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Schyns Invest

Active
Private limited companyfounded 2017active for 9 yearsPlace de la Gare 11, 4840 Welkenraedt, BelgiumKBO/BCE: BE 0680.754.908
Summary

Schyns Invest has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89,628 and a net result of -€8,338. Equity has been growing by about 35% per year since 2018. Its solvency ranks better than 57% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 06-09-2017 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
Establishment unit
2.267.611.362 4890 Thimister-Clermont, since 06-09-2017
Financial year end
31 December
Peppol
Reachable since 25-04-2025

Board and ownership

Board
  • SCHYNS EmmanuelDirector · since 06-09-2017

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€11,996
▼ 80.1%
Turnover
≈ €190,000
estimated
Loss
€8,338
Equity
€89,628
▼ 8.5%
Total assets
€218,424
▲ 5.0%
Filed on 22-06-2026, 39 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthsSector: Retail trade (NACE 47)Loss of €8,338 (financial year 2025)lowers riskFigures for financial year 2025 (filed on 22-06-2026)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 38% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 66-6
equity 41.0% of total assets
Liquidity 28+4
short-term debt 56.2% · cash 5.5%
Profitability 64-23
return on assets -3.8%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 1.0%▲ +0.5 percentage points vs 03-2025 05-2025: 1.2%▲ +0.2 percentage points vs 04-2025 06-2025: 1.1%▼ -0.1 percentage points vs 05-2025 07-2025: 1.2%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 1.8%● unchanged vs 08-2025highest value 10-2025: 1.8%● unchanged vs 09-2025highest value 11-2025: 1.5%▼ -0.3 percentage points vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.4%▼ -0.1 percentage points vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.6%▲ +0.2 percentage points vs 03-2026 05-2026: 1.8%▲ +0.2 percentage points vs 04-2026 06-2026: 1.7%▼ -0.1 percentage points vs 05-2026 07-2026: 1.1%▼ -0.6 percentage points vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.33 (0.23 in 2024), below 1. Short-term debt is 56.2% and cash 5.5% of total assets. 59% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 56% of them on solvency, 25% on liquidity, 45% on profitability and 28% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 22-06-2026)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Loss of €8,338 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
39 days early
2024
31 days early
2023
8 days early
2022
31 days early
2021
3 days early
2020
31 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 80% of companies in retail tradesector median €5,084 · 22,754 companies -€8,338 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Registered office moved to Welkenraedt
  2. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as Schyns Invest: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €183,000 and €279,000, founded between 2016 and 2018.

CompanyTotal assetsGross margin
Schyns Invest Welkenraedt€218,424€11,996
GIDA CARS Wuustwezel€186,465€13,536
Descartim Wevelgem€246,174€8,986
Suro Cars Roeselare€265,582€9,790
HERMES EXPRESS Ukkel€221,946€16,212
VK AUTOMOBILE Dison€279,024€25,309
CVD EXCLUSIVE CARS Westerlo€182,817€17,654
Full comparison

Key facts about Schyns Invest

What is the company number of Schyns Invest?
The company number of Schyns Invest is 0680.754.908. The VAT number is the same number with BE in front: BE 0680.754.908.
Where is Schyns Invest based?
The registered office is at Place de la Gare 11, 4840 Welkenraedt.Company details
What does Schyns Invest do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of Schyns Invest?
The legal form of Schyns Invest is Private limited company (BV).
When was Schyns Invest founded?
Schyns Invest was founded on 06-09-2017.
Is Schyns Invest still active?
Yes, Schyns Invest is an active enterprise in the KBO register.
What is the turnover of Schyns Invest?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €11,996 and 73 comparable companies (NACE 47811). It probably lies between €92,000 and €550,000. It is a rough estimate. In financial year 2021 turnover was €484,899.Financials
Is Schyns Invest profitable?
In financial year 2025, Schyns Invest made a loss of €8,338.
Where can I find the annual accounts of Schyns Invest?
Schyns Invest filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Schyns Invest due?
Schyns Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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