Financials
- Fiscal year
- 2025
- Total assets
- €475,516
- Profit
- €71,022
- Solvency
- 79.5%
Total assets▲ 3.7%
Net result
20192025
SCOJE
ActiveSummary
SCOJE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €377,929 and a net result of €71,022. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 2771 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Other sports activities
NACE 93199NACE 80411Driving schools for cars and motorcycles NACE 85531
#7 company by equity in Puurs-Sint-Amands, Arts, sports and recreation sector1 site
Size
€475,516total assets 2025
- Staff
- 2 FTE
- Equity
- €377,929
- Profit
- €71,022
Turnover not published (abridged schema)
Structure
Accounts 18 d early0 of 6 deeds read
Why 98- Figures for FY 2025 (filed 13-10-2025)+ Liquidity: current ratio 2.84, cash €144,508+ Equity €377,929 (79.5% of total assets)+ Legal form Public limited companyShow the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Better than 81% of its sector peers (NACE 93, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100+8
equity 79.5% of total assets
Liquidity
81+31
short-term debt 20.5% · cash 30.4%
Profitability
87+87
return on assets 14.9%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.2%● 0.0% vs 12-2024
02-2025: 0.2%● 0.0% vs 01-2025
03-2025: 0.2%● 0.0% vs 02-2025
04-2025: 0.2%● 0.0% vs 03-2025
05-2025: 0.2%● 0.0% vs 04-2025
06-2025: 0.2%● 0.0% vs 05-2025
07-2025: 0.2%▲ +5.3% vs 06-2025
08-2025: 0.2%▼ -0.8% vs 07-2025
09-2025: 0.2%▲ +3.8% vs 08-2025
10-2025: 0.3%▲ +36.3% vs 09-2025highest value
11-2025: < 0.1%▼ -89.5% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%● 0.0% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%● 0.0% vs 02-2026lowest value
04-2026: < 0.1%● 0.0% vs 03-2026lowest value
05-2026: < 0.1%● 0.0% vs 04-2026lowest value
06-2026: < 0.1%● 0.0% vs 05-2026lowest value
07-2026: < 0.1%▲ +2.9% vs 06-2026
08-2026: < 0.1%▼ -2.8% vs 07-2026lowest value
09-2026: < 0.1%▲ +2.9% vs 08-2026
10-2026: < 0.1%▲ +13.9% vs 09-2026
- Liquidity: current ratio 2.84, cash €144,508 lowers the probability
- Equity €377,929 (79.5% of total assets) lowers the probability
- Figures for FY 2025 (filed 13-10-2025) raises the probability
- Legal form Public limited company lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 2.84 against 1.6 in 2024; short-term debt: 20.5% and cash: 30.4% of total assets), and 20.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 93, micro). Better than this share of them on solvency 92%, liquidity 83%, profitability 78%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-10-2025, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
4 d early
2023
1 d early
2022
24 d late
2021
8 d late
2020
19 d early
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €71,022
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2016
- 13-10-2025Annual accounts filed
- 31-03-2025Back to profit
- 28-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Other sports activitiesNACE 93199
- Founded
- 17-09-2001
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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