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SCHOONHEIDSINSTITUUT LU

Active
Private limited company (pre-2019)founded 1988active for 38 yearsNieuwe Steenweg 45, 9140 Temse, BelgiumKBO/BCE: BE 0433.996.212

From the official registers: KBO 37 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The annual accounts of SCHOONHEIDSINSTITUUT LU for financial year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €5,442 and a net result of -€6,021. Equity is shrinking by about 17% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2028. Its solvency ranks better than 42% of 5,700 sector peers (NACE 96, financial year 2025). The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow ReportCompare
SCHOONHEIDSINSTITUUT LUActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 07-04-1988 Normal situation
Legal form
Private limited company (pre-2019)
Registered office
Nieuwe Steenweg 45, 9140 Temse
Activity
Beauty care and other beauty treatments NACE 96220
Establishment unit
2.037.992.863 9140 Temse, since 16-05-1988
Financial year end
31 December
Peppol
Reachable since 25-11-2025
Company details

Who decides

Board
  • Waegenaer LidgardisDirector
Board & ownership

How it is doing

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€884
▼ 52.5%
Turnover
≈ €3,700
estimated
Loss
€6,021
▲ 495×
Equity
€5,442
▼ 52.5%
Total assets
€31,891
▼ 17.7%
2025 accounts filed 56 days late
Filed on 25-09-2026at the National Bank
Financials
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €6,021, the second in a row (financial year 2025)Last filed accounts filed 56 days late; 2 of the last 3 latelowers riskSize: total assets €31,891Founded in 1988Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 22% of its sector peers (NACE 96, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 42-13
equity 17.1% of total assets
Liquidity 12-9
short-term debt 82.9% · cash 6.0%
Profitability 15-54
return on assets -18.9%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,624 companies, NACE 96, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.2 percentage points vs 09-2025 11-2025: 0.3%▼ -0.2 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.2 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.37, compared with 0.38 in 2024, below 1; short-term debt: 82.9% and cash: 6% of total assets), and 82.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 42% on solvency, 11% on liquidity, 22% on profitability and 13% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €31,891
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €6,021, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 56 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€6,021
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
56 days late
2024
60 days late
2023
23 days late
2022
25 days late
2021
6 days early
2020
29 days early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Risk: 5 loss-making years in a rowloss financial year 2025 -€6,021 View
  • Caution: Among the weakest 20% on net resultsector median €2,796 · 5,707 companies -€6,021 View

Documents

Annual accounts at the NBB

All 37 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SCHOONHEIDSINSTITUUT LU

What is the company number of SCHOONHEIDSINSTITUUT LU?
0433.996.212. In Belgium the VAT number is the company number with BE in front: BE 0433.996.212.
Where is SCHOONHEIDSINSTITUUT LU based?
The registered office is at Nieuwe Steenweg 45, 9140 Temse.Company details
What does SCHOONHEIDSINSTITUUT LU do?
According to the KBO register, the main activity is beauty care and other beauty treatments (NACE 96220).
What is the legal form of SCHOONHEIDSINSTITUUT LU?
Private limited company (pre-2019) (BVBA).
When was SCHOONHEIDSINSTITUUT LU founded?
On 07-04-1988.
Is SCHOONHEIDSINSTITUUT LU still active?
Yes, SCHOONHEIDSINSTITUUT LU is an active enterprise in the KBO register.
What is the turnover of SCHOONHEIDSINSTITUUT LU?
≈ €3,700 in financial year 2025. Estimated from the gross margin of €884: probably between €2,800 and €9,600, based on 32 comparable companies, NACE 96220. A rough estimate.Financials
Is SCHOONHEIDSINSTITUUT LU profitable?
In financial year 2025, SCHOONHEIDSINSTITUUT LU made a loss of €6,021.
Where can I find the annual accounts of SCHOONHEIDSINSTITUUT LU?
SCHOONHEIDSINSTITUUT LU filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SCHOONHEIDSINSTITUUT LU due?
By 31-07-2027, for financial year 2026.Timeline

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