SCHOLL INVEST
ActiveSCHOLL INVEST has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €44k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 52% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-3
Solvency83▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.08 in 2024; short-term debt: 40.4% and cash: 2.5% of total assets), and 41.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.2%
Return on assets
16.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
35 d early
2023
14 d early
2022
33 d early
2021
31 d early
2020
52 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▲ 6.4%
2024 · €143k
2018: €132k
2019: €157k
2020: €172k
2021: €160k
2022: €153k
2023: €143k
2024: €143k
2018 → 2025
Total assets
€261k▼ 2.8%
2024 · €269k
2018: €221k
2019: €260k
2020: €374k
2021: €334k
2022: €322k
2023: €286k
2024: €269k
2018 → 2025
Net result
€44k▼ 14.3%
2024 · €52k
2018: €62k
2019: €65k
2020: €55k
2021: €54k
2022: €52k
2023: €48k
2024: €52k
2018 → 2025
Working capital
€-98k▲ 10.2%
2024 · €-110k
2018: €-83k
2019: €-63k
2020: €-74k
2021: €-93k
2022: €-106k
2023: €-120k
2024: €-110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€160k-€153k▼ 4.3%€143k▼ 6.9%€143k▲ 0.2%€152k▲ 6.4%
Operating result€66k-€61k▼ 6.6%€58k▼ 6.2%€66k▲ 14.9%€59k▼ 10.8%
Net result€54k-€52k▼ 2.7%€48k▼ 7.6%€52k▲ 7.0%€44k▼ 14.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€254k▼ 1.8%
Current assets
€7k▼ 30.3%
Equity and liabilities €261k
Equity
€152k▲ 6.4%
Debt
€109k▼ 13.3%
The debt ratio falls from 46.8% to 41.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €78k
Cash flow
€49k▼
2024 · €63k
Solvency
58.2%▲
2024 · 53.2%
Current ratio
0.07▼
2024 · 0.08
Quick ratio
0.07▼
2024 · 0.08
Debt / equity
0.72▼
2024 · 0.88
ROE
29.1%▼
2024 · 36.1%
ROA
16.9%▼
2024 · 19.2%
Interest coverage
85.27▼
2024 · 119.58
Debt
€109k▼
2024 · €126k
Debt ≤ 1 year
€105k▼
2024 · €120k
Income taxes
€14k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€269k€261k▼
Fixed assets21/28€259k€254k▼
Tangible fixed assets22/27€5k€0▼
Furniture and vehicles24€5k€0▼
Leasing and similar rights25€0€0=
Financial fixed assets28€254k€254k=
Current assets29/58€10k€7k▼
Amounts receivable within one year40/41€1k€0▼
Trade receivables40€0€0=
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€8k€6k▼
Deferred charges and accrued income490/1€1k€515▼
Equity and liabilities
Total equity and liabilities10/49€269k€261k▼
Equity10/15€143k€152k▲
Contributions10/11€22k€22k=
Reserves13€119k€128k▲
Distributable reserves133€119k€128k▲
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€126k€109k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€120k€105k▼
Current portion of amounts payable after more than one year42€10k€0▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€19k€22k▲
Taxes450/3€19k€22k▲
Other amounts payable47/48€88k€79k▼
Accrued charges and deferred income492/3€6k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€5k▼
Other operating charges640/8€1k€980▼
Gross operating margin9900€79k€65k▼
Operating profit (loss)9901€66k€59k▼
Financial charges65/66B€651€746▲
Recurring financial charges65€651€746▲
Profit (loss) for the period before taxes9903€65k€58k▼
Income taxes67/77€14k€14k▲
Profit (loss) for the period9904€52k€44k▼
Profit (loss) for the period to be appropriated9905€52k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€46k▼
Profit (loss) brought forward from the previous period14P€4k€2k▼
Transfer from equity791/2€21k€35k▲
Transfer to equity691/2€24k€44k▲
To other reserves6921€24k€44k▲
Profit to be distributed694/7€51k€35k▼
Return on contributions (dividend)694€21k€15k▼
Directors or managers695€30k€20k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €44k ▼14.3%
Net result drops to €44k, the lowest in the series.
30-09
Financial
Equity above €150kEq €152k ▲6.4%
8 profitable years in a row build equity to €152k.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €65k ▲5.7%
Operating result €80k, net result €65k, both a record.
30-09
Financial
Equity above €150kEq €157k ▲19.1%
2 profitable years in a row build equity to €157k.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werthplatz 264700 Eupen1 establishment unit
SCHOLL INVEST
since 20072.165.089.983
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,779 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2007
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filings
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.