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SCHRIJNWERKERIJ DE SCHUTTER

Active
Private limited companyfounded 1987active for 38 yearsHemelrijken 25, 2890 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0432.772.428
Summary

SCHRIJNWERKERIJ DE SCHUTTER has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.4m and a net result of €518,196. Equity has been growing by about 16% per year since 2018. Its solvency ranks better than 71% of 9,895 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-12-1987 Normal situation
Activity
Joinery installation NACE 43320
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.034.266.974 2890 Puurs-Sint-Amands, since 25-01-1988
Financial year end
31 December
Peppol
Reachable since 01-12-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€1.5m
▲ 17.2%
Turnover
≈ €4.1m
estimated
Profit
€518,196
▲ 26.1%
Equity
€2.4m
▲ 22.6%
Total assets
€3.8m
▲ 6.6%
Employees on 31-12-2025
6
▲ 20.0%
  • 2025 accounts filed 14 days after the deadline
Score breakdownlowers riskFounded in 1987Liquidity: current ratio 2.58, cash €556,630Size: 5.9 FTE, total assets €3.8mEquity €2.4m (62.6% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 68% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 88+9
equity 62.6% of total assets
Liquidity 65+9
short-term debt 14.8% · cash 14.7%
Profitability 86+3
return on assets 13.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.5 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €220,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.58 (1.93 in 2024), above the usual 1.5. Short-term debt is 14.8% and cash 14.7% of total assets. 37.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 68% of them on solvency, 64% on liquidity, 70% on profitability and 70% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.58, cash €556,630
NBB · annual accounts
lowers risk · Size: 5.9 FTE, total assets €3.8m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €2.4m (62.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
14 days late
2024
13 days late
2023
29 days late
2022
30 days late
2021
17 days late
2020
26 days late
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in specialised constructionsector median €26,848 · 9,887 companies €518,196 View
  • Positive: 8 profitable years in a rowprofit 2025: €518,196 8 years View
  • Positive: Result rose in 2025from €410,907 to €518,196 ▲ 26.1% View

Recent changes

  1. · Gazette deed Resignation: DE SCHUTTER Jean Clement Ghislain (director)Appointments: DE SCHUTTER Johan Gaston Philomena (director) and DE SCHUTTER Guy Leo Maria (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as SCHRIJNWERKERIJ DE SCHUTTER: joinery installation (NACE 43320). They are comparable in size and age: total assets between €2.5m and €6.1m, founded between 1980 and 2002.

CompanyTotal assetsGross margin
SCHRIJNWERKERIJ DE SCHUTTER Puurs-Sint-Amands€3.8m€1.5m
VAN TENDELOO GUSTAF Zandhoven€3.8m€1.1m
GEBROEDERS VERHEYEN Merksplas€6.1m€1.3m
De Picker Aalter€4.2m€1.7m
VAN DE VELDE Sint-Laureins€4.9m€0.8m
Houthandel Marijnissen Rijkevorsel€2.5m€1.4m
PEETERS RAMEN EN DEUREN Dessel€3.4m€1.1m
Full comparison

Key facts about SCHRIJNWERKERIJ DE SCHUTTER

What is the company number of SCHRIJNWERKERIJ DE SCHUTTER?
The company number of SCHRIJNWERKERIJ DE SCHUTTER is 0432.772.428. The VAT number is the same number with BE in front: BE 0432.772.428.
Where is SCHRIJNWERKERIJ DE SCHUTTER based?
The registered office is at Hemelrijken 25, 2890 Puurs-Sint-Amands.Company details
What does SCHRIJNWERKERIJ DE SCHUTTER do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of SCHRIJNWERKERIJ DE SCHUTTER?
The legal form of SCHRIJNWERKERIJ DE SCHUTTER is Private limited company (BV).
When was SCHRIJNWERKERIJ DE SCHUTTER founded?
SCHRIJNWERKERIJ DE SCHUTTER was founded on 11-12-1987.
Is SCHRIJNWERKERIJ DE SCHUTTER still active?
Yes, SCHRIJNWERKERIJ DE SCHUTTER is an active enterprise in the KBO register.
How many employees does SCHRIJNWERKERIJ DE SCHUTTER have?
SCHRIJNWERKERIJ DE SCHUTTER had an average of 5.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SCHRIJNWERKERIJ DE SCHUTTER fall under?
In its 2025 annual accounts, SCHRIJNWERKERIJ DE SCHUTTER states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of SCHRIJNWERKERIJ DE SCHUTTER?
The turnover in financial year 2025 is ≈ €4.1m. This figure is estimated from the gross margin of €1.5m and 68 comparable companies (NACE 43). It probably lies between €3.1m and €5.4m.
Is SCHRIJNWERKERIJ DE SCHUTTER profitable?
In financial year 2025, SCHRIJNWERKERIJ DE SCHUTTER made a profit of €518,196.
Where can I find the annual accounts of SCHRIJNWERKERIJ DE SCHUTTER?
SCHRIJNWERKERIJ DE SCHUTTER filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHRIJNWERKERIJ DE SCHUTTER due?
SCHRIJNWERKERIJ DE SCHUTTER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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