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SCHIPPERS EN PARTNERS

Active
Private limited company (pre-2019)founded 1987active for 39 yearsKapelstraat 67, 2660 Antwerpen, BelgiumKBO/BCE: BE 0430.495.205
Summary

The computed 12-month bankruptcy probability of SCHIPPERS EN PARTNERS is 2.6% (moderate). The 2025 annual accounts show negative equity (-€103,825) and a net result of -€12,812. Equity has been shrinking by about 11% per year since 2018. Its solvency ranks better than 5% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-02-1987 Normal situation
Activity
Retail trade NACE 47783and 1 other
Establishment unit
2.033.385.264 2660 Antwerpen, since 13-03-1987
Financial year end
31 December
Peppol
Reachable since 30-05-2026

Board and ownership

Board
  • Schippers RafDirector · since 01-10-2011

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Annual accounts 2025
Gross margin
-€7,520
Loss
€12,812
Equity
-€103,825
Total assets
€39,459
  • Negative equity on 31-12-2025
  • 2025 accounts filed 91 days after the deadline
Turnover not published (abbreviated or micro format)
Filed on 30-10-2026
Score breakdownraises riskLoss of €12,812 (financial year 2025)Negative equity -€103,825Sector: Retail trade (NACE 47)lowers riskSize: total assets €39,459Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 12% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2022
Weak
Solvency 0=
equity -263.1% of total assets
Liquidity 26-24
short-term debt 340.2% · cash 20.7%
Profitability 0-71
return on assets -32.5%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.3%lowest value 01-2025: 4.6%▲ +2.3 percentage points vs 12-2024 02-2025: 4.6%● unchanged vs 01-2025 03-2025: 4.7%▲ +0.1 percentage points vs 02-2025 04-2025: 4.3%▼ -0.4 percentage points vs 03-2025 05-2025: 4.3%● unchanged vs 04-2025 06-2025: 4.3%● unchanged vs 05-2025 07-2025: 4.3%● unchanged vs 06-2025 08-2025: 6.2%▲ +1.9 percentage points vs 07-2025 09-2025: 6.2%● unchanged vs 08-2025 10-2025: 6.2%● unchanged vs 09-2025 11-2025: 6.8%▲ +0.6 percentage points vs 10-2025highest value 12-2025: 6.8%● unchanged vs 11-2025highest value 01-2026: 6.8%● unchanged vs 12-2025highest value 02-2026: 6.8%● unchanged vs 01-2026highest value 03-2026: 6.8%● unchanged vs 02-2026highest value 04-2026: 6.8%● unchanged vs 03-2026highest value 05-2026: 6.8%● unchanged vs 04-2026highest value 06-2026: 6.8%● unchanged vs 05-2026highest value 07-2026: 6.8%● unchanged vs 06-2026highest value 08-2026: 6.4%▼ -0.4 percentage points vs 07-2026 09-2026: 6.4%● unchanged vs 08-2026 10-2026: 2.6%▼ -3.8 percentage points vs 09-2026 11-2026: 2.6%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.2 (0.68 in 2022), below 1. Short-term debt is 340.2% and cash 20.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 23% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €39,459
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €12,812 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€103,825
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
181920212225
2018 to 2025 · latest year -€103,825
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
91 days late
2022
58 days late
2021
79 days late
2020
123 days late
2019
109 days late
2018
86 days late
2017
115 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 94 days after the deadline. In the sector (NACE 47), the median for financial year 2022 was on the deadline day, and 50% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 October (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€103,825 View
  • Caution: Lower solvency than 95% of companies in retail tradesector median 36.6% · 12,757 companies -263.1% View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as SCHIPPERS EN PARTNERS: retail trade (NACE 47783). They are comparable in size and age: total assets between €12,500 and €63,900, founded between 1968 and 2002.

CompanyTotal assetsGross margin
SCHIPPERS EN PARTNERS Antwerpen€39,459-€7,520
BERATUNG UND DIENSTLEISTUNGEN LINDEN Sankt Vith€41,067-€249
BARE ET ENFANTS Brussel€24,406-€3,785
DEBEUCKELAERE ASTRID Roeselare€63,909-€8,768
Het Verguld Schaap Sint-Katelijne-Waver€12,669-€40,995
Etablissementen J. Bilsen en Co Lier€56,881€5,278
POOL EVOLUTION Thuin€12,546-€8,210
Full comparison

Key facts about SCHIPPERS EN PARTNERS

What is the company number of SCHIPPERS EN PARTNERS?
The company number of SCHIPPERS EN PARTNERS is 0430.495.205. The VAT number is the same number with BE in front: BE 0430.495.205.
Where is SCHIPPERS EN PARTNERS based?
The registered office is at Kapelstraat 67, 2660 Antwerpen.Company details
What does SCHIPPERS EN PARTNERS do?
According to the KBO register, the main activity is retail trade (NACE 47783).
What is the legal form of SCHIPPERS EN PARTNERS?
The legal form of SCHIPPERS EN PARTNERS is Private limited company (pre-2019) (BVBA).
When was SCHIPPERS EN PARTNERS founded?
SCHIPPERS EN PARTNERS was founded on 20-02-1987.
Is SCHIPPERS EN PARTNERS still active?
Yes, SCHIPPERS EN PARTNERS is an active enterprise in the KBO register.
What is the turnover of SCHIPPERS EN PARTNERS?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is SCHIPPERS EN PARTNERS profitable?
In financial year 2025, SCHIPPERS EN PARTNERS made a loss of €12,812.
Where can I find the annual accounts of SCHIPPERS EN PARTNERS?
SCHIPPERS EN PARTNERS filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHIPPERS EN PARTNERS due?
SCHIPPERS EN PARTNERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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