Scholz Projects
ActiveSummary
The computed 12-month bankruptcy probability of Scholz Projects is 1.9% (moderate). The 2025 annual accounts show equity of €68k and a net result of €13k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 27965 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+8
Solvency67▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.11 in 2024; short-term debt: 55.2% and cash: 40.9% of total assets), and 58.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
7.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
4 d late
2024
50 d early
2023
8 d early
2022
11 d late
2021
37 d early
2020
3 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 22.8%
2024 · €56k
2020: €30klowest in 6 years
2021: €38k▲ +24.6% vs 2020
2022: €53k▲ +40.2% vs 2021
2023: €54k▲ +3.5% vs 2022
2024: €56k▲ +2.1% vs 2023
2025: €68k▲ +22.8% vs 2024highest in 6 years
2020 → 2025
Total assets
€163k▲ 17.0%
2024 · €140k
2020: €89klowest in 6 years
2021: €106k▲ +19.7% vs 2020
2022: €141k▲ +32.5% vs 2021
2023: €157k▲ +11.0% vs 2022
2024: €140k▼ -10.9% vs 2023
2025: €163k▲ +17.0% vs 2024highest in 6 years
2020 → 2025
Net result
€13k▲ 1,028%
2024 · €1k
2020: €22khighest in 6 years
2021: €7k▼ -66.5% vs 2020
2022: €15k▲ +104% vs 2021
2023: €2k▼ -87.8% vs 2022
2024: €1k▼ -39.2% vs 2023lowest in 6 years
2025: €13k▲ +1028% vs 2024
2020 → 2025
Working capital
€16k▲ 85.7%
2024 · €9k
2020: €13k
2021: €30k▲ +122% vs 2020
2022: €42k▲ +39.1% vs 2021highest in 6 years
2023: €2k▼ -94.0% vs 2022lowest in 6 years
2024: €9k▲ +252% vs 2023
2025: €16k▲ +85.7% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€53k▲ 40.2%€54k▲ 3.5%€56k▲ 2.1%€68k▲ 22.8%
2021: €38klowest in 5 years
2022: €53k▲ +40.2% vs 2021
2023: €54k▲ +3.5% vs 2022
2024: €56k▲ +2.1% vs 2023
2025: €68k▲ +22.8% vs 2024highest in 5 years
Operating result€10k-€21k▲ 102%€2k▼ 91.9%€2k▲ 23.2%€20k▲ 866%
2021: €10k
2022: €21k▲ +102% vs 2021highest in 5 years
2023: €2k▼ -91.9% vs 2022lowest in 5 years
2024: €2k▲ +23.2% vs 2023
2025: €20k▲ +866% vs 2024
Net result€7k-€15k▲ 104%€2k▼ 87.8%€1k▼ 39.2%€13k▲ 1,028%
2021: €7k
2022: €15k▲ +104% vs 2021highest in 5 years
2023: €2k▼ -87.8% vs 2022
2024: €1k▼ -39.2% vs 2023lowest in 5 years
2025: €13k▲ +1028% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 866% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€57k ▲ 8.3%
Current assets
€106k ▲ 22.2%
Equity and liabilities €163k
Equity
€68k ▲ 22.8%
Debt
€95k ▲ 13.1%
Debt's share of the balance-sheet total falls from 60.2% to 58.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €14k
Cash flow
€26k▲
2024 · €13k
Current ratio
1.18▲
2024 · 1.11
Quick ratio
1.17▲
2024 · 1.09
Debt to equity
1.39▼
2024 · 1.51
ROE
18.6%▲
2024 · 2.0%
ROA
7.8%▲
2024 · 0.8%
Interest coverage
8.75▼
2024 · 19.74
Debt ≤ 1 year
€90k▲
2024 · €78k
Debt > 1 year
€1k▼
2024 · €5k
Income taxes
€4k▲
2024 · €889
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€140k€163k▲
Fixed assets21/28€52k€57k▲
Intangible fixed assets21€545€13k▲
Tangible fixed assets22/27€52k€43k▼
Land and buildings22€36k€32k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€13k€10k▼
Current assets29/58€87k€106k▲
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€8k€37k▲
Trade receivables40€5k€31k▲
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€76k€67k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€140k€163k▲
Equity10/15€56k€68k▲
Contributions10/11€8k€8k=
Reserves13€48k€60k▲
Distributable reserves133€48k€60k▲
Amounts payable17/49€84k€95k▲
Amounts payable after more than one year17€5k€1k▼
Financial debts170/4€5k€1k▼
Amounts payable within one year42/48€78k€90k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€6k€15k▲
Suppliers440/4€6k€15k▲
Advances received on contracts in progress46€878€748▼
Taxes, remuneration and social security45€6k-
Taxes450/3€6k-
Other amounts payable47/48€61k€70k▲
Accrued charges and deferred income492/3€300€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€15k€35k▲
Operating profit (loss)9901€2k€20k▲
Financial income75/76B€626€335▼
Recurring financial income75€626€335▼
Financial charges65/66B€703€4k▲
Recurring financial charges65€703€4k▲
Profit (loss) for the period before taxes9903€2k€17k▲
Income taxes67/77€889€4k▲
Profit (loss) for the period9904€1k€13k▲
Profit (loss) for the period to be appropriated9905€1k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€13k▲
Transfer to equity691/2€1k€13k▲
To other reserves6921€1k€13k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €11k | €8k | €12k | €14k | ▲ 15.7% |
| Other operating charges640/8 | €651 | €792 | €885 | €1k | €1k | ▼ 20.7% |
| Gross operating margin9900 | €22k | €33k | €11k | €15k | €35k | ▲ 128% |
| Operating profit (loss)9901 | €10k | €21k | €2k | €2k | €20k | ▲ 866% |
| Financial income75/76B | €447 | €795 | €972 | €626 | €335 | ▼ 46.5% |
| Recurring financial income75 | €447 | €795 | €972 | €626 | €335 | ▼ 46.5% |
| Financial charges65/66B | €1k | €2k | €894 | €703 | €4k | ▲ 450% |
| Recurring financial charges65 | €1k | €2k | €894 | €703 | €4k | ▲ 450% |
| Profit (loss) for the period before taxes9903 | €9k | €20k | €2k | €2k | €17k | ▲ 728% |
| Income taxes67/77 | €2k | €5k | €-72 | €889 | €4k | ▲ 348% |
| Profit (loss) for the period9904 | €7k | €15k | €2k | €1k | €13k | ▲ 1,028% |
| Profit (loss) for the period to be appropriated9905 | €7k | €15k | €2k | €1k | €13k | ▲ 1,028% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €106k | €141k | €157k | €140k | €163k | ▲ 17.0% |
| Fixed assets21/28 | €9k | €26k | €62k | €52k | €57k | ▲ 8.3% |
| Intangible fixed assets21 | €2k | €2k | €1k | €545 | €13k | ▲ 2,356% |
| Tangible fixed assets22/27 | €6k | €25k | €61k | €52k | €43k | ▼ 16.4% |
| Land and buildings22 | - | - | €40k | €36k | €32k | ▼ 11.4% |
| Plant, machinery and equipment23 | €1k | €2k | €2k | €3k | €2k | ▼ 33.1% |
| Furniture and vehicles24 | €5k | €23k | €19k | €13k | €10k | ▼ 26.4% |
| Current assets29/58 | €98k | €114k | €95k | €87k | €106k | ▲ 22.2% |
| Stocks and contracts in progress3 | - | €18k | €3k | €2k | €1k | ▼ 43.3% |
| Stocks30/36 | - | €18k | €3k | €2k | €1k | ▼ 43.3% |
| Amounts receivable within one year40/41 | €6k | €28k | €20k | €8k | €37k | ▲ 370% |
| Trade receivables40 | €2k | €25k | €8k | €5k | €31k | ▲ 574% |
| Other amounts receivable41 | €3k | €3k | €12k | €3k | €6k | ▲ 75.9% |
| Cash at bank and in hand54/58 | €92k | €68k | €72k | €76k | €67k | ▼ 12.1% |
| Deferred charges and accrued income490/1 | €162 | €398 | €412 | €1k | €1k | ▲ 13.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €106k | €141k | €157k | €140k | €163k | ▲ 17.0% |
| Equity10/15 | €38k | €53k | €54k | €56k | €68k | ▲ 22.8% |
| Contributions10/11 | €8k | €8k | €8k | €8k | €8k | = |
| Reserves13 | €30k | €45k | €46k | €48k | €60k | ▲ 26.6% |
| Distributable reserves133 | €30k | €45k | €46k | €48k | €60k | ▲ 26.6% |
| Amounts payable17/49 | €69k | €88k | €102k | €84k | €95k | ▲ 13.1% |
| Amounts payable after more than one year17 | - | €13k | €9k | €5k | €1k | ▼ 79.6% |
| Financial debts170/4 | - | €13k | €9k | €5k | €1k | ▼ 79.6% |
| Amounts payable within one year42/48 | €68k | €73k | €92k | €78k | €90k | ▲ 15.1% |
| Current portion of amounts payable after more than one year42 | - | €4k | €4k | €4k | €4k | ▲ 3.6% |
| Trade debts44 | €4k | €7k | €22k | €6k | €15k | ▲ 138% |
| Suppliers440/4 | €4k | €7k | €22k | €6k | €15k | ▲ 138% |
| Advances received on contracts in progress46 | - | - | - | €878 | €748 | ▼ 14.8% |
| Taxes, remuneration and social security45 | €13k | €9k | €10k | €6k | - | - |
| Taxes450/3 | €13k | €9k | €8k | €6k | - | - |
| Remuneration and social security454/9 | - | - | €2k | - | - | - |
| Other amounts payable47/48 | €51k | €53k | €56k | €61k | €70k | ▲ 14.7% |
| Accrued charges and deferred income492/3 | €1k | €2k | €300 | €300 | €4k | ▲ 1,154% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €15k | €2k | €1k | €13k | ▲ 1,028% |
| + Depreciation and write-downs630 | €11k | €11k | €8k | €12k | €14k | ▲ 15.7% |
| Operating cash flow (approximation) | €19k | €26k | €10k | €13k | €26k | ▲ 104% |
| Investment in fixed assets (approximation) | - | €-29k | €-43k | €-3k | €-18k | ▼ 610% |
| Change in cash | - | €-23k | €4k | €4k | €-9k | ▼ 338% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €1k ▼39.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2019
Ground area
1,258 m²
Building footprint
173 m²
Volume, LiDAR
854 m³
Parcel 71443E1033/00Y000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Beverzakstraat 7, 3520 Zonhoven
since 20192.339.199.936
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443E1033/00Y000 | Flanders | 1,258 m² | 1 · 173 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 497 companies in sector 43223 we hold annual accounts for 115. 97 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43223Specialised construction activities
43990Other specialised construction activities
Contact
E-mail
info@scholz-projects.be
E-mail
info@scholz-services.be
Scores and ratios are computed by Checked and are not a credit decision.