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Schraepen

Active
Private limited companyfounded 196066 yrs activePatersveld 6, 3583 Beringen, BelgiumKBO/BCE: BE 0401.346.507
Summary

Schraepen has been active since 1960 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of €278,453. Equity remains stable across the filed fiscal years (±1.1% per year). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

What they do
Wholesale of agricultural produce and animal feed, general range
NACE 46216Air transport NACE 51210
#3 oldest company in Beringen, Wholesale and retail trade sector1 site
How big
€1.9mtotal assets 2025
Equity
€1.8m
Profit
€278,453
Turnover not published (abridged schema)
Financially healthy?
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Accounts 39 d early0 of 4 deeds read
Why 83- Higher-failure-rate sector+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability87▲+11
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150,000 at 30 days acceptable
Liquidity ample (current ratio 37.85 against 85.34 in 2024; short-term debt: 2.6% and cash: 3.5% of total assets), and 2.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 66 years 0 70 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97.4%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
49 d early
2023
62 d early
2022
60 d early
2021
44 d early
2020
63 d early
2019
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €278,453 ▲89.7%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Financials

Fiscal year 2025Total assets €1.9mProfit €278,453Solvency 97.4%Liquidity 37.85
Total assets
€1.9m▼ 27.4%
2018 - 2025
Net result
€278,453▲ 89.7%
2018 - 2025
Equity
€1.8m▼ 28.5%
2018 - 2025
Staff (FTE)
0▼ 100%
2018 - 2025

Financials · fiscal year 2025, abbreviated schema

Trend over the years8 fiscal years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€0.1m▼ 60.8%€0.2m▲ 96.5%-€0.2m€0.1m€0.4m▲ 145%
Net result€0.07mwithin the sector's middle half▼ 63.6%€0.2mwithin the sector's middle half▲ 131%-€0.2mbelow the sector's middle half€0.1mwithin the sector's middle half€0.3m▲ 89.7%
Equity€2.8mabove the sector's middle half▲ 2.8%€2.9mabove the sector's middle half▲ 4.4%€2.4mabove the sector's middle half▼ 17.1%€2.5mabove the sector's middle half▲ 6.1%€1.8m▼ 28.5%
Total assets€3.0mabove the sector's middle half▲ 2.4%€3.2mabove the sector's middle half▲ 6.4%€2.9mabove the sector's middle half▼ 9.4%€2.6mwithin the sector's middle half▼ 12.6%€1.9m▼ 27.4%
Debt€0.3m▼ 1.3%€0.4m▲ 25.8%€0.5m▲ 52.0%€0.03m▼ 94.5%€0.05m▲ 65.6%
Working capital€2.6mabove the sector's middle half▲ 4.8%€2.8mabove the sector's middle half▲ 6.1%€2.3mabove the sector's middle half▼ 16.3%€2.5mabove the sector's middle half▲ 8.1%€1.8m▼ 27.6%
Solvency90.6%above the sector's middle half▲ 0.3pp88.9%above the sector's middle half▼ 1.7pp81.4%above the sector's middle half▼ 7.5pp98.8%above the sector's middle half▲ 17.4pp97.4%▼ 1.5pp
Current ratio10.26above the sector's middle half▲ 0.638.73above the sector's middle half▼ 1.545.26above the sector's middle half▼ 3.4785.34above the sector's middle half▲ 80.0937.85▼ 47.49
Return on assets (ROA)2.4%within the sector's middle half▼ 4.4pp5.3%within the sector's middle half▲ 2.8pp-5.3%below the sector's middle half▼ 10.6pp5.7%within the sector's middle half▲ 11.0pp15.0%▲ 9.2pp
Staff (FTE)3.7within the sector's middle half▲ 19.4%4within the sector's middle half▲ 8.1%4within the sector's middle half=2.6within the sector's middle half▼ 35.0%0▼ 100%
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000Operating result 2021: €105,414€105,414Net result 2021: €74,218€74,218Operating result 2022: €207,156€207,156Net result 2022: €171,209€171,209Operating result 2023: -€174,783-€174,783Net result 2023: -€155,907-€155,907Operating result 2024: €144,865€144,865Net result 2024: €146,787€146,787Operating result 2025: €354,595€354,595Net result 2025: €278,453€278,45320212022202320242025-€200,000€0€200,000€400,000Operating result 2023: -€174,783-€175,000Net result 2023: -€155,907-€156,000Operating result 2024: €144,865€145,000Net result 2024: €146,787€147,000Operating result 2025: €354,595€355,000Net result 2025: €278,453€278,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 145% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.9m
Equity €1.8m ▼ 28.5%
Debt €49,192 ▲ 65.6%
Debt's share of the balance-sheet total rises from 1.2% to 2.6%. Equity is lower and debt is higher.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€354,595▲
2024 · €145,226
Cash flow
€278,453▲
2024 · €147,148
Debt to equity
0.03▲
2024 · 0.01
ROE
15.4%▲
2024 · 5.8%
Interest coverage
2219.41▲
2024 · 436.21
Debt ≤ 1 year
€49,192▲
2024 · €29,700
Income taxes
€123,584▲
2024 · €17,433
Staff costs
€0▼
2024 · €169,307
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.6m€1.9m▼
Fixed assets21/28€0.03m€0▼
Tangible fixed assets22/27€0.03m€0▼
Land and buildings22€0.03m€0▼
Furniture and vehicles24€0-
Current assets29/58€2.5m€1.9m▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€0.1m€0.08m▼
Trade receivables40€0.1m€0.08m▼
Other amounts receivable41€0.007m€0▼
Current investments50/53€1.8m€1.7m▼
Cash at bank and in hand54/58€0.6m€0.07m▼
Deferred charges and accrued income490/1€0.008m€0.001m▼
Equity and liabilities
Total equity and liabilities10/49€2.6m€1.9m▼
Equity10/15€2.5m€1.8m▼
Contributions10/11€0.02m€0.02m=
Reserves13€2.5m€1.8m▼
Distributable reserves133€2.5m€1.8m▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€0.03m€0.05m▲
Amounts payable within one year42/48€0.03m€0.05m▲
Trade debts44€0.006m€0.001m▼
Suppliers440/4€0.006m€0.001m▼
Taxes, remuneration and social security45€0.01m€0.04m▲
Taxes450/3€0.002m€0.04m▲
Remuneration and social security454/9€0.01m€0.003m▼
Other amounts payable47/48€0.009m€0.009m▲
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A€0.08m€0.4m▲
Remuneration, social security and pensions62€0.2m€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€362€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€0.01m€0.009m▼
Non-recurring operating charges66A€0.001m€0▼
Gross operating margin9900€0.3m€0.4m▲
Operating profit (loss)9901€0.1m€0.4m▲
Financial income75/76B€0.02m€0.05m▲
Recurring financial income75€0.02m€0.05m▲
Non-recurring financial income76B€0-
Financial charges65/66B€333€160▼
Recurring financial charges65€333€160▼
Profit (loss) for the period before taxes9903€0.2m€0.4m▲
Income taxes67/77€0.02m€0.1m▲
Profit (loss) for the period9904€0.1m€0.3m▲
Profit (loss) for the period to be appropriated9905€0.1m€0.3m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.1m€0.3m▲
Transfer from equity791/2€0€1.0m▲
Transfer to equity691/2€0.1m€0.3m▲
To other reserves6921€0.1m€0.3m▲
Profit to be distributed694/7€0€1.0m▲
Return on contributions (dividend)694€0€1.0m▲
Social balance
Average headcount (FTE)90872.60.0▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€82,080€374,765▲ 357%
Remuneration, social security and pensions62€131,492€132,292€166,976€169,307€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41,759€41,742€41,742€362€0▼ 100%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€384,905€0--
Other operating charges640/8€10,451€11,375€11,058€12,415€9,312▼ 25.0%
Non-recurring operating charges66A---€949€0▼ 100%
Gross operating margin9900€289,116€392,565€429,898€327,896€363,907▲ 11.0%
Operating profit (loss)9901€105,414€207,156-€174,783€144,865€354,595▲ 145%
Financial income75/76B€10,818€28,110€19,008€19,688€47,602▲ 142%
Recurring financial income75€10,818€21,848€17,318€19,688€47,602▲ 142%
Non-recurring financial income76B-€6,262€1,689€0--
Financial charges65/66B€14,333€758€105€333€160▼ 52.0%
Recurring financial charges65€14,333€758€105€333€160▼ 52.0%
Profit (loss) for the period before taxes9903€101,898€234,508-€155,880€164,220€402,037▲ 145%
Income taxes67/77€27,680€63,300€27€17,433€123,584▲ 609%
Profit (loss) for the period9904€74,218€171,209-€155,907€146,787€278,453▲ 89.7%
Transfer from tax-exempt reserves789€5,718€0----
Profit (loss) for the period to be appropriated9905€79,937€171,209-€155,907€146,787€278,453▲ 89.7%
Line20212022202320242025Change
Assets
Total assets20/58€3.0m€3.2m€2.9m€2.6m€1.9m▼ 27.4%
Fixed assets21/28€0.2m€0.1m€0.07m€0.03m€0▼ 100%
Tangible fixed assets22/27€0.2m€0.1m€0.07m€0.03m€0▼ 100%
Land and buildings22€0.03m€0.03m€0.03m€0.03m€0▼ 100%
Furniture and vehicles24€0.1m€0.08m€0.04m€0--
Current assets29/58€2.9m€3.1m€2.9m€2.5m€1.9m▼ 26.5%
Stocks and contracts in progress3€0.1m€0.1m€0.1m€0--
Stocks30/36€0.1m€0.1m€0.1m€0--
Amounts receivable within one year40/41€1.0m€1.2m€0.5m€0.1m€0.08m▼ 27.5%
Trade receivables40€1.0m€1.2m€0.5m€0.1m€0.08m▼ 22.6%
Other amounts receivable41€0.001m€0.001m€0.001m€0.007m€0▼ 100%
Current investments50/53€0.7m€0.8m€0.8m€1.8m€1.7m▼ 6.5%
Cash at bank and in hand54/58€1.0m€1.1m€1.5m€0.6m€0.07m▼ 88.6%
Deferred charges and accrued income490/1€0.01m€0.01m€0.009m€0.008m€0.001m▼ 85.9%
Equity and liabilities
Total equity and liabilities10/49€3.0m€3.2m€2.9m€2.6m€1.9m▼ 27.4%
Equity10/15€2.8m€2.9m€2.4m€2.5m€1.8m▼ 28.5%
Contributions10/11€0.02m€0.02m€0.02m€0.02m€0.02m=
Reserves13€2.7m€2.9m€2.4m€2.5m€1.8m▼ 28.7%
Tax-exempt reserves132€0-----
Distributable reserves133€2.7m€2.9m€2.4m€2.5m€1.8m▼ 28.7%
Profit (loss) carried forward14€0€0€0€0€0-
Amounts payable17/49€0.3m€0.4m€0.5m€0.03m€0.05m▲ 65.6%
Amounts payable within one year42/48€0.3m€0.4m€0.5m€0.03m€0.05m▲ 65.6%
Trade debts44€0.2m€0.3m€0.2m€0.006m€0.001m▼ 86.7%
Suppliers440/4€0.2m€0.3m€0.2m€0.006m€0.001m▼ 86.7%
Taxes, remuneration and social security45€0.06m€0.06m€0.1m€0.01m€0.04m▲ 168%
Taxes450/3€0.04m€0.04m€0.1m€0.002m€0.04m▲ 2,216%
Remuneration and social security454/9€0.02m€0.02m€0.02m€0.01m€0.003m▼ 75.5%
Other amounts payable47/48€0.01m€0.01m€0.3m€0.009m€0.009m▲ 3.1%
Accrued charges and deferred income492/3€0.003m€93€98€0--
Line20212022202320242025Change
Profit (loss) for the period9904€74,218€171,209-€155,907€146,787€278,453▲ 89.7%
+ Depreciation and write-downs630€41,759€41,742€41,742€362€0▼ 100%
Operating cash flow (approximation)€115,977€212,951-€114,165€147,148€278,453▲ 89.2%
Investment in fixed assets (approximation)-€0€0€39,920€29,340▼ 26.5%
Change in cash-€51,294€463,789-€933,854-€514,707▲ 44.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Timeline

14 eventsLatest 22-06-2026Next filing 31-07-2027

History

On 16 May 1960, Schraepen was incorporated.1 Total assets went from €2.8m in 2018 to €1.9m in 2025 and headcount from 3.3 full-time equivalents in 2018 to 2.6 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2024 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €278,453 ▲89.7%
Operating result €354,595, net result €278,453, both a record.
12-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €146,787
Net result €146,787 after one loss-making year.
31-12
Financial Liquidity times 16current ratio 85.34
Current ratio from 5.26 to 85.34; short-term debt falls from €544,694 to €29,700.
30-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet -€155,907
Net result drops to -€155,907, the lowest in the series; recovery starts the following year.
01-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Support & recognitions

1 funding sourceFlanders €1,630
Flemish government
€1,630
awarded · 2022 - 2025
Subsidies and aid1

Flemish government

2022 to 2025 · 4 entries · €1,630 awarded · €1,630 paid
Year Entries awardedpaid
2025 1 €50€50
2024 1 €93€93
2023 1 €134€134
2022 1 €1,353€1,353
Schemes
4 entries · €1,630 · €1,630 paid · Fonds voor Innoveren en Ondernemen

Company details

Private limited company · founded 16-05-1960Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded16-05-1960
Fiscal year end31-12
Activities, NACEBEL 2025
46216Wholesale of agricultural produce and animal feed, general range
01472Crop and animal production, hunting and related service activities
10910Manufacture of food products
E-invoicing
Reachable via Peppol
Peppol ID 0208:0401346507
Also 9925:BE0401346507
Registered 08-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 1960
seat establishment The establishment unit on the map
Ground area
675 m²
Building footprint
140 m²
Volume, LiDAR
876 m³
Parcel 71382C0362/00N000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Patersveld 6, 3583 Beringen
Manufacture of leather and related products
since 1960unit no. 2.005.834.591
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71382C0362/00N000 Flanders 675 m² 1 · 140 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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