Skip to content

SCHOENEN LUC

Active
Private limited companyfounded 1981active for 45 yearsHippoliet Spilleboutdreef 22, 8800 Roeselare, BelgiumKBO/BCE: BE 0421.718.881
Summary

The computed 12-month bankruptcy probability of SCHOENEN LUC is 1.8% (moderate). The annual accounts of SCHOENEN LUC for financial year 2025 show a net loss of 81% of the equity at the start of that year. The 2025 annual accounts show equity of €7,321 and a net result of -€30,576. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 24% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-06-1981 Normal situation
Activity
Retail sale of footwear NACE 47721and 1 other
Establishment unit
2.018.993.137 8800 Roeselare, since 01-07-1981
Financial year end
31 December
Peppol
Reachable since 22-07-2025

Board and ownership

Board
  • Samijn JozefDirector

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€82,745
▼ 58.3%
Turnover
≈ €400,000
estimated
Loss
€30,576
Equity
€7,321
▼ 80.7%
Total assets
€275,679
▼ 0.9%
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskLoss of €30,576 (financial year 2025)Sector: Retail trade (NACE 47)Last filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskSize: total assets €275,679Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 13% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 28-11
equity 2.7% of total assets
Liquidity 2-4
short-term debt 97.3% · cash 1.6%
Profitability 12-53
return on assets -11.1%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.3 percentage points vs 06-2025 08-2025: 1.7%▲ +0.5 percentage points vs 07-2025 09-2025: 0.4%▼ -1.3 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026lowest value 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.7 percentage points vs 07-2026 09-2026: 1.8%▲ +0.6 percentage points vs 08-2026highest value 10-2026: 1.8%● unchanged vs 09-2026highest value 11-2026: 1.8%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.86 (0.94 in 2024), below 1. Short-term debt is 97.3% and cash 1.6% of total assets. 97.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 21% of them on solvency, 4% on liquidity, 18% on profitability and 7% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Loss of €30,576 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €275,679
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 22726 sector peers (2025).
NBB · sector comparison
Position among 22726 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
2022
29 days late
2021
61 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €72,370 in 2024 -€30,576 View
  • Caution: Lower net result than 92% of companies in retail tradesector median €5,089 · 22,707 companies -€30,576 View

Comparable companies

These companies have the same main activity as SCHOENEN LUC: retail sale of footwear (NACE 47721). They are comparable in size and age: total assets between €302,000 and €394,000, founded between 1976 and 1990.

CompanyTotal assetsGross margin
SCHOENEN LUC Roeselare€275,679€82,745
SCHOENEN MAYFAIR Tielt€301,823€87,363
SCHOENEN HOSTENS - DEHAEZE Menen€391,019€65,432
AGC Fleurus€353,889€95,509
PICCADILLY Landen€330,577€76,194
CHAUSSURES DUSART Namur€394,070€77,331
SHOETIEK JACQUELINE Tournai€310,947€54,553
Full comparison

Key facts about SCHOENEN LUC

What is the company number of SCHOENEN LUC?
The company number of SCHOENEN LUC is 0421.718.881. The VAT number is the same number with BE in front: BE 0421.718.881.
Where is SCHOENEN LUC based?
The registered office is at Hippoliet Spilleboutdreef 22, 8800 Roeselare.Company details
What does SCHOENEN LUC do?
According to the KBO register, the main activity is retail sale of footwear (NACE 47721).
What is the legal form of SCHOENEN LUC?
The legal form of SCHOENEN LUC is Private limited company (BV).
When was SCHOENEN LUC founded?
SCHOENEN LUC was founded on 30-06-1981.
Is SCHOENEN LUC still active?
Yes, SCHOENEN LUC is an active enterprise in the KBO register.
What is the turnover of SCHOENEN LUC?
The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €82,745 and 44 comparable companies (NACE 477). It probably lies between €210,000 and €550,000.Financials
Is SCHOENEN LUC profitable?
In financial year 2025, SCHOENEN LUC made a loss of €30,576.
Where can I find the annual accounts of SCHOENEN LUC?
SCHOENEN LUC filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHOENEN LUC due?
SCHOENEN LUC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.