Schott Benelux
ActiveSummary
Schott Benelux has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €772k and a net result of €45k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 18.81 against 16.23 in 2024; short-term debt: 5.3% and cash: 98.7% of total assets), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
5.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-03-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
1 d early
2023
on the day
2022
30 d early
2021
52 d early
2020
58 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€772k▲ 6.2%
2024 · €727k
2018: €559k
2019: €576k
2020: €605k
2021: €643k
2022: €650k
2023: €668k
2024: €727k
2018 → 2025
Total assets
€815k▲ 5.3%
2024 · €774k
2018: €617k
2019: €632k
2020: €661k
2021: €682k
2022: €694k
2023: €706k
2024: €774k
2018 → 2025
Net result
€45k▼ 23.4%
2024 · €59k
2018: €26k
2019: €17k
2020: €29k
2021: €38k
2022: €7k
2023: €18k
2024: €59k
2018 → 2025
Working capital
€764k▲ 7.4%
2024 · €711k
2018: €559k
2019: €576k
2020: €605k
2021: €642k
2022: €619k
2023: €645k
2024: €711k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€643k-€650k▲ 1.1%€668k▲ 2.8%€727k▲ 8.8%€772k▲ 6.2%
Operating result€53k-€10k▼ 81.3%€12k▲ 17.0%€58k▲ 398%€47k▼ 19.5%
Net result€38k-€7k▼ 82.0%€18k▲ 167%€59k▲ 223%€45k▼ 23.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €815k
Fixed assets
€8k ▼ 48.6%
Current assets
€807k ▲ 6.5%
Equity and liabilities €815k
Equity
€772k ▲ 6.2%
Debt
€43k ▼ 8.1%
Debt's share of the balance-sheet total falls from 6.0% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▼
2024 · €66k
Cash flow
€53k▼
2024 · €67k
Current ratio
18.81▲
2024 · 16.23
Debt to equity
0.06▼
2024 · 0.06
ROE
5.8%▼
2024 · 8.1%
ROA
5.5%▼
2024 · 7.6%
Interest coverage
78.72▼
2024 · 98.00
Debt ≤ 1 year
€43k▼
2024 · €47k
Income taxes
€18k▼
2024 · €23k
Staff costs
€174k▲
2024 · €170k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€774k€815k▲
Fixed assets21/28€16k€8k▼
Tangible fixed assets22/27€15k€8k▼
Furniture and vehicles24€15k€8k▼
Financial fixed assets28€448€448=
Current assets29/58€758k€807k▲
Amounts receivable within one year40/41€590€497▼
Other amounts receivable41€590€497▼
Cash at bank and in hand54/58€757k€805k▲
Deferred charges and accrued income490/1€150€2k▲
Equity and liabilities
Total equity and liabilities10/49€774k€815k▲
Equity10/15€727k€772k▲
Contributions10/11€322k€322k=
Capital10€322k€322k=
Issued capital100€322k€322k=
Reserves13€405k€450k▲
Non-distributable reserves130/1€32k€32k=
Legal reserve130€32k€32k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€368k€413k▲
Amounts payable17/49€47k€43k▼
Amounts payable within one year42/48€47k€43k▼
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€37k€37k▼
Taxes450/3-€18k
Remuneration and social security454/9€37k€19k▼
Income statement
Code20242025
Remuneration, social security and pensions62€170k€174k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€237k€229k▼
Operating profit (loss)9901€58k€47k▼
Financial income75/76B€24k€17k▼
Recurring financial income75€24k€17k▼
Financial charges65/66B€671€692▲
Recurring financial charges65€671€692▲
Profit (loss) for the period before taxes9903€82k€63k▼
Income taxes67/77€23k€18k▼
Profit (loss) for the period9904€59k€45k▼
Profit (loss) for the period to be appropriated9905€59k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€45k▼
Transfer to equity691/2€59k€45k▼
To other reserves6921€59k€45k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €59k ▲223%
Operating result €58k, net result €59k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €7k ▼82%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
03-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1972
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldplein 372500 LierGround area
258 m²
Building footprint
258 m²
Volume, LiDAR
2,370 m³
Parcel 12393F0294/00L004, Flanders · tallest building 17.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leopoldplein 37, 2500 Lier
since 19722.037.318.120
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0294/00L004 | Flanders | 258 m² | 1 · 258 m² | 17.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOUWBEDRIJF DE NEVE
BE 0639.982.739
Wingene · Eq €772,231
LIFTEN DE SMET
BE 0451.732.760
Wevelgem · Eq €771,664
Mino Invest
BE 0837.857.492
De Haan · Eq €771,050
STROBBE MOBILITY SOLUTIONS
BE 0545.966.874
Izegem · Eq €767,573
LANDI BAR
BE 0693.750.532
Schaarbeek · Eq €752,099
Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 811 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-03-1972
Fiscal year end30-09
Activities, NACEBEL 2025
23150Manufacture of other non-metallic mineral products
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.