Turnover
≈ €99,000 estimated
The micro format states no turnover.
SCHOMAT
Lifetime
1 annual account with figurespeak €33,842 (2025)
€33,842
peak €26,794 (2025)
€26,794
peak €28,294 (2025)
€28,294
€4,092
Board1 name since 2025
1 directorSCHOMMERS Mathieu José Léonard
Documentsfilings and deeds
17-08-202617 days late
2025micro format
Incorporation 20-031 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€1,500 100 shares
Position in the sector
87.4%
Higher solvency than 85% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.
2025 accounts filed 17 days after the deadline
Checked score
98
Excellent
Financially stronger than 88% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 0.4%
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: < 0.1%▼ -0.4 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 7.91, cash €32,386
Equity €28,294 (87.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 93% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as SCHOMAT has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SCHOMAT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for SCHOMAT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.91, above the usual 1.5. Short-term debt is 12.6% and cash 100% of total assets. 12.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
17 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1021165718
Incorporation
Founding capital of €1,500, 100 shares · Founder: SCHOMMERS Mathieu José Léonard · Appointment: SCHOMMERS Mathieu José Léonard (director) · published on 20-03-2025 · Gazette deed
First establishment
Fosses Berger 27, Olne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCHOMAT Olne | €32,386 | €33,842 | 87.4% | - |
| e4e5 Wanze | €30,949 | €32,465 | 78.3% | - |
| PG MANAGEMENT Liège | €35,004 | €33,000 | 77.9% | - |
| JNS CONSULT Esneux | €35,644 | €31,758 | 67.4% | - |
| SYRYANOT Beyne-Heusay | €35,345 | €35,261 | 70.5% | - |
| NCRD SRL Aywaille | €27,018 | €31,289 | 91.6% | - |
| AB Consulting Blux Ans | €41,781 | €33,285 | 66.2% | - |
These companies have the same main activity as SCHOMAT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €27,000 and €41,800, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 18-03-2025Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.374.216.6394877 Olne, since 18-03-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Insights on SCHOMAT
SCHOMAT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,294 and a net result of €26,794.
Its solvency ranks better than 86% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SCHOMAT
- What is the company number of SCHOMAT?
- The company number of SCHOMAT is 1021.165.718. The VAT number is the same number with BE in front: BE 1021.165.718.
- Where is SCHOMAT based?
- The registered office is at Fosses Berger (SUPPRIME) 27, 4877 Olne.Company details
- What does SCHOMAT do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of SCHOMAT?
- SCHOMAT is a private limited company (BV).
- When was SCHOMAT founded?
- SCHOMAT was founded on 18-03-2025.
- Is SCHOMAT still active?
- Yes, SCHOMAT is an active enterprise in the KBO register.
- What is the turnover of SCHOMAT?
- The turnover in financial year 2025 is ≈ €99,000. This figure is estimated from the gross margin of €33,842 and 144 comparable companies (NACE 70200). It probably lies between €59,000 and €140,000.Financials
- Is SCHOMAT profitable?
- In financial year 2025, SCHOMAT made a profit of €26,794.
- Where can I find the annual accounts of SCHOMAT?
- SCHOMAT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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