Equity
€165,912 ▲ 2.1%
SCL paid out €60,860 in dividends. That is 95% of the 2025 profit.
SCL
Lifetime
17 annual accounts with figures on one time axispeak €80,498 (2025)
€80,498▲ 3.4%
lowest -€55,560 (2016)
€64,246▲ 30.5%
peak €165,912 (2025)
€165,912▲ 2.1%
€80,444▲ 914%
Board2 names since 2008
2 directorsClaessens Sven and 1 other
Documentsfilings and deeds
19-08-202619 days late
2025micro format
Result from €49,216 to €64,246Dividend €60,860Debts from €7,936 to €80,444Cash from €21,863 to €155,770
Key points
from the 2025 annual accountsTurnover
≈ €160,000 estimated
The micro format states no turnover.
Debts
€80,444 ▲ 914%
Debts rose by €72,508 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€15,620 1.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
2.66 was 18.10 in 2024
Short-term debts rose from €7,730 to €80,444.
Filings
17 annual accounts since 2009
Four of the last ten came late. The 2021 accounts came latest: 30 days after the end of the period.
Checked score
96
Excellent
Financially stronger than 70% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: 0.1%▲ +0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.66, cash €155,770
Equity €165,912 (67.3% of total assets)
Size: total assets €246,356
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 67% of them on solvency, 80% on liquidity, 87% on profitability and 45% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as SCL has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SCL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for SCL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.66 (18.1 in 2024), above the usual 1.5. Short-term debt is 32.7% and cash 63.2% of total assets. 32.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
19 days late
2024
27 days late
2023
34 days early
2022
11 days late
2021
30 days late
2020
31 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CS
Claessens Sven
Director, since 02-12-2008
LK
Laenen Kathy
Director, since 18-08-2015
Shares in 1 company, COOPERWORKS
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0808140058
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments
“ICT diensten/management en ICT security consultancy; Het uitvoeren van om het even welke activiteiten,verband…” (deed in Dutch) · Board composition: CLAESSENS Sven (director) · Board composition: LAENEN Kathy (director) · General meeting of 20-06-2023 · Gazette deed
Incorporation
published on 04-12-2008 · Gazette deed
First establishment
Vinkestraat 31, Zemst
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCL Zemst | €246,356 | €80,498 | 67.3% | - |
| THE BUTTERFLY DREAM Vilvoorde | €229,770 | €72,105 | 90.5% | - |
| CROSSROADS Meise | €221,632 | €95,292 | 47.1% | - |
| PATATI COMPANY Aywaille | €241,027 | €80,694 | 82.7% | - |
| Van Biervliet Consulting Kortrijk | €264,909 | €81,293 | 44.9% | - |
| Mediax Solutions Gembloux | €270,005 | €72,829 | 54.9% | - |
| Esto Support Laarne | €281,491 | €86,687 | 94.1% | - |
These companies have the same main activity as SCL: other business support services (NACE 82990). They are comparable in size and age: total assets between €222,000 and €281,000, founded between 2008 and 2010.
Official details
Source: KBO- Status
- Active since 02-12-2008Normal situation
- Activity
- Other business support servicesNACE 82990and 5 others
- Establishment unit
- 2.174.748.0171981 Zemst, since 02-12-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 24-04-2025
Insights on SCL
SCL files the micro format. That format states no turnover. The gross margin rose from €44,034 in 2009 to €80,498 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SCL
- What is the company number of SCL?
- The company number of SCL is 0808.140.058. The VAT number is the same number with BE in front: BE 0808.140.058.
- Where is SCL based?
- The registered office is at Vinkestraat 31, 1981 Zemst.Company details
- What does SCL do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of SCL?
- SCL is a private limited company (BV).
- When was SCL founded?
- SCL was founded on 02-12-2008.
- Is SCL still active?
- Yes, SCL is an active enterprise in the KBO register.
- What is the turnover of SCL?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €80,498 and 36 comparable companies (NACE 82). It probably lies between €130,000 and €230,000.Financials
- Is SCL profitable?
- In financial year 2025, SCL made a profit of €64,246.
- Where can I find the annual accounts of SCL?
- SCL filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SCL due?
- SCL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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