Schobbejak

Active

Non-profit associationfounded 200719 yrs activeVierde Lansierslaan 28, 3300 Tienen, BelgiumKBO/BCE: BE 0891.127.122

Summary

Schobbejak has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,200 and a net result of -€295. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 2204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

SchobbejakActiveChecked score 95/100

Risk analysis Report Compare

Activity

Performing arts by independent artists

NACE 90201NACE 90011NACE 92311

#6 oldest company in Tienen, Arts, sports and recreation sector

Size

€7,850turnover 2025

Equity: €41,200
Loss: -€295

Financial health

95 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 39 d early0 of 6 deeds read

Why 95+ Legal form Non-profit association+ Liquidity: current ratio 774.65, cash €19,141+ Sector Arts creation and performing arts activities (NACE 90)+ Equity €41,200 (99.9% of total assets)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 64% of its sector peers (NACE 90, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 99.9% of total assets

Liquidity 100=

short-term debt 0.1% · cash 46.4%

Profitability 58-29

return on assets -0.7%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,386 companies)

Last 12 months 11-2025: < 0.1% 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%▲ +4.5% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +4.3% vs 03-2026 05-2026: < 0.1%▲ +4.2% vs 04-2026highest value 06-2026: < 0.1%● 0.0% vs 05-2026highest value 07-2026: < 0.1%▼ -16.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%▼ -47.6% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Legal form Non-profit association lowers the probability
Liquidity: current ratio 774.65, cash €19,141 lowers the probability
Sector Arts creation and performing arts activities (NACE 90) lowers the probability
Equity €41,200 (99.9% of total assets) lowers the probability

Credit up to €500 at 30 days acceptable

short-term debt: 0.1% and cash: 46.4% of total assets, and 0.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 90, micro). Better than this share of them on solvency 88%, liquidity 96%, profitability 36%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Legal form Non-profit association

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 774.65, cash €19,141

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Arts creation and performing arts activities (NACE 90)

In the bankruptcy model this factor lowers the probability.

KBO

Equity €41,200 (99.9% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

39 d early

2024

36 d early

2023

34 d early

2022

59 d early

2021

67 d early

2020

2 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

22-06-26 Annual accounts filedfiscal year 2025 · micro…
25-06-25 Annual accounts filedfiscal year 2024 · micro…
27-06-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Positive: Among the best 5% on solvencysector median 49.4% · 2,204 companies 99.9% View
Positive: Always filed on timeaccounts within the deadline every year 6 years View
Turnover 20254 fiscal years filed €7,850 View