SCL Cleaning
ActiveSCL Cleaning has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €575k and a net result of €63k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-5
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.33 against 4.78 in 2024; short-term debt: 20.3% and cash: 3% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
8.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
17 d early
2023
13 d early
2022
77 d early
2021
62 d early
2020
60 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€575k▲ 5.5%
2024 · €545k
2018: €180k
2019: €213k
2020: €267k
2021: €331k
2022: €403k
2023: €503k
2024: €545k
2018 → 2025
Total assets
€739k▲ 0.2%
2024 · €738k
2018: €224k
2019: €352k
2020: €367k
2021: €443k
2022: €523k
2023: €626k
2024: €738k
2018 → 2025
Net result
€63k▼ 30.5%
2024 · €91k
2018: €39k
2019: €33k
2020: €54k
2021: €54k
2022: €105k
2023: €100k
2024: €91k
2018 → 2025
Working capital
€499k▲ 1.2%
2024 · €493k
2018: €171k
2019: €193k
2020: €197k
2021: €286k
2022: €351k
2023: €464k
2024: €493k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€331k-€403k▲ 21.7%€503k▲ 24.9%€545k▲ 8.2%€575k▲ 5.5%
Operating result€75k-€150k▲ 101%€162k▲ 8.4%€131k▼ 19.5%€93k▼ 28.7%
Net result€54k-€105k▲ 95.1%€100k▼ 4.5%€91k▼ 9.6%€63k▼ 30.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €739k
Fixed assets
€91k▼ 20.6%
Current assets
€649k▲ 4.0%
Equity and liabilities €739k
Equity
€575k▲ 5.5%
Provisions
€0▼ 100%
Debt
€165k▼ 0.4%
The debt ratio falls from 22.4% to 22.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€127k▼
2024 · €162k
Cash flow
€96k▼
2024 · €122k
Solvency
77.7%▲
2024 · 73.8%
Current ratio
4.33▼
2024 · 4.78
Quick ratio
4.33▼
2024 · 4.78
Debt / equity
0.29▼
2024 · 0.30
ROE
11.0%▼
2024 · 16.6%
ROA
8.5%▼
2024 · 12.3%
Interest coverage
12.63▲
2024 · 12.23
Debt
€165k▼
2024 · €165k
Debt ≤ 1 year
€150k▲
2024 · €131k
Debt > 1 year
€14k▼
2024 · €34k
Income taxes
€39k▼
2024 · €42k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€738k€739k▲
Fixed assets21/28€114k€91k▼
Tangible fixed assets22/27€114k€90k▼
Plant, machinery and equipment23€21k€10k▼
Furniture and vehicles24€92k€80k▼
Financial fixed assets28€725€980▲
Current assets29/58€624k€649k▲
Amounts receivable after more than one year29€236k€237k▲
Other amounts receivable291€236k€237k▲
Amounts receivable within one year40/41€293k€382k▲
Trade receivables40€63k€120k▲
Other amounts receivable41€230k€262k▲
Cash at bank and in hand54/58€90k€22k▼
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€738k€739k▲
Equity10/15€545k€575k▲
Contributions10/11€6k€6k=
Reserves13€538k€569k▲
Distributable reserves133€538k€569k▲
Provisions and deferred taxes16€28k-
Provisions for liabilities and charges160/5€28k-
Other liabilities and charges164/5€28k-
Amounts payable17/49€165k€165k▼
Amounts payable after more than one year17€34k€14k▼
Financial debts170/4€34k€14k▼
Amounts payable within one year42/48€131k€150k▲
Current portion of amounts payable after more than one year42€28k€41k▲
Financial debts43€10k€34k▲
Credit institutions430/8€10k€34k▲
Trade debts44€15k€35k▲
Suppliers440/4€15k€35k▲
Taxes, remuneration and social security45€77k€14k▼
Taxes450/3€77k€10k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48-€25k
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€33k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€24k-
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-28k
Other operating charges640/8€17k€6k▼
Non-recurring operating charges66A-€106k
Gross operating margin9900€203k€219k▲
Operating profit (loss)9901€131k€93k▼
Financial income75/76B€17k€19k▲
Recurring financial income75€17k€19k▲
Financial charges65/66B€15k€10k▼
Recurring financial charges65€13k€10k▼
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€133k€102k▼
Income taxes67/77€42k€39k▼
Profit (loss) for the period9904€91k€63k▼
Profit (loss) for the period to be appropriated9905€91k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€63k▼
Transfer from equity791/2€49k€33k▼
Transfer to equity691/2€91k€63k▼
To other reserves6921€91k€63k▼
Profit to be distributed694/7€49k€33k▼
Return on contributions (dividend)694€49k€33k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €503k ▲24.9%
6 profitable years in a row build equity to €503k.
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €105k ▲95.1%
Net result €105k, the highest in the series.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €33k ▼16.3%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €213k ▲18.2%
2 profitable years in a row build equity to €213k.
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
01-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nederzwijnaarde 249052 GentGround area
2,531 m²
Building footprint
213 m²
Volume, LiDAR
1,569 m³
Parcel 44082B0354/00E000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Nederzwijnaarde 24, 9052 Gent
since 20072.168.191.312
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082B0354/00E000 | Flanders | 2,531 m² | 1 · 213 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOUWONDERNEMING BOUCKENHOVE FRANCKY
BE 0866.990.354
Roeselare · Eq €575k
POLARSUN
BE 0769.520.103
Blégny · Eq €575k
MANCINELLI M.
BE 0465.617.321
Juprelle · Eq €574k
VERHEYE DANNY KRANENVERHUUR
BE 0462.308.433
Brugge · Eq €576k
VERSLUYS
BE 0407.716.734
Bredene · Eq €572k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 4,302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2007
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43410Roofing work
43992Specialised construction activities
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@sclcleaning.be