SCIERIE PONCELET
ActiveSCIERIE PONCELET has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €829k and a net result of €-75k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 143 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability59▼-19
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 3.0 in 2023; short-term debt: 13.3% and cash: 5.3% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.6%
Return on assets
-7.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
36 d early
2022
33 d early
2021
41 d early
2020
40 d early
2019
104 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-75k
2023 · €82k
2018: €8k
2019: €49k
2020: €66k
2021: €232k
2022: €126k
2023: €82k
2018 → 2024
Working capital
€159k▼ 53.9%
2023 · €345k
2018: €34k
2019: €121k
2020: €146k
2021: €188k
2022: €289k
2023: €345k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€442k-€674k▲ 52.4%€799k▲ 18.7%€881k▲ 10.2%€829k▼ 5.9%
Operating result€64k-€284k▲ 340%€176k▼ 37.9%€109k▼ 38.1%€-77k
Net result€66k-€232k▲ 253%€126k▼ 45.8%€82k▼ 34.9%€-75k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €77k after €109k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.00M
Fixed assets
€711k▲ 15.1%
Current assets
€293k▼ 43.6%
Equity and liabilities €1.00M
Equity
€829k▼ 5.9%
Debt
€174k▼ 31.6%
The debt ratio falls from 22.4% to 17.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€103k▼
2023 · €253k
Cash flow
€105k▼
2023 · €225k
Solvency
82.6%▲
2023 · 77.6%
Current ratio
2.20▼
2023 · 3.00
Quick ratio
1.33▼
2023 · 2.08
Debt / equity
0.21▼
2023 · 0.29
ROE
-9.1%▼
2023 · 9.3%
ROA
-7.5%▼
2023 · 7.2%
Interest coverage
28.11▼
2023 · 68.92
Debt
€174k▼
2023 · €255k
Debt ≤ 1 year
€133k▼
2023 · €173k
Debt > 1 year
€41k▼
2023 · €82k
Staff costs
€159k▲
2023 · €122k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.14M€1.00M▼
Fixed assets21/28€617k€711k▲
Tangible fixed assets22/27€584k€711k▲
Land and buildings22€178k€169k▼
Plant, machinery and equipment23€315k€436k▲
Furniture and vehicles24€91k€105k▲
Financial fixed assets28€33k€75▼
Current assets29/58€519k€293k▼
Stocks and contracts in progress3€158k€115k▼
Stocks30/36€158k€115k▼
Amounts receivable within one year40/41€71k€124k▲
Trade receivables40€70k€121k▲
Other amounts receivable41€364€3k▲
Cash at bank and in hand54/58€290k€53k▼
Equity and liabilities
Total equity and liabilities10/49€1.14M€1.00M▼
Equity10/15€881k€829k▼
Contributions10/11€450k€450k=
Capital10€450k€450k=
Issued capital100€450k€450k=
Reserves13€315k€315k=
Non-distributable reserves130/1€45k€45k=
Reserves not available under the articles1311€45k€45k=
Distributable reserves133€270k€270k=
Profit (loss) carried forward14€116k€41k▼
Investment grants15-€23k
Amounts payable17/49€255k€174k▼
Amounts payable after more than one year17€82k€41k▼
Financial debts170/4€82k€41k▼
Amounts payable within one year42/48€173k€133k▼
Current portion of amounts payable after more than one year42€40k€41k▲
Trade debts44€82k€61k▼
Suppliers440/4€82k€61k▼
Taxes, remuneration and social security45€49k€29k▼
Taxes450/3€32k€10k▼
Remuneration and social security454/9€16k€19k▲
Other amounts payable47/48€3k€2k▼
Income statement
Code20232024
Remuneration, social security and pensions62€122k€159k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€144k€180k▲
Other operating charges640/8€28k€18k▼
Non-recurring operating charges66A€32k-
Gross operating margin9900€435k€280k▼
Operating profit (loss)9901€109k€-77k▼
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€107k€-75k▼
Income taxes67/77€25k-
Profit (loss) for the period9904€82k€-75k▼
Profit (loss) for the period to be appropriated9905€82k€-75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€41k▼
Profit (loss) brought forward from the previous period14P€34k€116k▲
Social balance
Average headcount (FTE)90875.86.0▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-75k ▼192%
Net result drops to €-75k, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €232k ▲253%
Operating result €284k, net result €232k, both a record.
31-12
Financial
Equity above €500kEq €674k ▲52.4%
4 profitable years in a row build equity to €674k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
04-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 126 days late
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertrix · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Nouvely,Sart 766880 BertrixGround area
1.4 ha
Building footprint
107 m²
Parcel 84030A0439/00A002, Wallonia. Linked by address, not a title deed.
1 establishment unit
SCIERIE PONCELET
since 20032.133.075.035
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84030A0439/00A002 | Wallonia | 1.4 ha | 1 · 107 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,556 companies in sector 02200 we hold annual accounts for 449. 296 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-08-2003
Fiscal year end31-12
Activities, NACEBEL
02012
02200Logging
16110Sawmilling and planing of wood
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.