SCHURMANN HOLDING
ActiveSCHURMANN HOLDING has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €46k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+60
Solvency88▲+2
Growth64=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.38 in 2024; short-term debt: 36.7% and cash: 21.2% of total assets), and 36.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.3%
Return on assets
29.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
40 d early
2024
4 d early
2023
41 d early
2022
21 d early
2021
32 d early
2020
44 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€148k▲ 3.0%
2021 · €144k
2019: €144k
2020: €144k
2021: €144k
2019 → 2023
EBIT margin
-2.9%▼ 5.5pp
2021 · 2.6%
2019: -3.2%
2020: -1.8%
2021: 2.6%
2019 → 2023
Net result
€46k▲ 94.0%
2024 · €24k
2019: €-5k
2020: €-4k
2021: €3k
2022: €-615
2023: €25k
2024: €24k
2019 → 2025
Working capital
€-23k▲ 32.3%
2024 · €-34k
2019: €-41k
2020: €-44k
2021: €-41k
2022: €-42k
2023: €-43k
2024: €-34k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€144k-€148k
Equity€79k-€78k▼ 0.8%€86k▲ 9.6%€87k▲ 1.1%€99k▲ 13.7%
Operating result€4k-€1k▼ 60.3%€-4k€-4k▼ 5.4%€4k
Net result€3k-€-615€25k€24k▼ 3.6%€46k▲ 94.0%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€122k▲ 0.8%
Current assets
€34k▲ 64.1%
Equity and liabilities €156k
Equity
€99k▲ 13.7%
Debt
€57k▲ 4.6%
The debt ratio falls from 38.7% to 36.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▲
2024 · €-4k
Cash flow
€47k▲
2024 · €24k
Solvency
63.3%▲
2024 · 61.3%
Current ratio
0.60▲
2024 · 0.38
Quick ratio
0.60▲
2024 · 0.38
Debt / equity
0.58▼
2024 · 0.63
ROE
46.7%▲
2024 · 27.4%
ROA
29.6%▲
2024 · 16.8%
Interest coverage
105.38▲
2024 · -15.40
Debt
€57k▲
2024 · €55k
Debt ≤ 1 year
€57k▲
2024 · €55k
Income taxes
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€156k▲
Fixed assets21/28€121k€122k▲
Tangible fixed assets22/27€780€2k▲
Furniture and vehicles24€780€2k▲
Financial fixed assets28€120k€120k=
Current assets29/58€21k€34k▲
Amounts receivable within one year40/41€573-
Other amounts receivable41€573-
Cash at bank and in hand54/58€19k€33k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€142k€156k▲
Equity10/15€87k€99k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€66k€78k▲
Amounts payable17/49€55k€57k▲
Amounts payable within one year42/48€55k€57k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Advances received on contracts in progress46€15k-
Taxes, remuneration and social security45€13k€22k▲
Taxes450/3€13k€22k▲
Other amounts payable47/48€22k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€485€1k▲
Other operating charges640/8€2k€9k▲
Gross operating margin9900€-2k€14k▲
Operating profit (loss)9901€-4k€4k▲
Financial income75/76B€30k€48k▲
Recurring financial income75€30k€48k▲
Financial charges65/66B€260€47▼
Recurring financial charges65€260€47▼
Profit (loss) for the period before taxes9903€25k€51k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€24k€46k▲
Profit (loss) for the period to be appropriated9905€24k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€113k▲
Profit (loss) brought forward from the previous period14P€66k€66k▲
Profit to be distributed694/7€23k€34k▲
Return on contributions (dividend)694€23k€34k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Highest result since 2019net €46k ▲94%
Operating result €4k, net result €46k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Jausselette,Noville 225310 EghezéeGround area
1,261 m²
Building footprint
101 m²
Parcel 92335B0139/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Jausselette,Noville 22, 5310 Eghezée
since 20102.190.398.867
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92335B0139/00L000 | Wallonia | 1,261 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2010
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:0477/628.545
Phone:081/81.25.25