SCHRIJFWERKEN
ActiveSCHRIJFWERKEN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-72k) and a net result of €-107k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-21
Solvency14▼-15
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 0.86 in 2024; short-term debt: 26.1% and cash: 2.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.6%
Return on assets
-15.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 60
Relative position
BE, all sectors
reference
Sector 60
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-72k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
5 d late
2023
30 d late
2022
29 d late
2021
52 d late
2020
44 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-72k
2024 · €35k
2018: €43k
2019: €88k
2020: €102k
2021: €18k
2022: €54k
2023: €60k
2024: €35k
2018 → 2025
Total assets
€682k▼ 13.2%
2024 · €786k
2018: €131k
2019: €162k
2020: €172k
2021: €795k
2022: €722k
2023: €670k
2024: €786k
2018 → 2025
Net result
€-107k▼ 322%
2024 · €-25k
2018: €17k
2019: €45k
2020: €14k
2021: €41k
2022: €36k
2023: €6k
2024: €-25k
2018 → 2025
Working capital
€-129k▼ 514%
2024 · €-21k
2018: €57k
2019: €102k
2020: €111k
2021: €49k
2022: €110k
2023: €85k
2024: €-21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€54k▲ 202%€60k▲ 11.8%€35k▼ 42.3%€-72k
Operating result€56k-€70k▲ 24.9%€25k▼ 64.3%€23k▼ 6.5%€-83k
Net result€41k-€36k▼ 12.1%€6k▼ 82.3%€-25k€-107k▼ 322%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €83k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €682k
Fixed assets
€633k▼ 4.5%
Current assets
€50k▼ 60.0%
Key figures and ratios
EBITDA
€-44k▼
2024 · €35k
Cash flow
€-68k▼
2024 · €-14k
Solvency
-10.6%▼
2024 · 4.4%
Current ratio
0.28▼
2024 · 0.86
Quick ratio
0.28▼
2024 · 0.86
Debt / equity
-7.06▼
2024 · 14.71
ROA
-15.7%▼
2024 · -3.2%
Interest coverage
-1.90▼
2024 · 0.72
Debt
€512k▲
2024 · €510k
Debt ≤ 1 year
€178k▲
2024 · €145k
Debt > 1 year
€333k▼
2024 · €365k
Income taxes
€264▲
2024 · €256
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€786k€682k▼
Fixed assets21/28€662k€633k▼
Tangible fixed assets22/27€662k€633k▼
Land and buildings22€655k€626k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€3k€4k▲
Current assets29/58€124k€50k▼
Amounts receivable within one year40/41€58k€26k▼
Trade receivables40€33k€11k▼
Other amounts receivable41€25k€15k▼
Cash at bank and in hand54/58€66k€20k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€786k€682k▼
Equity10/15€35k€-72k▼
Contributions10/11€14k€14k=
Reserves13€21k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€19k-
Profit (loss) carried forward14-€-88k
Provisions and deferred taxes16€242k€243k▲
Provisions for liabilities and charges160/5€242k€243k▲
Environmental obligations163€242k€243k▲
Amounts payable17/49€510k€512k▲
Amounts payable after more than one year17€365k€333k▼
Financial debts170/4€365k€333k▼
Amounts payable within one year42/48€145k€178k▲
Current portion of amounts payable after more than one year42€31k€31k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€10k€37k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€6k€30k▲
Other amounts payable47/48€101k€108k▲
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€39k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-26k-
Other operating charges640/8€2k€2k▼
Gross operating margin9900€10k€-43k▼
Operating profit (loss)9901€23k€-83k▼
Financial income75/76B€14€3▼
Recurring financial income75€14€3▼
Financial charges65/66B€49k€23k▼
Recurring financial charges65€49k€23k▼
Profit (loss) for the period before taxes9903€-25k€-107k▼
Income taxes67/77€256€264▲
Profit (loss) for the period9904€-25k€-107k▼
Profit (loss) for the period to be appropriated9905€-25k€-107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-107k▼
Transfer from equity791/2€25k€19k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-107k
Net result drops to €-107k, the lowest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 3.21
Current ratio from 1.28 to 3.21; short-term debt falls from €177k to €50k.
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 44 days late
2020
31-12
Financial
Equity above €100kEq €102k ▲15.9%
3 profitable years in a row build equity to €102k.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Highest result since 2018net €45k ▲172%
Net result €45k, the highest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lintsesteenweg 102C2500 LierGround area
5,030 m²
Building footprint
124 m²
Volume, LiDAR
749 m³
2 parcels, Flanders, Wallonia · tallest building 16.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
FlyAline
since 20082.198.349.602
Kantelpunt
since 20182.288.259.989
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84005A0886/00A000 | Wallonia | 4,216 m² | - | - |
| 12393F0410/00L000 | Flanders | 814 m² | 1 · 124 m² | 16.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
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Of 720 companies in sector 60310 we hold annual accounts for 157. 122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2008
Fiscal year end31-12
Activities, NACEBEL
60310News agency activities
63910Computing infrastructure, data processing, hosting and other information service activities
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.