22/27 | €8k | €12k | - | - | - |
| Furniture and vehicles24 | €584 | €6k | - | - | - |
| Other tangible fixed assets26 | €7k | €6k | - | - | - |
| Financial fixed assets28 | - | €500 | - | - | - |
| Current assets29/58 | €116k | €39k | €2k | €1k | ▼ 54.2% |
| Stocks and contracts in progress3 | - | €2k | - | - | - |
| Stocks30/36 | - | €2k | - | - | - |
| Amounts receivable within one year40/41 | €71k | €30k | €2k | €938 | ▼ 58.9% |
| Trade receivables40 | €70k | €30k | €1k | €421 | ▼ 71.5% |
| Other amounts receivable41 | €34 | €37 | €806 | €517 | ▼ 35.9% |
| Cash at bank and in hand54/58 | €45k | €7k | €0 | €108 | ▲ 25,643% |
| Deferred charges and accrued income490/1 | €385 | €263 | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €126k | €53k | €2k | €1k | ▼ 54.2% |
| Equity10/15 | €11k | €3k | €-2k | €-3k | ▼ 23.2% |
| Contributions10/11 | €4k | €4k | €4k | €4k | = |
| Profit (loss) carried forward14 | €8k | €-568 | €-6k | €-6k | ▼ 8.7% |
| Amounts payable17/49 | €115k | €50k | €4k | €4k | ▼ 16.6% |
| Amounts payable within one year42/48 | €115k | €50k | €4k | €4k | ▼ 16.6% |
| Financial debts43 | - | - | €155 | - | - |
| Credit institutions430/8 | - | - | €155 | - | - |
| Trade debts44 | €42k | €15k | - | €378 | - |
| Suppliers440/4 | €42k | €15k | - | €378 | - |
| Advances received on contracts in progress46 | €35k | €12k | €2k | - | - |
| Taxes, remuneration and social security45 | €13k | €12k | - | - | - |
| Taxes450/3 | €10k | €7k | - | - | - |
| Remuneration and social security454/9 | €3k | €5k | - | - | - |
| Other amounts payable47/48 | €24k | €12k | €3k | €3k | ▲ 31.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €-8k | €-5k | €-500 | ▲ 90.4% |
| + Depreciation and write-downs630 | €736 | €4k | - | - | - |
| Operating cash flow (approximation) | €18k | €-5k | €-5k | €-500 | ▲ 90.4% |
| Investment in fixed assets (approximation) | - | €-8k | - | - | - |
| Change in cash | - | €-38k | €-7k | €108 | ▲ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
10-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 10 days late
2023
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Ground area
1,302 m²
Building footprint
313 m²
Volume, LiDAR
6,772 m³
2 parcels, Brussels · tallest building 29.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Belle Alliancelaan 1, 1000 Brussel
since 20212.323.754.566
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0267/00G004 ProtectedSite or landscapeTer Kamerenbos |
Brussels | 1,090 m² | 1 · 220 m² | 29.9 m · 9 fl. |
| 21444B0025/00Y000 | Brussels | 212 m² | 1 · 93 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 14,006 companies in sector 56301 we hold annual accounts for 4,888. 2,212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.