Equity
SCHREURS VENDING paid out €150,000 in dividends. That is 81% of the 2025 profit.
SCHREURS VENDING paid out €150,000 in dividends. That is 81% of the 2025 profit.
The result rose in 2025 from €24,117 to €184,110.
The abbreviated format states no turnover.
In 2025, 317 short contracts started and 315 ended, on average 74 hours worked per contract. Staff averaged 14 full-time equivalents.
Nine of the last ten came late. The 2020 accounts came latest: 86 days after the end of the period.
Higher net result than 91% of companies in personal services. Sector median €5,236 · 1,377 companies.
The dashed line is the sector median: 0.2% across 346 companies (NACE 96, small).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, small). It does better than 65% of them on solvency, 73% on liquidity, 85% on profitability and 55% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 20,137 companies had the same profile as SCHREURS VENDING has now. Each dot stands for 51 companies, two years later.
That fits the bankruptcy probability of SCHREURS VENDING itself: 0.4% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for SCHREURS VENDING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.85 (1.84 in 2024), above the usual 1.5. Short-term debt is 36.6% and cash 26.2% of total assets. 48.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 36 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| SCHREURS VENDING Genk | €1.5m | €1.2m | 51.8% | 14.2 |
| La Vidange Loiseau Brussels | €1.1m | €0.6m | 81.1% | 10.3 |
| Normec ISEC Beveren | €1.7m | €1.7m | 64.5% | 14.4 |
| Zentrum für Aus- und Weiterbildung des Mittelstandes Eupen | €1.2m | €2.1m | 43.4% | 27.3 |
| Fédération Internationale des Distributeurs du Marché de l'Après-Vente Automobile Woluwe-Saint-Lambert | €2.9m | €1.3m | 90.7% | 7.8 |
| DRIVE MUT Brussels | €1.1m | €0.5m | 81.7% | 6.7 |
| LE CORTIL Neupré | €1.8m | €2.7m | 24.3% | 42.4 |
These companies have the same main activity as SCHREURS VENDING: other personal services (NACE 96999). They are comparable in size and age: total assets between €1.1m and €2.9m, founded between 1963 and 2002.
SCHREURS VENDING files the abbreviated format. That format states no turnover. The gross margin rose from €54,823 in 2006 to €1.2m in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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