SCHLITZ
ActiveSummary
SCHLITZ has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€68,250) and a net result of €7,556. Equity is shrinking by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 2601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+74
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.71 against 0.68 in 2024; short-term debt: 135.7% and cash: 13.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-38.5%
Return on assets
4.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 2601 sector peers (2025).
NBB · sector comparisonPosition among 2601 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
19 d early
2022
15 d early
2021
18 d early
2019
27 d late
2018
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€68,250▲ 10.0%
2024 · -€75,806
Total assets
€177,434▲ 3.5%
2024 · €171,383
Net result
€7,556
2024 · -€34,348
Working capital
-€68,729▲ 12.1%
2024 · -€78,219
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,514-€1,880-€18,036-€30,128▼ 67.0%€8,275
Net result-€5,443below the sector's middle half-€1,391within the sector's middle half-€18,541below the sector's middle half-€34,348below the sector's middle half▼ 85.3%€7,556within the sector's middle half
Equity-€24,307below the sector's middle half--€22,917below the sector's middle half▲ 5.7%-€41,458below the sector's middle half▼ 80.9%-€75,806below the sector's middle half▼ 82.9%-€68,250below the sector's middle half▲ 10.0%
Total assets€73,729within the sector's middle half-€98,544within the sector's middle half▲ 33.7%€172,366within the sector's middle half▲ 74.9%€171,383within the sector's middle half▼ 0.6%€177,434within the sector's middle half▲ 3.5%
Debt€98,036-€121,461▲ 23.9%€213,823▲ 76.0%€247,189▲ 15.6%€245,684▼ 0.6%
Working capital-€31,627below the sector's middle half--€29,326below the sector's middle half▲ 7.3%-€43,004below the sector's middle half▼ 46.6%-€78,219below the sector's middle half▼ 81.9%-€68,729below the sector's middle half▲ 12.1%
Solvency-33.0%below the sector's middle half--23.3%below the sector's middle half▲ 9.7pp-24.1%below the sector's middle half▼ 0.8pp-44.2%below the sector's middle half▼ 20.2pp-38.5%below the sector's middle half▲ 5.8pp
Current ratio0.68below the sector's middle half-0.76below the sector's middle half▲ 0.080.80below the sector's middle half▲ 0.040.68below the sector's middle half▼ 0.120.71below the sector's middle half▲ 0.04
Return on assets (ROA)-7.4%below the sector's middle half-1.4%within the sector's middle half▲ 8.8pp-10.8%below the sector's middle half▼ 12.2pp-20.0%below the sector's middle half▼ 9.3pp4.3%within the sector's middle half▲ 24.3pp
Staff (FTE)4.8-4.6▼ 4.2%2.8▼ 39.1%2.4▼ 14.3%3▲ 25.0%
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8,275 after a loss of €30,128 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177,434
Fixed assets
€5,457 ▼ 19.8%
Current assets
€171,976 ▲ 4.5%
Key figures and ratios
EBITDA
€9,623▲
2024 · -€29,043
Cash flow
€8,904▲
2024 · -€33,263
Quick ratio
0.61▲
2024 · 0.58
Debt to equity
-3.60▼
2024 · -3.26
Interest coverage
12.96▲
2024 · -29.52
Debt ≤ 1 year
€240,705▼
2024 · €242,796
Income taxes
€0▼
2024 · €3,310
Staff costs
€107,712▲
2024 · €106,742
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,448 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit under 5% of the balance sheet
2.1%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €67,712 | €90,154 | €88,941 | €106,742 | €107,712 | ▲ 0.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €666 | €912 | €912 | €1,085 | €1,349 | ▲ 24.3% |
| Other operating charges640/8 | €2,727 | €2,837 | €3,239 | €2,884 | €3,381 | ▲ 17.2% |
| Gross operating margin9900 | €68,591 | €95,783 | €75,056 | €80,584 | €120,716 | ▲ 49.8% |
| Operating profit (loss)9901 | -€2,514 | €1,880 | -€18,036 | -€30,128 | €8,275 | ▲ 127% |
| Financial income75/76B | €112 | €3 | €2 | €74 | €24 | ▼ 68.0% |
| Recurring financial income75 | €112 | €3 | €2 | €74 | €24 | ▼ 68.0% |
| Financial charges65/66B | €1,007 | €492 | €507 | €984 | €743 | ▼ 24.5% |
| Recurring financial charges65 | €1,007 | €492 | €507 | €984 | €743 | ▼ 24.5% |
| Profit (loss) for the period before taxes9903 | -€3,409 | €1,391 | -€18,541 | -€31,038 | €7,556 | ▲ 124% |
| Income taxes67/77 | €2,034 | - | - | €3,310 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€5,443 | €1,391 | -€18,541 | -€34,348 | €7,556 | ▲ 122% |
| Profit (loss) for the period to be appropriated9905 | -€5,443 | €1,391 | -€18,541 | -€34,348 | €7,556 | ▲ 122% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €73,729 | €98,544 | €172,366 | €171,383 | €177,434 | ▲ 3.5% |
| Fixed assets21/28 | €7,320 | €6,409 | €5,497 | €6,806 | €5,457 | ▼ 19.8% |
| Intangible fixed assets21 | €6,996 | €6,247 | €5,497 | €4,747 | €3,997 | ▼ 15.8% |
| Tangible fixed assets22/27 | €324 | €162 | €0 | €2,060 | €1,461 | ▼ 29.1% |
| Plant, machinery and equipment23 | €324 | €162 | €0 | €2,060 | €1,461 | ▼ 29.1% |
| Current assets29/58 | €66,409 | €92,135 | €166,869 | €164,577 | €171,976 | ▲ 4.5% |
| Stocks and contracts in progress3 | €21,558 | €23,683 | €22,662 | €22,864 | €25,166 | ▲ 10.1% |
| Stocks30/36 | €21,558 | €23,683 | €22,662 | €22,864 | €25,166 | ▲ 10.1% |
| Amounts receivable within one year40/41 | €17,387 | €1,669 | €94,899 | €115,086 | €115,265 | ▲ 0.2% |
| Trade receivables40 | €17,387 | €1,669 | €1,818 | €2,005 | €2,034 | ▲ 1.5% |
| Other amounts receivable41 | - | - | €93,082 | €113,082 | €113,231 | ▲ 0.1% |
| Current investments50/53 | €5,073 | €17,569 | €4,900 | €4,438 | €6,657 | ▲ 50.0% |
| Cash at bank and in hand54/58 | €20,307 | €47,823 | €42,877 | €20,580 | €23,216 | ▲ 12.8% |
| Deferred charges and accrued income490/1 | €2,084 | €1,391 | €1,530 | €1,609 | €1,672 | ▲ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €73,729 | €98,544 | €172,366 | €171,383 | €177,434 | ▲ 3.5% |
| Equity10/15 | -€24,307 | -€22,917 | -€41,458 | -€75,806 | -€68,250 | ▲ 10.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | - | - | - | - | - |
| Other1109/19 | €18,600 | - | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€44,767 | -€43,377 | -€61,918 | -€96,266 | -€88,710 | ▲ 7.8% |
| Amounts payable17/49 | €98,036 | €121,461 | €213,823 | €247,189 | €245,684 | ▼ 0.6% |
| Amounts payable within one year42/48 | €98,036 | €121,461 | €209,873 | €242,796 | €240,705 | ▼ 0.9% |
| Trade debts44 | €26,440 | €39,416 | €40,621 | €53,619 | €55,010 | ▲ 2.6% |
| Suppliers440/4 | €26,440 | €39,416 | €40,621 | €53,619 | €55,010 | ▲ 2.6% |
| Advances received on contracts in progress46 | €286 | €25 | €0 | €163 | €855 | ▲ 425% |
| Taxes, remuneration and social security45 | €22,251 | €23,654 | €18,764 | €24,566 | €24,899 | ▲ 1.4% |
| Taxes450/3 | €10,107 | €11,131 | €6,260 | €10,610 | €11,865 | ▲ 11.8% |
| Remuneration and social security454/9 | €12,144 | €12,523 | €12,504 | €13,955 | €13,034 | ▼ 6.6% |
| Other amounts payable47/48 | €49,059 | €58,366 | €150,488 | €164,449 | €159,942 | ▼ 2.7% |
| Accrued charges and deferred income492/3 | - | - | €3,950 | €4,393 | €4,978 | ▲ 13.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,443 | €1,391 | -€18,541 | -€34,348 | €7,556 | ▲ 122% |
| + Depreciation and write-downs630 | €666 | €912 | €912 | €1,085 | €1,349 | ▲ 24.3% |
| Operating cash flow (approximation) | -€4,777 | €2,303 | -€17,629 | -€33,263 | €8,904 | ▲ 127% |
| Investment in fixed assets (approximation) | - | -€1 | €0 | -€2,395 | €0 | ▲ 100% |
| Change in cash | - | €27,516 | -€4,946 | -€22,298 | €2,636 | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7,556
Net result €7,556 after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€34,348
Net result drops to -€34,348, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1,391
Net result €1,391 after 3 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue E. Davio 2694102 SeraingGround area
862 m²
Building footprint
496 m²
Volume, LiDAR
3,112 m³
Parcel 62038A0383/00T002, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Clef 10, 4621 Fléron
since 20012.101.412.651
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62038A0383/00T002 | Wallonia | 862 m² | 1 · 496 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,377 companies in sector 95311 we hold annual accounts for 2,962. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-05-2001
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95315Tyre services
47820Retail sale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474768676
Also
9925:BE0474768676
Registered
13-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.