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SCHOONHEIDSINSTITUUT LU

Active
Private limited company (pre-2019)founded 1988active for 38 yearsNieuwe Steenweg 45, 9140 Temse, BelgiumKBO/BCE: BE 0433.996.212
Summary

The annual accounts of SCHOONHEIDSINSTITUUT LU for financial year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €5,442 and a net result of -€6,021. Equity has been shrinking by about 17% per year since 2018. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 42% of 5,724 sector peers (NACE 96, financial year 2025). The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 07-04-1988 Normal situation
Activity
Beauty care and other beauty treatments NACE 96220
Establishment unit
2.037.992.863 9140 Temse, since 16-05-1988
Financial year end
31 December
Peppol
Reachable since 25-11-2025

Board and ownership

Board
  • Waegenaer LidgardisDirector

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€884
▼ 52.5%
Turnover
≈ €4,100
estimated
Loss
€6,021
▲ 495×
Equity
€5,442
▼ 52.5%
Total assets
€31,891
▼ 17.7%
  • 2025 accounts filed 56 days after the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €6,021, the second in a row (financial year 2025)Last filed accounts filed 56 days late; 2 of the last 3 accounts latelowers riskSize: total assets €31,891Founded in 1988Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 22% of micro companies in personal services (NACE 96)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 42-13
equity 17.1% of total assets
Liquidity 12-9
short-term debt 82.9% · cash 6.0%
Profitability 15-54
return on assets -18.9%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,626 companies, NACE 96, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.2 percentage points vs 09-2025 11-2025: 0.3%▼ -0.2 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.2 percentage points vs 09-2026highest value 11-2026: 1.0%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.37 (0.38 in 2024), below 1. Short-term debt is 82.9% and cash 6% of total assets. 82.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 42% of them on solvency, 11% on liquidity, 22% on profitability and 13% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €31,891
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €6,021, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 56 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€6,021
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
56 days late
2024
60 days late
2023
23 days late
2022
25 days late
2021
6 days early
2020
29 days early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 5 loss-making years in a rowloss in financial year 2025 -€6,021 View
  • Caution: Lower net result than 80% of companies in personal servicessector median €2,798 · 5,731 companies -€6,021 View

Recent changes

  1. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as SCHOONHEIDSINSTITUUT LU: beauty care and other beauty treatments (NACE 96220). They are comparable in size and age: total assets between €23,300 and €36,200, founded between 1988 and 1998.

CompanyTotal assetsGross margin
SCHOONHEIDSINSTITUUT LU Temse€31,891€884
PIU BELLI Geraardsbergen€36,221-€4,755
LUPA Aalst€23,606€1,639
OFFIMER Wavre€23,294-€306
SCHOONHEIDSINSTITUUT ANN Kapelle-op-den-Bos€23,632€795
ANZARA BEAUTY CENTER Antwerpen€26,847-€401
SOTO EN LANDÉ Antwerpen€26,258€1,185
Full comparison

Key facts about SCHOONHEIDSINSTITUUT LU

What is the company number of SCHOONHEIDSINSTITUUT LU?
The company number of SCHOONHEIDSINSTITUUT LU is 0433.996.212. The VAT number is the same number with BE in front: BE 0433.996.212.
Where is SCHOONHEIDSINSTITUUT LU based?
The registered office is at Nieuwe Steenweg 45, 9140 Temse.Company details
What does SCHOONHEIDSINSTITUUT LU do?
According to the KBO register, the main activity is beauty care and other beauty treatments (NACE 96220).
What is the legal form of SCHOONHEIDSINSTITUUT LU?
The legal form of SCHOONHEIDSINSTITUUT LU is Private limited company (pre-2019) (BVBA).
When was SCHOONHEIDSINSTITUUT LU founded?
SCHOONHEIDSINSTITUUT LU was founded on 07-04-1988.
Is SCHOONHEIDSINSTITUUT LU still active?
Yes, SCHOONHEIDSINSTITUUT LU is an active enterprise in the KBO register.
What is the turnover of SCHOONHEIDSINSTITUUT LU?
The turnover in financial year 2025 is ≈ €4,100. This figure is estimated from the gross margin of €884 and 32 comparable companies (NACE 96220). It probably lies between €2,900 and €9,600. It is a rough estimate.Financials
Is SCHOONHEIDSINSTITUUT LU profitable?
In financial year 2025, SCHOONHEIDSINSTITUUT LU made a loss of €6,021.
Where can I find the annual accounts of SCHOONHEIDSINSTITUUT LU?
SCHOONHEIDSINSTITUUT LU filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHOONHEIDSINSTITUUT LU due?
SCHOONHEIDSINSTITUUT LU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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