SCHUPPEN has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €75k and a net result of €83k. Equity is growing by ~101.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 12685 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
11 d early
2024
1 d early
2023
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 138%
2024 · €31k
2023: €11k
2024: €31k
2023 → 2025
Total assets
€223k▲ 0.7%
2024 · €222k
2023: €230k
2024: €222k
2023 → 2025
Net result
€83k▲ 308%
2024 · €20k
2023: €11k
2024: €20k
2023 → 2025
Working capital
€8k
2024 · €-105k
2023: €-107k
2024: €-105k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€31k▲ 186%€75k▲ 138%
Operating result€17k-€30k▲ 81.9%€73k▲ 143%
Net result€11k-€20k▲ 86.8%€83k▲ 308%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 143% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €223k
Fixed assets
€116k▼ 43.0%
Current assets
€107k▲ 512%
Equity and liabilities €223k
Equity
€75k▲ 138%
Debt
€149k▼ 21.8%
The debt ratio falls from 85.9% to 66.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
33.4%▲
2024 · 14.1%
ROE
111.6%▲
2024 · 65.0%
ROA
37.2%▲
2024 · 9.2%
Debt
€149k▼
2024 · €190k
Debt ≤ 1 year
€99k▼
2024 · €122k
Debt > 1 year
€49k▼
2024 · €68k
Income taxes
€18k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€222k€223k▲
Fixed assets21/28€204k€116k▼
Financial fixed assets28€204k€116k▼
Current assets29/58€17k€107k▲
Amounts receivable within one year40/41€16k€31k▲
Trade receivables40€16k€25k▲
Other amounts receivable41-€6k
Cash at bank and in hand54/58€81€72k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€222k€223k▲
Equity10/15€31k€75k▲
Contributions10/11€3k€3k=
Reserves13€29k€72k▲
Distributable reserves133€29k€72k▲
Amounts payable17/49€190k€149k▼
Amounts payable after more than one year17€68k€49k▼
Financial debts170/4€68k€49k▼
Amounts payable within one year42/48€122k€99k▼
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44€10k€15k▲
Suppliers440/4€10k€15k▲
Taxes, remuneration and social security45€15k€16k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€5k€5k=
Other amounts payable47/48€79k€50k▼
Income statement
Code20242025
Other operating charges640/8€591€15▼
Gross operating margin9900€31k€73k▲
Operating profit (loss)9901€30k€73k▲
Financial income75/76B€2k€31k▲
Recurring financial income75€2k€31k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€28k€101k▲
Income taxes67/77€8k€18k▲
Profit (loss) for the period9904€20k€83k▲
Profit (loss) for the period to be appropriated9905€20k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€83k▲
Transfer from equity791/2-€29k
Transfer to equity691/2€20k€72k▲
To other reserves6921€20k€72k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €83k ▲308%
Operating result €73k, net result €83k, both a record.
31-12
Financial
Liquidity times 8current ratio 1.08
Current ratio from 0.14 to 1.08; short-term debt falls from €122k to €99k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koedrieshof 193550 Heusden-ZolderGround area
1,330 m²
Building footprint
157 m²
Volume, LiDAR
1,037 m³
Parcel 71462D0633/00R000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCHUPPEN
since 20202.308.107.377
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71462D0633/00R000 | Flanders | 1,329 m² | 1 · 157 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 120 EUR awarded · 120 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 120 EUR | 120 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Kane Réviseur d’Entreprises
BE 0794.849.969
Brussel · Eq €74k
Tom Geurden Bedrijfsrevisor
BE 0746.619.490
Hasselt · Eq €74k
ELISE CARTON
BE 1010.332.105
Gent · Eq €73k
HDM Consulting
BE 0730.908.460
Fernelmont · Eq €77k
DPO BEDRIJFSREVISOREN
BE 0475.558.633
Gent · Eq €77k
Of 944 companies in sector 69203 we hold annual accounts for 659. 462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2020
Fiscal year end31-12
Activities, NACEBEL
69203Activities of company auditors
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:julie_schuppen@hotmail.com