Schoofs Construct
ActiveSchoofs Construct has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €67k. Equity is growing by ~68.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+34
Solvency41▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.6 against 13.89 in 2024; short-term debt: 21.7% and cash: 15.2% of total assets), but 83.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.3%
Return on assets
9.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
20 d late
2024
on the day
2023
22 d late
2022
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€109k▲ 135%
2024 · €46k
2022: €12k
2023: €46k
2024: €46k
2022 → 2025
Total assets
€669k▼ 5.0%
2024 · €704k
2022: €373k
2023: €414k
2024: €704k
2022 → 2025
Net result
€67k▲ 1,529%
2024 · €4k
2022: €2k
2023: €34k
2024: €4k
2022 → 2025
Working capital
€378k▼ 0.3%
2024 · €379k
2022: €59k
2023: €72k
2024: €379k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€12k-€46k▲ 291%€46k▲ 0.2%€109k▲ 135%
Operating result€5k-€45k▲ 881%€19k▼ 57.5%€107k▲ 460%
Net result€2k-€34k▲ 1,775%€4k▼ 88.1%€67k▲ 1,529%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 460% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €669k
Fixed assets
€145k▼ 50.8%
Current assets
€524k▲ 28.1%
Equity and liabilities €669k
Equity
€109k▲ 135%
Debt
€560k▼ 14.9%
The debt ratio falls from 93.4% to 83.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€113k▲
2024 · €31k
Cash flow
€73k▲
2024 · €16k
Solvency
16.3%▲
2024 · 6.6%
Current ratio
3.60▼
2024 · 13.89
Quick ratio
0.91▲
2024 · 0.60
Debt / equity
5.14▼
2024 · 14.19
ROE
61.1%▲
2024 · 8.8%
ROA
9.9%▲
2024 · 0.6%
Interest coverage
4.88▲
2024 · 2.24
Debt
€560k▼
2024 · €658k
Debt ≤ 1 year
€145k▲
2024 · €29k
Debt > 1 year
€410k▼
2024 · €624k
Income taxes
€17k▲
2024 · €912
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€704k€669k▼
Fixed assets21/28€295k€145k▼
Tangible fixed assets22/27€295k€145k▼
Land and buildings22€295k€145k▼
Current assets29/58€409k€524k▲
Stocks and contracts in progress3€391k€391k=
Stocks30/36€391k€391k=
Amounts receivable within one year40/41€1k€31k▲
Trade receivables40-€25k
Other amounts receivable41€1k€6k▲
Cash at bank and in hand54/58€16k€102k▲
Deferred charges and accrued income490/1-€18
Equity and liabilities
Total equity and liabilities10/49€704k€669k▼
Equity10/15€46k€109k▲
Contributions10/11€10k€10k=
Reserves13€36k€99k▲
Distributable reserves133€36k€99k▲
Amounts payable17/49€658k€560k▼
Amounts payable after more than one year17€624k€410k▼
Financial debts170/4€624k€410k▼
Amounts payable within one year42/48€29k€145k▲
Current portion of amounts payable after more than one year42€16k€9k▼
Financial debts43-€118k
Credit institutions430/8-€118k
Trade debts44€387€30▼
Suppliers440/4€387€30▼
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€6k▲
Other amounts payable47/48€11k€11k=
Accrued charges and deferred income492/3€5k€5k=
Income statement
Code20242025
Non-recurring operating income76A-€59k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€6k▼
Other operating charges640/8€732€2k▲
Gross operating margin9900€32k€115k▲
Operating profit (loss)9901€19k€107k▲
Financial charges65/66B€14k€23k▲
Recurring financial charges65€14k€23k▲
Profit (loss) for the period before taxes9903€5k€83k▲
Income taxes67/77€912€17k▲
Profit (loss) for the period9904€4k€67k▲
Profit (loss) for the period to be appropriated9905€4k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€67k▲
Transfer from equity791/2€4k€4k=
Transfer to equity691/2€4k€67k▲
To other reserves6921€4k€67k▲
Profit to be distributed694/7€4k€4k=
Return on contributions (dividend)694€4k€4k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Highest result since 2022net €67k ▲1529%
Operating result €107k, net result €67k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲135%
4 profitable years in a row build equity to €109k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 13.89
Current ratio from 2.79 to 13.89; short-term debt falls from €40k to €29k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gierensstraat 403600 GenkGround area
1,358 m²
Building footprint
140 m²
Volume, LiDAR
54 m³
Parcel 71302A0457/00G002, Flanders · tallest building 10.9 m. Linked by address, not a title deed.
1 establishment unit
Schoofs Construct
since 20212.324.579.363
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71302A0457/00G002 | Flanders | 1,358 m² | 1 · 140 m² | 10.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Euroglas Immo
BE 0747.978.381
Bornem · Eq €109k
HAPPY-DAYS
BE 0450.590.734
Pelt · Eq €109k
IT
BE 0476.320.379
Dentergem · Eq €109k
DELBOR
BE 0451.880.537
Deerlijk · Eq €109k
Bedrijvencentrum Kiewit
BE 0784.291.322
Hasselt · Eq €109k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,839 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2021
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.