SCJ TRANS

Active

Private limited companyfounded 20215 yrs activeVelle 61, 9140 Temse, BelgiumKBO/BCE: BE 0772.728.724

The computed 12-month bankruptcy probability of SCJ TRANS is 2.6% (moderate). The 2025 annual accounts show equity of €63k and a net result of €11k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 4575 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

80 / 100

Excellent

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability86▲+4

Solvency100▲+17

Growth52=

Track record94

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 4.43 against 2.4 in 2024; short-term debt: 22.6% of total assets), and 23.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

76.9%

Return on assets

13.7%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

38 d early

2024

21 d early

2023

26 d late

2022

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€63k▲ 21.6%

2024 · €52k

2022: €39k 2023: €42k 2024: €52k

2022 → 2025

Total assets

€82k▼ 7.8%

2024 · €89k

2022: €80k 2023: €81k 2024: €89k

2022 → 2025

Net result

€11k▲ 17.2%

2024 · €10k

2022: €37k 2023: €3k 2024: €10k

2022 → 2025

Working capital

€63k▲ 22.4%

2024 · €52k

2022: €40k 2023: €41k 2024: €52k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€39k-€42k▲ 8.3%€52k▲ 22.6%€63k▲ 21.6%

Operating result€50k-€3k▼ 93.5%€9k▲ 189%€13k▲ 34.3%

Net result€37k-€3k▼ 91.3%€10k▲ 196%€11k▲ 17.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 34% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €82k

76.9%

23.1%

Equity €63k▲ 21.6%

Debt €19k▼ 49.0%

The debt ratio falls from 41.7% to 23.1%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€13k▲

2024 · €11k

Cash flow

€11k▲

2024 · €11k

Solvency

76.9%▲

2024 · 58.3%

Current ratio

4.43▲

2024 · 2.40

Quick ratio

4.05▲

2024 · 2.21

Debt / equity

0.30▼

2024 · 0.71

ROE

17.8%▼

2024 · 18.4%

ROA

13.7%▲

2024 · 10.7%

Interest coverage

12.20▲

2024 · 11.73

Debt

€19k▼

2024 · €37k

Debt ≤ 1 year

€18k▼

2024 · €37k

Income taxes

€4k▲

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€89k€82k▼

Fixed assets21/28€0-

Tangible fixed assets22/27€0-

Furniture and vehicles24€0-

Current assets29/58€89k€82k▼

Stocks and contracts in progress3€7k€7k=

Stocks30/36€7k€7k=

Amounts receivable within one year40/41€80k€72k▼

Trade receivables40€14k€6k▼

Other amounts receivable41€65k€66k▲

Deferred charges and accrued income490/1€2k€3k▲

Equity and liabilities

Total equity and liabilities10/49€89k€82k▼

Equity10/15€52k€63k▲

Contributions10/11€2k€2k=

Reserves13€50k€61k▲

Distributable reserves133€50k€61k▲

Amounts payable17/49€37k€19k▼

Amounts payable within one year42/48€37k€18k▼

Financial debts43€1k€58▼

Credit institutions430/8€1k€58▼

Trade debts44€14k€7k▼

Suppliers440/4€14k€7k▼

Taxes, remuneration and social security45€21k€11k▼

Taxes450/3€21k€11k▼

Accrued charges and deferred income492/3-€412

Income statement Code20242025

Non-recurring operating income76A€7k€0▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€0▼

Other operating charges640/8€4k€3k▼

Gross operating margin9900€14k€15k▲

Operating profit (loss)9901€9k€13k▲

Financial income75/76B€4k€3k▼

Recurring financial income75€4k€3k▼

Financial charges65/66B€923€1k▲

Recurring financial charges65€923€1k▲

Profit (loss) for the period before taxes9903€12k€15k▲

Income taxes67/77€3k€4k▲

Profit (loss) for the period9904€10k€11k▲

Profit (loss) for the period to be appropriated9905€10k€11k▲

Appropriation of the result

Profit (loss) to be appropriated9906€10k€11k▲

Transfer to equity691/2€10k€11k▲

To other reserves6921€10k€11k▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

23-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

10-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

26-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 26 days late

2023

31-12

Financial Weakest financial yearnet €3k ▼91.3%

Net result drops to €3k, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Temse · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Velle 619140 Temse

Ground area

714 m²

Building footprint

128 m²

Volume, LiDAR

726 m³

Parcel 46302C1134/00R000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

SCJ TRANS

Velle 61, 9140 TemseSupport activities for animal production

since 20212.321.712.222

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46302C1134/00R000	Flanders	714 m²	1 · 128 m²	9.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid

Year	Entries	awarded	paid
2022	1	3,000 EUR	3,000 EUR

Schemes

Subsidies ecologisch en veilig transport (stopgezet)

1 entry · 3,000 EUR · 3,000 EUR paid · Departement Mobiliteit en Openbare Werken

Similar companies · same sector, comparable size

TA MACHINERY

BE 0805.640.428

Sint-Truiden · Eq €63k

VAN GANSBEKE EN ZONEN

Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 6,140 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-08-2021

Fiscal year end31-12

Activities, NACEBEL

49410Freight transport by road

70100Activities of head offices

82100Office administrative and support services

82110Office administrative, office support and other business support activities

82990Other business support services

85510Sports and recreation education

93199Other sports activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.