SCHUTZ FINANCES

Private limited companyfounded 2019active for 7 yearsQuai d'Arona 9, 4500 Huy, BelgiumKBO/BCE: BE 0723.506.964

Summary

SCHUTZ FINANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.7m and a net result of €909,483. Equity is growing by about 88% per year across the filed financial years. Its solvency ranks better than 48% of 599 sector peers (NACE 66, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

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SCHUTZ FINANCESActive

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Activity

Agents and brokers in banking services

NACE 66191

5th largest company by total assets in Huy, Finance and insurance sector1 site

Size

€7.0mtotal assets 2025

Staff: 6.7 FTE
Equity: €2.7m
Profit: €909,483

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Holdings: 1

Accounts filed 62 days late2 of 4 deeds read

SignalsneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.

neutral

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-10-2026, 62 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 6 filings

Deviation from the deadline

2025

62 days late

2024

67 days late

2023

61 days late

2022

120 days late

2021

15 days late

2020

19 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 57 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (4 of the last 5 filed years within 47 days of that day).

Companies Code · seven months

Where today falls in the filing period

17-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

01-10-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Equity above €2mequity €2.7m ▲42.4%
10-12-2025 Registered officeRegistered-office move · Director in…

Key points

Positive: Result rose in 2025from €319,724 to €909,483 ▲ 184% View
Positive: Among the best 12% on net resultsector median €115,003 · 600 companies €909,483 View
Caution: Latest accounts filed lateafter the legal deadline 62 days View
Positive: 6 profitable years in a rowprofit 2025: €909,483 6 years View