Summary
ScOpTr is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €443,604 and a net result of €71,109. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 70% of 9872 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
44 d early
2024
58 d early
2023
44 d early
2022
45 d early
2021
59 d early
2020
52 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€443,604▼ 8.1%
2023 · €482,823
Net result
€71,109▼ 36.6%
2023 · €112,078
Total assets
€592,521▲ 7.2%
2023 · €552,602
Solvency
74.9%▼ 12.5pp
2023 · 87.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€153,369▼ 4.4%€57,606▼ 62.4%€129,068▲ 124%€158,486▲ 22.8%€97,976▼ 38.2%
Net result€109,325above the sector's middle half▼ 0.9%€41,562within the sector's middle half▼ 62.0%€91,730above the sector's middle half▲ 121%€112,078above the sector's middle half▲ 22.2%€71,109within the sector's middle half▼ 36.6%
Equity€269,579within the sector's middle half▲ 68.2%€310,341within the sector's middle half▲ 15.1%€402,071above the sector's middle half▲ 29.6%€482,823above the sector's middle half▲ 20.1%€443,604above the sector's middle half▼ 8.1%
Total assets€379,116within the sector's middle half▲ 66.7%€363,580within the sector's middle half▼ 4.1%€427,801within the sector's middle half▲ 17.7%€552,602within the sector's middle half▲ 29.2%€592,521within the sector's middle half▲ 7.2%
Debt€109,537▲ 62.9%€53,239▼ 51.4%€25,730▼ 51.7%€69,778▲ 171%€148,917▲ 113%
Working capital€269,579above the sector's middle half▲ 68.1%€310,341above the sector's middle half▲ 15.1%€340,014above the sector's middle half▲ 9.6%€367,675above the sector's middle half▲ 8.1%€346,290above the sector's middle half▼ 5.8%
Solvency71.1%within the sector's middle half▲ 0.7pp85.4%above the sector's middle half▲ 14.2pp94.0%above the sector's middle half▲ 8.6pp87.4%above the sector's middle half▼ 6.6pp74.9%within the sector's middle half▼ 12.5pp
Current ratio3.46within the sector's middle half▲ 0.076.83above the sector's middle half▲ 3.3714.21above the sector's middle half▲ 7.396.27above the sector's middle half▼ 7.953.33within the sector's middle half▼ 2.94
Return on assets (ROA)28.8%above the sector's middle half▼ 19.7pp11.4%within the sector's middle half▼ 17.4pp21.4%within the sector's middle half▲ 10.0pp20.3%within the sector's middle half▼ 1.2pp12.0%within the sector's middle half▼ 8.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 38% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €592,521
Fixed assets
€97,433 ▼ 15.4%
Current assets
€495,088 ▲ 13.2%
Equity and liabilities €592,521
Equity
€443,604 ▼ 8.1%
Debt
€148,917 ▲ 113%
Debt's share of the balance-sheet total rises from 12.6% to 25.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
16.0%▼
2023 · 23.2%
Debt ≤ 1 year
€148,798▲
2023 · €69,778
Income taxes
€27,210▼
2023 · €46,633
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €4,046 | €15,453 | €25,317 | ▲ 63.8% |
| Other operating charges640/8 | - | €566 | €500 | €1,016 | €1,231 | ▲ 21.2% |
| Gross operating margin9900 | €153,522 | €58,172 | €133,614 | €174,955 | €124,524 | ▼ 28.8% |
| Operating profit (loss)9901 | €153,369 | €57,606 | €129,068 | €158,486 | €97,976 | ▼ 38.2% |
| Financial income75/76B | - | €537 | €47 | €317 | €433 | ▲ 36.8% |
| Recurring financial income75 | €1,645 | €537 | €47 | €317 | €433 | ▲ 36.8% |
| Financial charges65/66B | - | €505 | €208 | €91 | €90 | ▼ 1.5% |
| Recurring financial charges65 | €683 | €505 | €208 | €91 | €90 | ▼ 1.5% |
| Profit (loss) for the period before taxes9903 | €154,331 | €57,639 | €128,907 | €158,711 | €98,319 | ▼ 38.1% |
| Income taxes67/77 | €45,005 | €16,077 | €37,177 | €46,633 | €27,210 | ▼ 41.6% |
| Profit (loss) for the period9904 | €109,325 | €41,562 | €91,730 | €112,078 | €71,109 | ▼ 36.6% |
| Profit (loss) for the period to be appropriated9905 | €109,325 | €41,562 | €91,730 | €112,078 | €71,109 | ▼ 36.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €379,116 | €363,580 | €427,801 | €552,602 | €592,521 | ▲ 7.2% |
| Fixed assets21/28 | - | - | €62,057 | €115,149 | €97,433 | ▼ 15.4% |
| Tangible fixed assets22/27 | - | - | €62,057 | €115,149 | €97,433 | ▼ 15.4% |
| Plant, machinery and equipment23 | - | - | €1,285 | €2,707 | €3,233 | ▲ 19.4% |
| Furniture and vehicles24 | - | - | €20,095 | €74,431 | €54,645 | ▼ 26.6% |
| Other tangible fixed assets26 | - | - | €40,676 | €38,010 | €39,554 | ▲ 4.1% |
| Current assets29/58 | €379,116 | €363,580 | €365,744 | €437,453 | €495,088 | ▲ 13.2% |
| Amounts receivable after more than one year29 | - | €0 | - | - | - | - |
| Other amounts receivable291 | - | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €32,058 | €885 | €30,405 | €36,889 | €26,154 | ▼ 29.1% |
| Trade receivables40 | - | €39 | €30,405 | €22,264 | €23,416 | ▲ 5.2% |
| Other amounts receivable41 | - | €846 | €0 | €14,625 | €2,738 | ▼ 81.3% |
| Cash at bank and in hand54/58 | €245,010 | €360,297 | €334,023 | €396,976 | €465,248 | ▲ 17.2% |
| Deferred charges and accrued income490/1 | - | €2,397 | €1,316 | €3,588 | €3,687 | ▲ 2.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €379,116 | €363,580 | €427,801 | €552,602 | €592,521 | ▲ 7.2% |
| Equity10/15 | €269,579 | €310,341 | €402,071 | €482,823 | €443,604 | ▼ 8.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €250,979 | €291,741 | €383,471 | €464,223 | €425,004 | ▼ 8.4% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | €289,881 | €381,611 | €464,223 | €425,004 | ▼ 8.4% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €109,537 | €53,239 | €25,730 | €69,778 | €148,917 | ▲ 113% |
| Amounts payable within one year42/48 | €109,537 | €53,239 | €25,730 | €69,778 | €148,798 | ▲ 113% |
| Trade debts44 | €9,884 | €3,610 | €5,132 | €656 | €1,912 | ▲ 192% |
| Suppliers440/4 | - | €3,610 | €5,132 | €656 | €1,912 | ▲ 192% |
| Taxes, remuneration and social security45 | - | €48,829 | €19,301 | €37,797 | €36,557 | ▼ 3.3% |
| Taxes450/3 | - | €48,829 | €19,301 | €37,797 | €36,557 | ▼ 3.3% |
| Other amounts payable47/48 | - | €800 | €1,298 | €31,326 | €110,328 | ▲ 252% |
| Accrued charges and deferred income492/3 | - | - | - | - | €119 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €109,325 | €41,562 | €91,730 | €112,078 | €71,109 | ▼ 36.6% |
| + Depreciation and write-downs630 | - | - | €4,046 | €15,453 | €25,317 | ▲ 63.8% |
| Operating cash flow (approximation) | €109,325 | €41,562 | €95,776 | €127,531 | €96,426 | ▼ 24.4% |
| Investment in fixed assets (approximation) | - | - | - | -€68,545 | -€7,601 | ▲ 88.9% |
| Change in cash | - | €115,287 | -€26,274 | €62,953 | €68,272 | ▲ 8.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €112,078 ▲22.2%
Net result €112,078, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 14.21
Current ratio from 6.83 to 14.21; short-term debt falls from €53,239 to €25,730.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €269,579 ▲68.2%
3 profitable years in a row build equity to €269,579.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150,000Eq €160,254 ▲221%
2 profitable years in a row build equity to €160,254.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2018
Ground area
1,098 m²
Building footprint
151 m²
Volume, LiDAR
757 m³
Parcel 24652F0169/00P002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Venneloopstraat 2, 3201 Aarschot
since 20182.275.550.615
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24652F0169/00P002 | Flanders | 1,098 m² | 1 · 151 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 2,518 EUR awarded · 2,518 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,199 EUR | 1,199 EUR |
| 2022 | 1 | 1,319 EUR | 1,319 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,708 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0695638864
Also
9925:BE0695638864
Registered
16-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.