SCHOMAT
ActiveSummary
SCHOMAT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €27k. Its solvency ranks better than 85% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 7.91; short-term debt: 12.6% and cash: 100% of total assets), and 12.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.4%
Return on assets
82.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
17 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€28k
Total assets
€32k
Net result
€27k
Working capital
€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €32k
Equity
€28k
Debt
€4k
Debt finances 12.6% of the balance-sheet total.
Key figures and ratios
Current ratio
7.91
Debt to equity
0.14
ROE
94.7%
ROA
82.7%
Debt ≤ 1 year
€4k
Income taxes
€7k
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €50 |
| Gross operating margin9900 | €34k |
| Operating profit (loss)9901 | €34k |
| Financial charges65/66B | €17 |
| Recurring financial charges65 | €17 |
| Profit (loss) for the period before taxes9903 | €34k |
| Income taxes67/77 | €7k |
| Profit (loss) for the period9904 | €27k |
| Profit (loss) for the period to be appropriated9905 | €27k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €32k | |
| Current assets29/58 | €32k | |
| Amounts receivable within one year40/41 | €0 | |
| Cash at bank and in hand54/58 | €32k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €32k | |
| Equity10/15 | €28k | |
| Contributions10/11 | €2k | |
| Profit (loss) carried forward14 | €27k | |
| Amounts payable17/49 | €4k | |
| Amounts payable within one year42/48 | €4k | |
| Trade debts44 | €160 | |
| Suppliers440/4 | €160 | |
| Taxes, remuneration and social security45 | €4k | |
| Taxes450/3 | €4k | |
| Remuneration and social security454/9 | €0 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €27k |
| Operating cash flow (approximation) | €27k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
31-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
State Gazette actNBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olne · 1 establishment unit since 2025
Ground area
1,372 m²
Building footprint
122 m²
Volume, LiDAR
718 m³
Parcel 63057B1291/00F000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCHOMAT
since 20252.374.216.639
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63057B1291/00F000 | Wallonia | 1,372 m² | 1 · 122 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 33,966 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
43240Other construction installation
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.