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SCR

Active
Private limited companyfounded 20223 yrs activeSint Michielswarande 92, 1040 Etterbeek, BelgiumKBO/BCE: BE 0793.120.302
Summary

SCR has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128,371 and a net result of €43,972. Equity is growing by ~55.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 8.65 against 5.44 in 2024; short-term debt: 11.6% and cash: 91% of total assets), and 11.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
88.4%
Return on assets
30.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
18 d early
2024
126 d early
2023
131 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 92 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SCR was incorporated on 28 October 2022 as a Private limited company.1 Total assets rose from EUR 50,335 in 2023 to EUR 145,157 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€128,371▲ 52.1%
2024 · €84,399
Total assets
€145,157▲ 40.4%
2024 · €103,424
Net result
€43,972▼ 10.4%
2024 · €49,077
Working capital
€128,371▲ 52.1%
2024 · €84,399
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€44,252-€60,963▲ 37.8%€53,913▼ 11.6%
Net result€35,222within the sector's middle half-€49,077within the sector's middle half▲ 39.3%€43,972within the sector's middle half▼ 10.4%
Equity€35,322within the sector's middle half-€84,399within the sector's middle half▲ 139%€128,371within the sector's middle half▲ 52.1%
Total assets€50,335below the sector's middle half-€103,424within the sector's middle half▲ 105%€145,157within the sector's middle half▲ 40.4%
Debt€15,013-€19,025▲ 26.7%€16,786▼ 11.8%
Working capital€35,322-€84,399▲ 139%€128,371▲ 52.1%
Solvency70.2%within the sector's middle half-81.6%above the sector's middle half▲ 11.4pp88.4%above the sector's middle half▲ 6.8pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2023: €44,252€44,252Net result 2023: €35,222€35,222Operating result 2024: €60,963€60,963Net result 2024: €49,077€49,077Operating result 2025: €53,913€53,913Net result 2025: €43,972€43,972202320242025€0€20,000€40,000€60,000Operating result 2023: €44,252€44,300Net result 2023: €35,222€35,200Operating result 2024: €60,963€61,000Net result 2024: €49,077€49,100Operating result 2025: €53,913€53,900Net result 2025: €43,972€44,000202320242025
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €145,157
Equity €128,371 ▲ 52.1%
Debt €16,786 ▼ 11.8%
Debt's share of the balance-sheet total falls from 18.4% to 11.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
8.65▲
2024 · 5.44
Debt to equity
0.13▼
2024 · 0.23
ROE
34.3%▼
2024 · 58.1%
ROA
30.3%▼
2024 · 47.5%
Debt ≤ 1 year
€16,786▼
2024 · €19,025
Income taxes
€11,044▼
2024 · €12,576
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€103,424€145,157▲
Current assets29/58€103,424€145,157▲
Amounts receivable within one year40/41€12,555€13,056▲
Other amounts receivable41€12,555€13,056▲
Cash at bank and in hand54/58€90,869€132,101▲
Equity and liabilities
Total equity and liabilities10/49€103,424€145,157▲
Equity10/15€84,399€128,371▲
Contributions10/11€100€100=
Profit (loss) carried forward14€84,299€128,271▲
Amounts payable17/49€19,025€16,786▼
Amounts payable within one year42/48€19,025€16,786▼
Trade debts44-€227
Suppliers440/4-€227
Taxes, remuneration and social security45€19,025€16,272▼
Taxes450/3€19,025€16,272▼
Other amounts payable47/48-€287
Income statement Code20242025
Gross operating margin9900€60,963€53,913▼
Operating profit (loss)9901€60,963€53,913▼
Financial income75/76B€924€1,360▲
Recurring financial income75€924€1,360▲
Financial charges65/66B€234€257▲
Recurring financial charges65€234€257▲
Profit (loss) for the period before taxes9903€61,653€55,016▼
Income taxes67/77€12,576€11,044▼
Profit (loss) for the period9904€49,077€43,972▼
Profit (loss) for the period to be appropriated9905€49,077€43,972▼
Appropriation of the result
Profit (loss) to be appropriated9906€84,299€128,271▲
Profit (loss) brought forward from the previous period14P€35,222€84,299▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Gross operating margin9900€44,252€60,963€53,913▼ 11.6%
Operating profit (loss)9901€44,252€60,963€53,913▼ 11.6%
Financial income75/76B€98€924€1,360▲ 47.2%
Recurring financial income75€98€924€1,360▲ 47.2%
Financial charges65/66B€13€234€257▲ 9.8%
Recurring financial charges65€13€234€257▲ 9.8%
Profit (loss) for the period before taxes9903€44,337€61,653€55,016▼ 10.8%
Income taxes67/77€9,115€12,576€11,044▼ 12.2%
Profit (loss) for the period9904€35,222€49,077€43,972▼ 10.4%
Profit (loss) for the period to be appropriated9905€35,222€49,077€43,972▼ 10.4%
Line202320242025Change
Assets
Total assets20/58€50,335€103,424€145,157▲ 40.4%
Current assets29/58€50,335€103,424€145,157▲ 40.4%
Amounts receivable within one year40/41€2,844€12,555€13,056▲ 4.0%
Other amounts receivable41€2,844€12,555€13,056▲ 4.0%
Cash at bank and in hand54/58€47,491€90,869€132,101▲ 45.4%
Equity and liabilities
Total equity and liabilities10/49€50,335€103,424€145,157▲ 40.4%
Equity10/15€35,322€84,399€128,371▲ 52.1%
Contributions10/11€100€100€100=
Profit (loss) carried forward14€35,222€84,299€128,271▲ 52.2%
Amounts payable17/49€15,013€19,025€16,786▼ 11.8%
Amounts payable within one year42/48€15,013€19,025€16,786▼ 11.8%
Trade debts44--€227-
Suppliers440/4--€227-
Taxes, remuneration and social security45€15,013€19,025€16,272▼ 14.5%
Taxes450/3€15,013€19,025€16,272▼ 14.5%
Other amounts payable47/48--€287-
Line202320242025Change
Profit (loss) for the period9904€35,222€49,077€43,972▼ 10.4%
Operating cash flow (approximation)€35,222€49,077€43,972▼ 10.4%
Change in cash-€43,378€41,232▼ 4.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €100,000Eq €128,371 ▲52.1%
3 profitable years in a row build equity to €128,371.
27-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2023net €49,077 ▲39.3%
Operating result €60,963, net result €49,077, both a record.
22-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1.3 ha
Building footprint
1.1 ha
Volume, LiDAR
121,616 m³
Parcel 21362B0253/02F000, Brussels · tallest building 34.4 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
SCR
Sint Michielswarande 92, 1040 EtterbeekComputer programming, consultancy and related activities
since 20232.340.206.954
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21362B0253/02F000 Brussels 1.3 ha 1 · 1.1 ha 34.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,929 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793120302
Also 9925:BE0793120302
Registered 22-07-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.