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SCHMIT FREDERIC

Active Private limited companyfounded 2005active for 21 yearsLouis Schmidtlaan 57, 1040 EtterbeekKBO/BCE: BE 0874.475.883

Lifetime

20 annual accounts with figures on one time axis
peak €125,414 (2019)
€71,649▼ 7.3%
lowest -€6,232 (2017)
€6,621▼ 43.8%
peak €433,206 (2021)
€424,565▲ 1.3%
€220,164▲ 31.0%
Board1 name since 2005
1 directorSCHMIT Frédéric
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Result from €11,790 to €6,621Debts from €168,115 to €220,164Cash from €286,058 to €160,783

Key points

from the 2025 annual accounts

Filings

20 annual accounts since 2006
deadline2010201520202025

Nine of the last ten came late. The 2024 accounts came latest: 64 days after the end of the period.

Position in the sector

€6,621

Lower net result than 86% of companies in human health. Sector median €60,071 · 20,751 companies.

Checked score

92
Excellent
Financially stronger than 37% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

91-5equity 65.9% of total assets
67-24short-term debt 33.0% · cash 24.9%
32-2return on assets 1.0%

Score breakdown

raises risk
2 of the last 3 accounts late
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 1.77, cash €160,783
Size: total assets €644,729
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 53% of them on solvency, 47% on liquidity, 6% on profitability and 41% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as SCHMIT FREDERIC has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of SCHMIT FREDERIC itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for SCHMIT FREDERIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.77 (2.11 in 2024), above the usual 1.5. Short-term debt is 33% and cash 24.9% of total assets. 34.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.77, cash €160,783
NBB · annual accounts
lowers risk · Size: total assets €644,729
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
64 days late
2023
31 days late
2022
22 days late
2021
3 days late
2020
25 days late
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 22 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SF
SCHMIT Frédéric
Manager, since 13-06-2005
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0874475883
Amendment of the articles · Legal-form change · Resignations & appointments Director in office: SCHMIT Frédéric · Gazette deed
First establishment Louis Schmidtlaan 57, Etterbeek
Incorporation published on 23-06-2005 · Gazette deed
All 32 events

Comparable companies

same main activity, similar in size and age
Company
SCHMIT FREDERIC Etterbeek €644,729 €71,649 65.9% -
HARMONY CLINIC Brussels €580,642 €68,628 67.2% -
IMMO SPREUWERS Kinrooi €697,832 €63,928 56.1% -
SOURIRE Uccle €740,097 €62,788 95.9% -
RONALD COEKAERTS Geel €570,179 €77,829 88.6% -
MARTAN Tienen €616,617 €87,351 70.4% -
D'HAENENS CLAUDE Wortegem-Petegem €664,566 €85,644 91.9% -

These companies have the same main activity as SCHMIT FREDERIC: dental practice (NACE 86230). They are comparable in size and age: total assets between €570,000 and €740,000, founded between 2001 and 2008.

Official details

Source: KBO
Status
Active since 15-06-2005Normal situation
Registered office
18 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
Activity
Dental practiceNACE 86230
Establishment unit
2.256.786.9541040 Etterbeek, since 28-09-2016
Financial year end
30 September
Peppol
Reachable since 04-11-2025
Company details

Annual accounts to 30-09-2025

≈ €160,000estimated
€644,729▲ 9.8%
Filing
Filed on 30-04-2026, on the last day of the filing period
Financials

Insights on SCHMIT FREDERIC

SCHMIT FREDERIC files the micro format. That format states no turnover. The gross margin fell from €118,270 in 2006 to €71,649 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SCHMIT FREDERIC

What is the company number of SCHMIT FREDERIC?
The company number of SCHMIT FREDERIC is 0874.475.883. The VAT number is the same number with BE in front: BE 0874.475.883.
Where is SCHMIT FREDERIC based?
The registered office is at Louis Schmidtlaan 57, 1040 Etterbeek.Company details
What does SCHMIT FREDERIC do?
According to the KBO register, the main activity is dental practice (NACE 86230).
What is the legal form of SCHMIT FREDERIC?
SCHMIT FREDERIC is a private limited company (BV).
When was SCHMIT FREDERIC founded?
SCHMIT FREDERIC was founded on 15-06-2005.
Is SCHMIT FREDERIC still active?
Yes, SCHMIT FREDERIC is an active enterprise in the KBO register.
What is the turnover of SCHMIT FREDERIC?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €71,649 and 32 comparable companies (NACE 862). It probably lies between €120,000 and €210,000.Financials
Is SCHMIT FREDERIC profitable?
In financial year 2025, SCHMIT FREDERIC made a profit of €6,621.
Where can I find the annual accounts of SCHMIT FREDERIC?
SCHMIT FREDERIC filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHMIT FREDERIC due?
SCHMIT FREDERIC must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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