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SCHOENMAKERS AGRO

Active
Private limited companyfounded 201015 yrs activeKerkstraat 1, 3960 Bree, BelgiumKBO/BCE: BE 0832.492.107
Summary

SCHOENMAKERS AGRO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €112. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 1736 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
48 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+1
Solvency29▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.24 in 2024; short-term debt: 85.3% and cash: 0% of total assets), and 96.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
3.6%
Return on assets
0%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1736 sector peers (2025).
NBB · sector comparison
Position among 1736 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-05-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
11 d late
2024
1 d early
2023
on the day
2022
on the day
2021
2 d early
2020
2 d early
2019
23 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€22k▲ 0.5%
2024 · €22k
2018: €18k 2019: €18k 2020: €18k 2021: €18k 2022: €15k 2023: €23k 2024: €22k
2018 → 2025
Total assets
€612k▼ 6.4%
2024 · €654k
2018: €2.16M 2019: €2.65M 2020: €2.93M 2021: €3.15M 2022: €3.70M 2023: €3.34M 2024: €654k
2018 → 2025
Net result
€112
2024 · €-282
2018: €956 2019: €-236 2020: €55 2021: €24 2022: €-3k 2023: €7k 2024: €-282
2018 → 2025
Working capital
€90k▼ 29.3%
2024 · €127k
2018: €19k 2019: €85k 2020: €40k 2021: €54k 2022: €266k 2023: €390k 2024: €127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€18k-€15k▼ 16.0%€23k▲ 49.7%€22k▼ 1.3%€22k▲ 0.5%
Operating result€50k-€44k▼ 12.0%€80k▲ 82.1%€47k▼ 41.4%€155▼ 99.7%
Net result€24-€-3k€7k€-282€112
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-25k€0€25k€50k€75kOperating result 2021: €50k€50kNet result 2021: €24€24Operating result 2022: €44k€44kNet result 2022: €-3k€-3kOperating result 2023: €80k€80kNet result 2023: €7k€7kOperating result 2024: €47k€47kNet result 2024: €-282€-282Operating result 2025: €155€155Net result 2025: €112€11220212022202320242025€-20k€0€20k€40k€60k€80kOperating result 2023: €80k€80kNet result 2023: €7k€7.5kOperating result 2024: €47k€47kNet result 2024: €-282€-282Operating result 2025: €155€155Net result 2025: €112€112202320242025
The operating result has fallen two years in a row; 2025 is 100% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €612k
Equity €22k ▲ 0.5%
Debt €590k ▼ 6.6%
Debt's share of the balance-sheet total falls from 96.6% to 96.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.17
2024 · 1.24
Quick ratio
0.17
2024 · 0.37
Debt to equity
26.40
2024 · 28.41
ROE
0.5%
2024 · -1.3%
ROA
0.0%
2024 · 0.0%
Debt ≤ 1 year
€523k
2024 · €527k
Debt > 1 year
€25k
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€654k€612k
Current assets29/58€654k€612k
Stocks and contracts in progress3€458k€522k
Stocks30/36€458k€522k
Amounts receivable within one year40/41€193k€88k
Trade receivables40€193k€40k
Other amounts receivable41-€48k
Cash at bank and in hand54/58€377€138
Deferred charges and accrued income490/1€2k€3k
Equity and liabilities
Total equity and liabilities10/49€654k€612k
Equity10/15€22k€22k
Contributions10/11€20k€20k=
Reserves13€42k€42k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€-39k€-39k
Amounts payable17/49€632k€590k
Amounts payable after more than one year17€75k€25k
Financial debts170/4€75k€25k
Amounts payable within one year42/48€527k€523k
Current portion of amounts payable after more than one year42€50k€50k=
Trade debts44€445k€473k
Suppliers440/4€445k€473k
Taxes, remuneration and social security45€32k-
Taxes450/3€32k-
Other amounts payable47/48€732-
Accrued charges and deferred income492/3€30k€42k
Income statement Code20242025
Other operating charges640/8€1k€1k
Gross operating margin9900€48k€1k
Operating profit (loss)9901€47k€155
Financial income75/76B€10k-
Recurring financial income75€10k-
Financial charges65/66B€57k€44
Recurring financial charges65€57k€44
Profit (loss) for the period before taxes9903€-282€112
Profit (loss) for the period9904€-282€112
Profit (loss) for the period to be appropriated9905€-282€112
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-39k
Profit (loss) brought forward from the previous period14P€-39k€-39k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
11-05
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
30-09
Financial Back to profitnet €112
Net result €112 after one loss-making year.
29-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
30-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial Weakest financial yearnet €-3k ▼12316%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
28-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial Back to profitnet €55
Net result €55 after one loss-making year.
07-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 48 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kerkstraat 13960 Bree
Ground area
1,506 m²
Building footprint
339 m²
Volume, LiDAR
2,451 m³
2 parcels, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kloosterpoort 14, 3960 Bree
Pig breeding farms
since 20112.194.769.807
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72403B0359/00E000 Flanders 1,158 m² 1 · 189 m² 10.7 m · 2 fl.
72004B0804/00K000 Flanders 348 m² 1 · 150 m² 12.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 902 companies in sector 01461 we hold annual accounts for 295. 92 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-12-2010
Fiscal year end30-09
Activities, NACEBEL 2025
01461Pig breeding farms
01610Support activities for crop production
77210Renting and leasing of sports and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.