SCornet
ActiveSCornet has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €103k. Its solvency ranks better than 77% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78
Track record82
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity ample (current ratio 7.06 against 3.09 in 2024; short-term debt: 13.8% and cash: 71.6% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
64.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
14 d early
2024
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 305%
2024 · €34k
2024: €34k
2024 → 2025
Total assets
€160k▲ 227%
2024 · €49k
2024: €49k
2024 → 2025
Net result
€103k▲ 245%
2024 · €30k
2024: €30k
2024 → 2025
Working capital
€133k▲ 328%
2024 · €31k
2024: €31k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€34k-€137k▲ 305%
Operating result€41k-€132k▲ 221%
Net result€30k-€103k▲ 245%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 221% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€4k▲ 525%
Current assets
€155k▲ 237%
Equity and liabilities €160k
Equity
€137k▲ 305%
Debt
€23k▲ 50.9%
The debt ratio falls from 30.6% to 14.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€135k▲
2024 · €42k
Cash flow
€105k▲
2024 · €31k
Solvency
85.9%▲
2024 · 69.4%
Current ratio
7.06▲
2024 · 3.09
Quick ratio
7.06▲
2024 · 3.09
Debt / equity
0.16▼
2024 · 0.44
ROE
75.3%▼
2024 · 88.2%
ROA
64.6%▲
2024 · 61.2%
Interest coverage
95.85▼
2024 · 7155.97
Debt
€23k▲
2024 · €15k
Debt ≤ 1 year
€22k▲
2024 · €15k
Income taxes
€28k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€49k€160k▲
Formation expenses20€2k-
Fixed assets21/28€652€4k▲
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Financial fixed assets28€652€652=
Current assets29/58€46k€155k▲
Amounts receivable within one year40/41€23k€41k▲
Trade receivables40€23k€39k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€23k€114k▲
Deferred charges and accrued income490/1€104€361▲
Equity and liabilities
Total equity and liabilities10/49€49k€160k▲
Equity10/15€34k€137k▲
Contributions10/11€4k€4k=
Reserves13€30k€133k▲
Distributable reserves133€30k€133k▲
Amounts payable17/49€15k€23k▲
Amounts payable within one year42/48€15k€22k▲
Trade debts44€1k€564▼
Suppliers440/4€1k€564▼
Taxes, remuneration and social security45€12k€16k▲
Taxes450/3€12k€16k▲
Other amounts payable47/48€2k€6k▲
Accrued charges and deferred income492/3-€504
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€688€2k▲
Gross operating margin9900€42k€135k▲
Operating profit (loss)9901€41k€132k▲
Financial charges65/66B€6€1k▲
Recurring financial charges65€6€1k▲
Profit (loss) for the period before taxes9903€41k€131k▲
Income taxes67/77€11k€28k▲
Profit (loss) for the period9904€30k€103k▲
Profit (loss) for the period to be appropriated9905€30k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€103k▲
Transfer to equity691/2€30k€103k▲
To other reserves6921€30k€103k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 7.06
Current ratio from 3.09 to 7.06.
31-12
Financial
Equity above €100kEq €137k ▲305%
2 profitable years in a row build equity to €137k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de L'Etang(WAR) 274608 DalhemGround area
1,502 m²
Building footprint
139 m²
Volume, LiDAR
866 m³
Parcel 62114A0511/00X000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCornet
since 20242.365.376.672
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62114A0511/00X000 | Wallonia | 1,502 m² | 1 · 139 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MEDICM
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GREY AND WHITE MATTER
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Soignies · Eq €137k
Cabinet d'Expertises médico-légales Philippe VANPARIJS
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Liège · Eq €137k
Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 6,662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2024
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.