Schotte-Construct
ActiveSummary
The computed 12-month bankruptcy probability of Schotte-Construct is at least 25% (high). For Schotte-Construct, at least two annual filings are missing. The 2023 annual accounts show equity of €4,503. Equity has been shrinking by about 38% per year since 2018. Its solvency ranks better than 17% of 1,318 sector peers (NACE 41, financial year 2023). The company has been active since 1983 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries.
Overview
Overview
Official details
Source: KBO- Status
- Active since 23-09-1983 Normal situation
- Legal form
- Private limited company
- Activity
- General construction of residential buildings NACE 41001and 14 others
- Establishment unit
- 2.334.964.303 since 01-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- ≥ 25%
2023 figures too old to score
Annual accounts 2023
- Equity
- €4,503
- =
- Total assets
- €44,094
- =
- 2024 accounts not filed, 461 days past the deadline
Signalsraises riskFigures for financial year 2023 (filed on 02-10-2024)2 financial years not filed after the legal deadline; last filed accounts filed 56 days late; 3 of the last 3 accounts late2 ex-officio strike-offs in the KBO1 change of registered office in 24 monthsTwo or more financial years not filed2023 accounts filed 56 days lateAdministrative warnings in the KBO publicationsShow the evidence
Bankruptcy probability
No current score
Figures too old
The latest figures are for FY 2023. They are too old for a current score.
Bankruptcy probability: High
Filing: At least two annual filings are missing
Bankruptcy probability within 12 months
≥ 25%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 4 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.6%
01-2025: 2.6%● unchanged vs 12-2024
02-2025: 2.6%● unchanged vs 01-2025
03-2025: 2.6%● unchanged vs 02-2025
04-2025: 2.6%● unchanged vs 03-2025
05-2025: 2.6%● unchanged vs 04-2025lowest value
06-2025: 4.7%▲ +2.1 percentage points vs 05-2025
07-2025: 5.2%▲ +0.5 percentage points vs 06-2025
08-2025: 6.6%▲ +1.4 percentage points vs 07-2025
09-2025: 7.4%▲ +0.8 percentage points vs 08-2025
10-2025: 8.0%▲ +0.6 percentage points vs 09-2025
11-2025: 8.3%▲ +0.3 percentage points vs 10-2025
12-2025: 9.5%▲ +1.2 percentage points vs 11-2025
01-2026: 15.0%▲ +5.5 percentage points vs 12-2025
02-2026: 21.6%▲ +6.6 percentage points vs 01-2026
03-2026: 21.6%● unchanged vs 02-2026
04-2026: 20.4%▼ -1.2 percentage points vs 03-2026
05-2026: 20.4%● unchanged vs 04-2026
06-2026: 20.4%● unchanged vs 05-2026
07-2026: 20.4%● unchanged vs 06-2026
08-2026: ≥ 25%▲ +6.4 percentage points vs 07-2026
09-2026: ≥ 25%● unchanged vs 08-2026
10-2026: ≥ 25%● unchanged vs 09-2026highest value
11-2026: ≥ 25%● unchanged vs 10-2026highest value
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
raises risk
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 year end31-07-2025 deadline04-11-2026 today
raises risk · 2023 accounts filed 56 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 25-09-2024, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
56 days late
2022
366 days late
2021
121 days late
2020
11 days late
2019
104 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 132 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 2 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struck×2
Financials
Financials · financial year 2023, full format
2024 annual accounts not yet filed, deadline passed on 31 July 2025 The financial year closed on 31 December 2024. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). 2 financial years without a filing since the last one filed. Source: NBB filings, as of 4 November 2026.
Annual accounts 2023 filed on 25-09-2024 PDF all 40 filings
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€22,728▼ 473%
2020 · -€3,967
Working capital
-€10,777=
2022 · -€10,777
Multi-year overview
2018 to 2023, 6 financial yearsOperating result
no figure
2023
20182023
Net result
no figure
2023
20182023
Equity
€4,503
=
2023
lowest quarter of the sector
20182023
Total assets
€44,094
=
2023
lowest quarter of the sector
20182023
Debt
€39,591
=
2023
20182023
Working capital
-€10,777
=
2023
lowest quarter of the sector
20182023
Solvency
10.2%
=
2023
lowest quarter of the sector
20182023
Current ratio
0.73
=
2023
lowest quarter of the sector
20182023
Return on assets (ROA)
no figure
2023
20182023
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line201820192020202120222023
Operating result€8,030--€16,628-€4,723▲ 71.6%-€22,758▼ 382%
Net result€4,655--€15,712-€3,967below the sector's middle half▲ 74.8%-€22,728below the sector's middle half▼ 473%
Equity€46,910-€31,198▼ 33.5%€27,231within the sector's middle half▼ 12.7%€4,503below the sector's middle half▼ 83.5%€4,503below the sector's middle half=€4,503below the sector's middle half=
Total assets€63,956-€68,720▲ 7.4%€75,178within the sector's middle half▲ 9.4%€44,094below the sector's middle half▼ 41.3%€44,094below the sector's middle half=€44,094below the sector's middle half=
Debt€17,046-€37,522▲ 120%€47,947▲ 27.8%€39,591▼ 17.4%€39,591=€39,591=
Working capital€29,156--€3,898€2,073below the sector's middle half-€10,777below the sector's middle half-€10,777below the sector's middle half=-€10,777below the sector's middle half=
Solvency73.3%-45.4%▼ 27.9pp36.2%within the sector's middle half▼ 9.2pp10.2%below the sector's middle half▼ 26.0pp10.2%below the sector's middle half=10.2%below the sector's middle half=
Current ratio2.73-0.90▼ 1.841.04below the sector's middle half▲ 0.150.73below the sector's middle half▼ 0.320.73below the sector's middle half=0.73below the sector's middle half=
Return on assets (ROA)7.3%--22.9%▼ 30.1pp-5.3%below the sector's middle half▲ 17.6pp-51.5%below the sector's middle half▼ 46.3pp
above
within
below
The sector band is the middle half of the companies in Construction of residential and non-residential buildings (NACE 41). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2021 is a loss of €22,758, larger than the loss of €4,723 in 2020. It is the lowest result since 2019.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €44,094
Fixed assets
€15,412 =
Current assets
€28,682 =
Equity and liabilities €44,094
Equity
€4,503 =
Debt
€39,591 =
Debt's share of the balance-sheet total stays at 89.8%.
Key figures and ratios
Debt to equity
8.79=
2022 · 8.79
Debt ≤ 1 year
€39,459=
2022 · €39,459
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,065 | €9,846 | €9,846 | €9,848 | - | - | - |
| Other operating charges640/8 | - | - | - | €990 | - | - | - |
| Gross operating margin9900 | €13,934 | -€4,705 | €6,125 | -€11,920 | - | - | - |
| Operating profit (loss)9901 | €8,030 | -€16,628 | -€4,723 | -€22,758 | - | - | - |
| Financial income75/76B | - | - | - | €637 | - | - | - |
| Recurring financial income75 | - | €1,514 | €1,035 | €637 | - | - | - |
| Financial charges65/66B | - | - | - | €607 | - | - | - |
| Recurring financial charges65 | €1,013 | €580 | €279 | €607 | - | - | - |
| Profit (loss) for the period before taxes9903 | €7,017 | -€15,694 | -€3,967 | -€22,728 | - | - | - |
| Income taxes67/77 | €2,362 | €18 | - | - | - | - | - |
| Profit (loss) for the period9904 | €4,655 | -€15,712 | -€3,967 | -€22,728 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €4,655 | -€15,712 | -€3,967 | -€22,728 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €63,956 | €68,720 | €75,178 | €44,094 | €44,094 | €44,094 | = |
| Fixed assets21/28 | €17,962 | €35,106 | €25,260 | €15,412 | €15,412 | €15,412 | = |
| Tangible fixed assets22/27 | €17,962 | €35,106 | €25,260 | €15,412 | €15,412 | €15,412 | = |
| Land and buildings22 | - | - | - | €14,616 | €14,616 | €14,616 | = |
| Plant, machinery and equipment23 | - | - | - | €796 | €796 | €796 | = |
| Current assets29/58 | €45,994 | €33,614 | €49,918 | €28,682 | €28,682 | €28,682 | = |
| Amounts receivable within one year40/41 | €45,988 | €29,143 | €49,832 | €28,469 | €28,469 | €28,469 | = |
| Trade receivables40 | - | - | - | €18,000 | €18,000 | €18,000 | = |
| Other amounts receivable41 | - | - | - | €10,469 | €10,469 | €10,469 | = |
| Cash at bank and in hand54/58 | €6 | €4,388 | - | - | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €213 | €213 | €213 | = |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €63,956 | €68,720 | €75,178 | €44,094 | €44,094 | €44,094 | = |
| Equity10/15 | €46,910 | €31,198 | €27,231 | €4,503 | €4,503 | €4,503 | = |
| Contributions10/11 | €20,000 | €20,000 | - | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €6,466 | €6,466 | €6,466 | €6,466 | €6,466 | €6,466 | = |
| Distributable reserves133 | - | - | - | €6,466 | €6,466 | €6,466 | = |
| Profit (loss) carried forward14 | €20,444 | €4,732 | €765 | -€21,963 | -€21,963 | -€21,963 | = |
| Amounts payable17/49 | €17,046 | €37,522 | €47,947 | €39,591 | €39,591 | €39,591 | = |
| Amounts payable within one year42/48 | €16,838 | €37,512 | €47,845 | €39,459 | €39,459 | €39,459 | = |
| Financial debts43 | - | - | - | €4,646 | €4,646 | €4,646 | = |
| Credit institutions430/8 | - | - | - | €4,646 | €4,646 | €4,646 | = |
| Trade debts44 | €1,484 | €18,239 | €17,534 | €23,882 | €23,882 | €23,882 | = |
| Suppliers440/4 | - | - | - | €23,882 | €23,882 | €23,882 | = |
| Other amounts payable47/48 | - | - | - | €10,931 | €10,931 | €10,931 | = |
| Accrued charges and deferred income492/3 | - | - | - | €132 | €132 | €132 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,655 | -€15,712 | -€3,967 | -€22,728 | - | - | - |
| + Depreciation and write-downs630 | €5,065 | €9,846 | €9,846 | €9,848 | - | - | - |
| Operating cash flow (approximation) | €9,720 | -€5,866 | €5,879 | -€12,880 | - | - | - |
| Investment in fixed assets (approximation) | - | -€26,990 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €4,382 | - | - | - | - | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 40 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2023 | full format | 25-09-2024 | 2024-00487750 | |
| 31-12-2022 | full format | 31-07-2024 | 2024-00331621 | |
| 31-12-2021 | micro format | 29-11-2022 | 2022-20530048 | |
| 31-12-2020 | micro format | 11-08-2021 | 2021-49000122 | |
| 31-12-2019 | micro format | 12-11-2020 | 2020-70400404 | |
| 31-12-2018 | micro format | 10-10-2019 | 2019-69900201 | |
| 31-12-2017 | full format | 31-08-2018 | 2018-55500195 | |
| 31-12-2016 | full format | 26-09-2017 | 2017-62200495 | |
| 31-12-2015 | full format | 18-01-2017 | 2017-01500202 | |
| 31-12-2014 | full format | 15-03-2016 | 2016-06300267 |
Board & ownership
Directors
Directors
Last change in 2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 13-02-2026Owners and capital
Capital transactions
Capital over time
- 13-02-2026 Capital stated in 2 acts · 344 shares
Mandate history
1 person, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| SCHOTTE Jean-Jacques |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “L'organe d'administration détermine s'ils agissent seul ou conjointement, L'organe d'administration fixe les attributions et rémunérations…”
Capital, shares and profit
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Proportionnellement au nombre d'actions qu'ils détiennent, 15”
Audit, dissolution and liquidation
- Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
- “Nommés pour trois ans, le contrôle de la société est assuré par un ou plusieurs commissaires”
Articles of association, deed of 13-02-2026 (in French)
Network & group
Connections & network
See the function holders in the KBO register.
Timeline
Acts, filings and financial milestones
2026
13-07
KBO administration
Address struck
event 28-06-2026
13-02
Gazette deed
Resignation: SCHOTTE Jean-Jacques (director)Capital · Capital conversion · Director discharge7 points ▸
Gazette deed
Resignation: SCHOTTE Jean-Jacques (director)
Capital · Capital conversion · Director discharge7 points ▸
- General meeting, “adoption of new statutes text with French translation” (deed in French)
- Capital
- Capital conversion
- Director resignation, SCHOTTE Jean-Jacques (director)
- Director discharge, SCHOTTE Jean-Jacques
- Registered office clause, “5541 Hastière, Lotissement Les Gaux 50” (deed in French)
- Power of attorney
09-01
Gazette deed
Registered officeRegistered-office move2 points ▸
Gazette deed
Registered office
Registered-office move2 points ▸
- Registered-office move, Waalse gewest
- General meeting, “verklaart dat de zetel en exploitatieruimte van de vennootschap gevestigd is in het Waalse Gewest op het volgende adres: 5541 Hastière, Lotissement Les Gaux 50” (deed in French)
2025
23-05
KBO administration
Address struck
Boostveld 3 3770 Riemst Het adres van de zetel Boostveld 3 3770 Boostveld 3, 3770 Riemst · event 08-11-2024
2024
2022
29-11
micro format · 121 days late
09-06
Gazette deed
Registered office moved from Hermalle-sous-Argenteau to RiemstNew seat: 3770 Riemst, Boostveld 5 · Previous seat: 4681 Hermalle-sous-Argenteau, Rue Joseph Bonhomme 35 · Correction6 points ▸
Gazette deed
Registered office moved from Hermalle-sous-Argenteau to Riemst
New seat: 3770 Riemst, Boostveld 5 · Previous seat: 4681 Hermalle-sous-Argenteau, Rue Joseph Bonhomme 35 · Correction6 points ▸
- Registered-office move, 3770 Riemst, Boostveld 5
- Correction, “rectification faute matérielle, 3770 Riemst, Boostveld 3” (deed in French)
- Other provision, “adoption texte complémentaire des statuts, déposition au tribunal et publication en moniteur belge” (deed in French)
- Capital
- Capital conversion
- Other provision, “transfert du siège condition suspensive, traduction des statuts en néerlandais” (deed in French)
2021
31-12
Financial
Weakest financial yearnet -€22,728
The net result drops to -€22,728, the lowest from 2018 to 2021.
11-08
micro format · 11 days late
2020
12-11
micro format · 104 days late
2019
10-10
micro format · 71 days late
Show earlier events
2018
31-08
full format · 31 days late
2017
2016
15-03
full format · 228 days late
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Schotte-Construct in French
Enterprise number
0425.471.197
Legal form
Private limited company
Status
Active, normale toestand
Founded
23-09-1983
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 13-02-2026 (in French)Registered office and establishments
Registered office
2 former offices
- 3770 Riemst until 18-11-2025 · act of 09-01-2026
- 4681 Hermalle-sous-Argenteau until the act of 09-06-2022
Establishment unit
Schotte-Construct since 01-07-2022 · unit number 2.334.964.303
Activities
NACEBEL 202541001
General construction of residential buildings main activity
33140
Repair and maintenance of electrical equipment
41002
General construction of office buildings
41003
General construction of other non-residential buildings
43211
General electrical installation work
43212
Electrical installation work in industrial facilities
43221
Plumbing work
43222
Installation of electric heating, air conditioning, cooling and ventilation
43331
Floor and wall tiling
43990
Other specialised construction activities
68322
Real estate appraisal on a fee or contract basis
71121
Engineering and related technical consultancy, excluding land surveyors
71209
Other technical testing and analysis
81100
Combined facilities support activities
82990
Other business support services
Codes under NACEBEL 2008
41201
General construction of buildings main activity
33140
Repair, maintenance and installation of machinery and equipment
41202
Construction of residential and non-residential buildings
41203
Construction of residential and non-residential buildings
43211
Specialised construction activities
43212
Specialised construction activities
43221
Plumbing
43222
Specialised construction activities
43331
Floor and wall tiling
43995
Specialised construction activities
43999
Specialised construction activities
68312
Real estate activities
71121
Engineering activities
71209
Other technical testing and analysis
81100
Combined facilities support activities
82990
Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 13-02-2026 (in French)
“Toutes opérations industrielles, commerciales, mobilières ou immobilières, se rattachant directement ou indirectement à l'exploitation d'une…”
14 activities
- Toutes opérations industrielles, commerciales, mobilières ou immobilières, se rattachant directement ou indirectement à l'exploitation d'une société de courtage en assurances, prêts de toute nature, ainsi que leasing.
- La construction générale de bâtiments résidentiels de tous types (notamment: maisons unifamiliales, immeubles à appartements, tours d'habitation), y compris selon la formule < clé sur porte »;
- La construction générale d'autres bâtiments non résidentiels de tous types (notamment: bâtiments destinés à abriter des activités de production industrielle, par exemple : usines, ateliers, usines d'assemblage, etc);
- L'assemblage et la construction d'ouvrages préfabriqués sur les chantiers;
- Le remaniement ou la rénovation de structures non résidentielles existantes;
- Les travaux de maconnerie, de pavage et de rejointoiement, y compris la pose de pierres;
- La pose de chapes;
- L'entreprise de carrelage;
- L'entreprise de menuiserie-charpenterie ;
- Les travaux de restauration de bâtiments;
- Elle dispose, d'une manière générale, d'une pleine capacitéjuridique pour accomplir tous les actes et opérations ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à faciliter directement ou indirectement, entièrement ou partiellement, la réalisation de cet objet.
- Elle peut s'intéresser par voie d'association, d'apport, de fusion, d'intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l'objet est identique, analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés.
- Elle peut exercer les fonctions d'administrateur ou liquidateur dans d'autres sociétés.
- Au cas où la prestation de certains actes serait soumise à des conditions préalables d'accès à la profession, la société subordonnera son action, en ce qui concerne la prestation de ces actes, à la réalisation de ces conditions.
Invoicing and payment
VAT number
BE 0425.471.197
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0425.471.197
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Wednesday of May at 18:00
deed of 13-02-2026 (in French)Sites & property
Location
Buildings and parcels at the addresses
Ground area
943 m²
Building footprint
414 m²
Building volume
2,205 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73066A0076/00E000 | Flanders | 943 m² | 1 · 414 m² | 6.2 m · 2 |